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 Would it be good if everything was free?
utilities,gas,house,autos,everthing we pay for now

what would happen?...


 Can a tenant sue for their sec. dep. if they broke their lease and caused over that amount in damage?
I am a landlord in MA. My tenant moved out 2 months before there lease agreement was up. We didn't find new tenants until a month later. We sent the tenant that moved out a letter stating the ...


 The council refused to house me, they said I made myself intentionaly homeless! Have you experience this?

Additional Details
Little Miss Berry, What details do you require?my email is on there you can email me as well.thanks....


 I was going to make an offer on this house ,but the estate agent told me I had to pay them £120?
I am talking about scunthorpe,in north lincs.I liked this house on the internet.I told the agent on the phone I would probably pay the asking price if I liked it (this town is 300 miles away from me) ...


 Is it legal for my landlord to ask for a photocopy of my ss card?
I recently put a downpayment for an apartment and the landlord told me in order to sign the lease I need to bring a photocopy of my driver's license and social security card. Is that even legal? ...


 What does having a 3 days grace period for rent mean?
If my rent is due on the 1st, when it the last day I can pay before there is a late fee? If I pay on the 3rd, will there be a late fee?...


 How can I get out of my lease in Indiana due to a new job in Florida?
My husband left on Frioday last week to start a new job. The kids and I aren't going till end of June. I am giving my notice on the 1st that we will be out at the end of June. I plan to pay June&...


 Does my house need Hardwood Floors?
We just bought a house that needs all new floors. I don't have a lot of money to put into it. I'd like to save a little money and put laminate flooring in the main living areas and kitchen. ...


 Do you think this in unfair.......?
i own a static caravan in west wales uk .the owner has put my rent up £400 18 months ago and now this year another £500 ...do i have any rights?...


 What is the difference between putting me on my to-be husbands mortgage or leaving me the house in a will?
My future husband suggested in lieu of adding me to the mortgage of the house in which we have been living in for 2 years,(he bought it himself right before we met) that we make our wills after we ...


 19 want to move out of home need tips?
Im 19 and me and my mum are having some difficulty and Im thinking of movin out and renting a house in the next 6 months.Im currently working and earningg $764 weekly and doing modeling on the side.I...


 Buying a home!!!?
has anyone had a really easy, hassle free homebuying experience?? if so.....who was your lender, how did you go about it? any advice for a first time home buyer??...


 Do you need money to start working as a real estate agent?
Do you need start up money.?...


 Sounds to good to be true with roomate?
so i just bought my first home and put up that i was looking for a roommate on a few websites. so after i get a few people asking about, the person who seemed most interested was a model from london. ...


 How do home loans work when you have a home loan and want to sell your house and get a new home?
Say, you have a home that you still owe $$ on.....You want to sell this house and buy a new one. Would you take the money you get for selling your current home and put that toward paying off your ...


 Can i be held legally responsible for evicting a tenant who has never paid rent?
...


 Downpayment on a house?
What is a good downpayment on a mortgage between $125000 to $140000? How is a good way to save it, while paying off bills? What are some of the things you need for easier approval by the banks?...


 Another offer last night
I've been wondering about this. I currently have an offer on my house for 185K *its listed @ 187,900* Another offer was presented last night, however it was LOWER than the offer we accepted, ...


 Do you consider 5,000 square feet a decent size house?
I'm curious. My friend said his house is 5,000 square feet. I've never been there, but he's described it kind of to me....


 How much of my total income should i spend on my house payment?
...



justme
Single mom tired of renting - NEED HELP?
I am a single mother of 1, with low income. i have a roommate with good income. But both of us have questionable credit. we pay 1050 for rent now plus all utilitys.
Is it posible for us to buy a house with no down payment?
If so, How.
PLEASE help. our lease is up at the end of july.
                     
 




jas2_dm
Rating
I would look into a USDA Rural Development loan, if you are in an area that qualifies for it. They can subsidise your imcome and help you make your payments.

Also, and FHA loan (Talk to a local Mortgage Broker to get more details) might be a good solution, because they are more lenient on damaged credit.

Without knowing more details, these are two good options for you.

Both of the above mentioned programs are government loans, and will provide you with better interest rates, allowing you to get more house for your money, or keep your payment down on the house you want :)

Good Luck to you!


togashiyokuni2001
There's a conforming program called My Community that can get you up to 100% LTV on a purchase, you just have to have a high enough credit score to get the MI coverage, under $60k in annual income, no judgments, and collections under $5k. It allows for higher debt ratios, as well, but if you're paying that much for rent, there are some pretty good-sized houses you could afford, depending on what state you live in.


spadezgurl22
Rating
yes but i doubt you will be able to close in time. in reality you should set a goal to stop renting in 6 months. You can get a loan that will cover 100% but u need to pay closing costs, cant u afford that? I would suggest contactig lexington law or a financial advisor, and have them help you improve your credit. They help raise peopels scores in lesss thaN 3 MONTHS. Then y ou will have a hugher credit score and be able to purchase and get a lower rate for your loan. I would suggest waiting to buy in september, thats when the market has the lowest interest rates. But it is possible to get 100% financing as long as you credit score is 600 or higher.


greeneyedflavor
try applying for Welfare (section 8) or pick up a second job


gottaknow
don't know what state you live in but some states offer options of buying a house w/ low income through housing authority. Also look into Mannie Fae, now i don't think this could be done by July but at least give yourself 6 mos - 1 year to try and obtain this.


nallabackwards
Rating
Look into condos. Pretty cheap, you own the place, generally easier to get approved for credit because it's alot less money.


julliana
I would check out habitat for humanity. It is supposed to be for low income families who work and are willing to invest time in working on the house with the volunteers. I think you should call.

http://www.habitat.org/getinv/apply.aspx
(800)422-4828, ext. 2551 or 2552.


bic
Rating
nope


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