 Are there ANY mortgage companies out there that will finance someone with at 475 beacon??? |
| I already have a mortgage on my home. I recently went through some bad money problems with a repo and my mortgage payment went 2 payments past due. I do NOT have the extra money to catch up these 2 ... |
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 My wife is driving me crazy! We are looking at houses in New Jersey and she says no to everything we look @ |
| Here is the thing. We are on a budget here in NJ. The housing is rediculously expensive here, and the taxes are too high. We are looking to only spend a max of 300K on a house, and we are looking ... |
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 Any creative ideas for selling a house? I know the market is tough, but I'm surprised it's THIS hard! |
Additional Details
This home is well maintained, in a good neighborhood and priced right - but getting no interest. Maybe someone out there knows something we don't know. Serious ... |
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 How do I get rent assistance? |
| Any ideas of places that will provide rent assistance? For example, vouchers, money, checks, and such. The Housing rent assistance, where they base your rent on 30% of your income takes forever to ... |
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 Have you ever flipped a house?? |
I am really thinking about flipping a house.
I was just wandering if anyone had any advise to give to me. Also where do you get the money to do all of the construction and buy all of the things ... |
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 I just signed a lease in November but I want to move. I don't want to affect my credit so what should I do? |
| I have had mice problems since I have moved in here last year. The complex would send out pest control who would set out traps but this wouldn't take care of the problems. Finally after I had ... |
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 Paying off my mortgage? |
| I came into some $ via an inheretence recently...and it is enough to pay off my 30 year mortgage at 8.1% completely.....I want to pay myself back this money monthly, and it would only take 15 years ... |
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 What happens to my good faith deposit if the seller doesn't respond to my offer and we opt out of buying? |
| We made an offer on a short sale house, it is in escrow and we put a good faith deposit down on it. The sellers lender hasn't responded to our offer. We are thinking of not waiting around. Do ... |
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 I was curious how a house value is based upon it's market value? (See below)? |
| My wife and I bought our first house in september of last year at that time we paid 174K the valation according to the State of Maryland was only 86K. State of Maryland values it's properties ... |
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 Who pays for the home warranty and the survey? The buyer or seller? |
Have yet to make first offer, just got approved @ 5.875% for 30 years. Any Advice Please!
Additional Details
Got approved through FHA... |
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 Any Good Real Estate Sites sites to list my home for FREE ? |
| Does anyone know of any Real Estate websites where we can list our home either free or inexpensively ?... |
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 Who would I report this problem too? Too many people in 2 bedroom apartments? |
| I live in an apartment complex, all are 2 bedroom apartments. Many of these have 10-15 people living in them and are way overcrowded, I know this is against the state laws, but who would I call to ... |
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 What good is an open house? |
| I am FSBO selling my home. When I first began marketing the home I was getting about 3 showing per week. This until I quickly realized that everyone was likely window shopping, or nosy neighbors. So I... |
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 Is this a legal eviction in NYC when a landlord gives 7 day notice but no valid reason? |
| I rent a room in a brownstone in NYC on a week to week basis. Any time in the past that I've asked the landlord to fix something, he always says that he doesn't have the money to make any ... |
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 Curious. What would a general monthly payment be on a house that is $125,000.00? |
| Someone has told me that when you figure in insurance and taxes, it should be a lot more added to each months payment. Of course, this depends on the taxes and insurance. But, will it be as much as 50... |
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. | Should this person rent or buy a house? |
Single, young, Hispanic male, just graduated from college, and just got a job as a biomedical technician earning about $41,000 per/year. He is going to move out of his parent's house and is going to also buy his own car. Should he buy a house or should he just rent a nice apartment for now? |
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♥ Heaven ♥ Lee ♥
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Having your own house it better than renting.
If you already have a car, hold off buying a new one until after you close on the house. You don't want to run in to any snags.
Good Luck! |
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Peilthetraveler
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You probably wont be able to buy....They usually want you to be on your job 2 years first. Unless you are getting owner financing, i dont think anyone will give you a loan until you've been working 2 years. Dont rent a "nice" apartment...rent an "Ok" apartment and put that extra money away for a downpayment on your house in 2 years. Remember that even if you get 100% financing for a house, closing costs on a 200k home will run you about 9-10k Do you have that in your bank right now? Better start saving. Put away 500-1000 per month. You should be able to do that if you dont go crazy with buying stuff for the next 2 years. I make about 45k per year with wife/kid and i can save anywhere from 1000-1200 per month so i think you should be able to save at least 500-1000 being single. |
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src50
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Unless he's independently wealthy, he won't be able to buy a house for a while. |
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Angie
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I would rent for now. Try to build up a reasonable amount for a down payment on a house in a year or two. |
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Alterfemego
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You brand new car depreciates as soon as you drive it off the lot. For the most part, real estate gains appreciation.
Hold off buying that car just yet. You need to think thru this carefully. While a nice new car is fun to have, it won't give you tax deductions on your income, it won't appreciate, it last's practically forever, a car is what 10 years at best? So let's use our smart college educated brains here. Even if you only plan to stay in town a couple of years, you still get all the great benefits of homeownership. In two years that new car's smell is gone, the tires need replacing... shall I go on? Logic my son, use your education and show us how good you really are! |
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slick rick
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First piece of advice is to buy a used car if that isn't what he is already doing. I bought a brand new car when I got out of college. Looking back should of bought used and banked the money. Hold off on the house. Give the new job some time. It may not work out. He may decide to move somewhere else. Plenty of time to buy a house down the road. Stay at home for a year if possible and save a bigger down payment for when the actual home purchase is eventually made. |
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Kristoffer
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He should rent until he finds a nice little wifey who also works and then buy a much nice place than he would have bought by himself. Dual income is the key! (...oh yeah and don't marry her just for her income!)
And by the way, if you're degree is related to the field of work then you don't have to wait 2 yrs to establish your income. First time home buyer programs great for college grads who have not established much of a credit or employment history. |
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jovichick27
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Always better to buy a house if you can afford the down payment |
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Tim
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If he can qualify, he should buy the house. Now is the best time for someone new to get into the market.
Aftre buying the house, then you can look at a new car. But onbly after you move in otherwise it could after you qualifying for the home loan. |
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johnjanetl
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I agree with whomever said that lenders usually want 2 years on the job. He hasnt yet established his 41k per year yet on yearly taxes. If he is paying cash, I think it would be a good idea to buy instead of rent. If not, I would consider living with my parents if possible for a year to save $, or rent something that is safe and reasonable in order to save for a home as well. After two years of saving and maintaining his job history and credit, he should be good to go with buying and probably have some imediate equity in his purchase. |
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