 I want to refinance a 1st mortgage and a 2nd which is a equityline that is with a another bank. need help? |
| Can i pay them both off with a refinance from home is we have enough equity in home. I am told i need to pay a .5 point fee to convert an equity line to a cashout loan since this loan is not a ... |
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 I'm on month-to-month lease agreement. How much I've to pay if I'm going to move out middle of the month? |
| I live in Glendale California, and I plan to move out on 15th of Feb but I've to pay rent on 1st every month, so on Ferbruary I have to pay rent for the whole month? ($1795) or I can pay only $92... |
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 I'm looking at building a new house next spring. Should I look at selling my house now & move to an apartment? |
| I have a wife & 3 1/2 year old son and, we want to be in a good position and not have to worry about selling this house once the new one is built. Renting would save us about $3-500 per month ... |
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 Inland empire, So. california, who are the best mortgage bankers, name top 3 please? |
| I wish to add a borrower with 701 median fico, relative, have 510 median fico, want max cashout, primary and rental property both to be refinanicaed, and stated income for both of us. Urgent, as ... |
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 Is it better sell my house by owner ans offer 5% to the buyer's realtor?or go to a reputable real estate co? |
| A local realtor in a gated community averages 1 sale per month in that community. is it better to list my house (water view, 1 mile from the beach and listed below market price for 2 months with ... |
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 What does 80/20 mean in mortgage terms? |
| I SEE PEOPLE TALK ABOUT 80/20 IN MORTGAGE TERMS WHAT DOES IT MEAN? AND HOW DOES IT WORK?... |
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 How long should I wait before lowering the price of my home? |
| (TX.) I am moving out of state in 2 mos. My home was listed with a local realtor for $195,00. Two offers have came in one @ 189,000 & one @ 176000. Currently, there's about 8 other homes ... |
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 If I find a dead body in my newly bought home, can I keep it? |
| This house I just bought is rather old, and the realitor guide must've missed checking all the rooms fully because I found a hidden closet space. And it there was a dead body of someone fairly ... |
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 Can you get a mortgage without a credit rating? |
| Me and my boyfriend want to move out this year but I don't think we will be considered for a mortgage because neither of us have a credit rating. We have never had loans or credit cards, the ... |
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 How long should it take to build a house, and how many contractors can work at the same time? |
| My husband and I are finally ready to start bilding our house. My father-in-law started building his house in June 2006 and didn't finish until June of this year. It took him a year to build ... |
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 Can I break an apartment lease by presenting a dr's note stating the apartment stress is affecting my health? |
| I am living with two roomates in an apartment that we all signed a lease for. I would like to get out of the apartment because Im not getting along with my two roomates. If my doctor provides a note ... |
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 How can I sue my mortgage broker without going broke? |
| I was taken for a ride by a mortgage broker. He lied to me about the terms of my loan, lied on my application about my income, and lied about numerous other things. Now I am stuck in a horrible loan ... |
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 What does a real estate agent/realtor do? |
| I want to get a realtor license when I turn 18 the summer. I just want a basic explanation of what the job is and how money is made.... |
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 Lawyers! I'm trying to move out of my appartment but they said there is a "no winter move out clause" ?? |
| My lease began 03/01/05 but under the "Lease Period Ends" it says "N/A". I plan to buy a house and was told that I have to give a 60-day notice but the 60-day notice cannot expire ... |
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 Real Estate Problem/ Dispute? |
| If you have a written contract for a property/ real estate and the buyer(supposed buyer) breaks it by not paying, can I enforce that contract? And get the property back since he didnt pay for it? The ... |
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| I heard its a way to get a morgage with less than subprime credit, anybody heard of it? |
Additional Details
i heard with these mortagages u have to refinance in 2yrs or lose your house. the loan is based on the property value and if the bank is likely to make a profit in 2 ... |
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 Are home inspectors often wrong? |
| We're selling our house & have an offer & today we had a home inspection. We bought our house from the builder & it's only 3 1/2 years old & we keep it in top shape! A... |
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patty73 | Should I use a bank or morgage company for home loan? |
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Digger
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If you have an established relationship with a bank and good credit, then go for it, otherwise a mortgage company might give you a better deal. Whatever you do, contact at least three lenders (mortgage companies and/or banks) for a Good Faith Estimate (GFE) before you sign. As for mortgage companies, always look for a direct lender instead of a broker.
Good luck! |
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bpl
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Personally, I would tell you to not just look at the rates. Yes, rates have to be competitive because this is what you will pay every month, but you have to be able to work with the institution that you are getting financing with. Banks tend to be more freestanding institutions that are more available to help you when you need it versus the mortgage companies. |
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Bigboi924
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Maybe check out a wholesale lender around your area. Most work with many other mortgage lenders to give you the best 2-3 options you can get from mortgages and banks. Hope for the best to ya |
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Art
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Use whomever will get you the best deal! I always tell my clients to shop around... it's your hard-earned dollar that you are trying to save!
Good luck. |
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The "Axeman" cometh
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A banks rates will be a lot higher then a morgage co. Shop around with ALL the Morgage Companys and find the best rate with your ''income to debt ratio'' and credit score.Look for a FIXED 30 yr. morgage at about 5.5% and no higher then 6.5%, they are out there, you just got to do your homework. |
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jjdriskel
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Shop around! Sometimes your bank can do more for you, but sometimes mortgage brokers can get you into something that the banks can't. Check with your bank, and about 2 to 3 mortgage brokers, see who can get you the best deal and depending on where you live, you may even qualify for down payment assistance!! |
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Landlady R
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Shop around for the best rate,
If your credit is good, you don't need the added expense of using a mortgage broker.
Countrywide is usually pretty reasonable, try your local hometown bank as well. |
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