 How do you go about buying your first house? where do you start,bank or Realtor? |
Additional Details
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What would be the monthly payment on a $90,000 mortgage at a rate of 7.5% interest for 30 years?
Additional Details
Anyone know how to calculate this?... |
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What makes buyers to decide to work with certain realtor ?
What are buyers looking for in today's market?
What causes buyers to make buying decisions sooner.
Why buyers are ... |
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Smiling JW | Since house prices in the UK are falling does that mean that rent will fall also? |
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Henry Hedgehog
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As a landlord, I've recently been advised by the letting agents to raise the rent slightly, in line with local market conditions.
There are fewer house buyers because it's harder to get a mortgage (credit crunch). House prices are falling because there are fewer buyers. Fewer buyers means more demand for renting. More demand means higher prices.
Once credit becomes easier, rents may fall. But hopefully not too far!
Another factor that might cause rents to fall is if unemployment soars and/or wages fall, as tenants will have less money to spend on housing.
House prices and rents are largely decoupled from each other, because they're really two separate markets. The house market involves landlords and other house owners; the rental market involves landlords and tenants. But once a long-term landlord has bought a house, he's not interested much in whether he could sell it for more or for less, as he's already made his investment; instead, he's interested in how much yield he can get from it, i.e. the rent he can ask. As long as there are plenty of well-off tenants around, and no surplus of rental accommodation, rents will stay high. |
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DolceVita
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Well maybe for tenants of newly bought properties, possibly, its down to the individual landlords though. If they are smart they will price their rent competititively.
If you are an existing tenant however, it is unlikely that the landlord will reduce your rent because, in most cases he will still be paying the mortgage according to the price at the time at which he bought it (i.e. when house prices were high). But then again, he may decide that he needs to compete with other prices, and he may reduce the price reluctantly in order to do so. |
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WelshLad
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No the landlords won't do it, they want extra money. |
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bud
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No, they won`t, more people are renting there houses out instead of selling at the moment just to get some extra money, people can`t get mortgages so renting is the only option for some |
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ric b
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Not neccesarily.House prices will continue to fall until they level out.The problem is,in the current climate not many people are buying houses as the uncertainty with unemployment etc is causing people to be more thrifty.In theory the demand for rented properties should rise,meaning the prices should too.In theory. |
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Jessie James
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Haha, not liklely!! |
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chris at hornchurch
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no. |
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gmel227
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I doubt it; the increase in demand for rental property is more likely to force prices upwards.. |
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Doctor Deathrow
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Lol. good question, I think it will because nowadays people cant afford it. |
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starlight
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i wish, everyone is out for as much as they can get now |
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Leon G
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Hell to the no!!
Landlords are not your friends its a business for them
They are there to make money from you and your the dumb ones who pay off their mortgage for them |
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