 I have an arm loan? |
I GOT AN ARM LOAN BUT I HAD A 650 AND NO LATES EVER IN MY LIFE .YEA I KNOW I SHOULD HAVE LOOKED AT FINE PRINT BUT IS THAT PREDATORY LENDING
Additional Details
and i have a way to get out ... |
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 My mom got a letter in the mail saying our house will be sold? |
It says the house will be sold at public acution August 4th. I knew my mom was in debt but is she really about to lost the house? What do I do?
Additional Details
We still live here. C... |
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 Can I break the lease? |
| I just rent a room of a house on the september first aand singed 1-year lease. After I moved in, I found the room has a bad odor. I guess the odor is caused by mold. The bad odor cause nasal ... |
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 How much earnest money should I put down? |
| I found my dream house and will make an offer tommorrow. How important is the earnest money? The house is vacant, so the seller is motivated.... |
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 Will we get preapproved with 687 and 715 credit scores? |
| My husband and I are looking to buya $250K house in Delaware. We make about $120K combined income. We are in the preapproval process, but want to make sure our credit score sound high enough to get ... |
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 Should i sell my home? |
| i've only had my house for nine months my sister and my boyfriends best friend moved in with us(me and my boyfriend). we got a house with extra bed rooms because my sister and the friend told us ... |
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 Being kicked out-Renting a new home- Low Income-HELP!? |
Hello guys,
I have been surfing the web for ever & I can't seem to find any help with my situation. I am being kicked out of the house, long story, & I was already looking for ... |
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 What are my options w/ this house?? Please help!!? |
| Story in short: old woman that lived alone in a house behind my parent's (where I grew up) passed away...her niece who lives in TX has been cleaning out the house and fixing it up little by ... |
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 Eminent domain... county wants my land? |
| Whats a fair price determined by if the county wants to buy 4 acres of my land to build a retention pond to help control down stream flooding? Or can they just take it and build what they want?... |
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 My new landlord wants to charge me for water bill? |
| i think i heard its landlord responsibility in ny state this true?... |
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 How to break a lease (preferably landlords!)? |
Actually, I know how to, but I wondered if this would be a good enough reason for a landlord...
Currently I rent a 2 bedroom townhome. At first it was nice but now the area has really ... |
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 Is there going to be a housing market 'crash'? |
| As a first-time buyer, getting on the property ladder is fairly daunting at the moment. There seems so much uncertainty withing the economy....is it best to wait and see what happens over the coming ... |
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 Would you rather sell or rent out your home? |
| If you moved into a new house and had the option of selling your old house or renting it out until the housing market stabilizes what would you do?... |
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 Can I ask a realtor to hold a house for 6 months with some kind of legal agreement? |
| We would like to buy a house but will not have enough money for a down payment until 6 months from now. So can I ask the realtor to not sell the house for that time period?... |
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 What happens if my loan amount is more than my house is worth today cuz of the housing market? |
| Three years ago, we refinanced our house, got into a 3 year ARM, didn't know anything about refinancing so I did that, thinking that was the best thing to do. It was worth $182,000, the loan was ... |
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 My rented house flooded, my basement was packed with stuff, who has to pay to get all damaged stuff out of? |
I currently rent a house. This morning I went down stairs to switch over my laundry and to my supprise there was a foot of water in the basement.
When it rains I always seem to get a ... |
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 Should I get an interest only 30 year fix mortgage? |
I'm considering an interest only 30 year fix mortgage but I'm still a bit confused.
After the 10 years, will the interest rate be changed to the rate at that time, or will it ... |
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Megg L | Spouse's Foreclosure? |
My husband and I live in CA. He purchased a home completely on his own. I was not on the loan and I did not sign any loan documents. I am on the deed. When ever I have my credit report run, the home loan is never in the report. If the house goes into foreclosure, will this affect my credit? |
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Janet P
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CA is a community property state. You will be effected. You equally own all assets and debts of your spouse. |
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Me
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I think it will. It's hard to separate the credit of couple living together. Actually, you don't even have to be married in order to have shared credit history -- having one or more shared credit accounts and that would do the trick. After that, it is tough to separate credit records -- even after a separation of the relationship. So, if you have any other shared accounts, then whatever happens in the future to one will affect the other. |
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shiprepairwoman
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It is a community property state so you are exactly the same as your spouse. If you have anything to do with the house like your name on the deed it is comingled. |
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kckid2
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Your credit is safe. But if you live in the home, then that could very well mean you need to find a new address. The lender can take the house. |
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Annick J
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Your name has to be on the mortgage to affect your credit. Your name is only on the deed because your husband gifted part of the house to you. However, the mortgage is still a lein on the house and you will lose the house in the event of forclosure. |
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chatsplas
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YEP.
You're married to him, you're on the deed, you're on the line.
Speak to the lender, see what you guys can work out. There are options, IF you're willing to cut back and try. |
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estielmo
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Quite likely. Your credit reports are mingled by marriage. The loan won't show, but the foreclosure probably will. |
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Jimmymac
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No, only the mortgage company can foreclose and you never were on it. |
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Laurie C
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No because the loans in his name. |
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