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 My boyfriend can't find a cosigner...Are there alternative ways to getting one?
He's 18, only had a credit for about two months, and doesn't have a good relationship with his parents. He's fully able to pay rent ($600 a month and under), since he works 40 hrs a ...


 What are the steps for moving out of a house that you own? (with the whole family)?
I constantly think about moving out of state, but we own a home. If I get a job in another city, what are the logistics for moving out of the house and not getting into a financial nightmare? I ...


 Foreclosures?
SOMEONE PLEASE HELP!
Me and my family want to buy a foreclosure house in North Fontana,CA but we cant find any that we can buy that are real estate owned or how ever you buy foreclosures. We ...


 What's a warranty deed? Why would a buyer ask for a survey, if seller has a w. deed from orig. plot lines?
Yes I looked it up on line, but I don't understand what I read. Can someone put this in plain english for me?
I'm curious, because a buyer wants my 64 acres surveyed prior to ...


 Wrongful eviction?
Please help. I been in this trailer park for over a year. The other day I got home with a note on my door saying, undiserable tenant. (eviciton notice) The next day I talked to the manager to ask ...


 Mortgage/loan confusion....?
Here's my situation... I am self-employed and have been for almost 3 years. I have the past 2 years tax returns... which don't total much in profit at all. I am looking to shift my business ...


 What kind of offer should I make on a house?
I found a house that I would like to purchase. The asking price is 157,500 (about average for the area). I was wondering if anyone could give me some input on how low of an offer I could make. I ...


 Help! Im scared and really worried!?
I was browsing on craigslist and found an ad with his phone number and email advertisng my place for rent as of Nov.Ist. My contract does not end until March.

My boyfriend sometimes parks ...


 How easy is it to get a mortgage with adverse credit?
My landlord has just told me that he is selling the house we rent. He has said that we can buy it for £130k, but I don't work as I have 2 young kids (can't afford childcare etc) and my ...


 Buying my own place?
this isn't really a question, more of a rant. i'm 19 and live in hackney, east london. i'm working as a teaching assistant and earn about 900 a month. my parents are driving me crazy ...


 When is a rental lease agreement binding if we sign the lease before the actually date the lease starts?
My wife and I signed a lease on 25 October 2008 to rent a home to accommodate the LL because they live out of State. The Lease agreement does not start until 1 NOV 2008 as stated on the LEASE. When ...


 If your landlord is forced to sell house in divorce, does the tennant have any rights and what are they?
Our landlord tells us we have nothing to worry about but he then brought a realtor to the home in question, along with his soon to be ex wife, and later told us that he has to put the house on the ...


 Will landlords combine rent and utilities if requested?
We are looking to rent a house for our first time, and while looking at ads I noticed some of them have rent and utilities combined and others say $---- rent, + utilities. Is it something unusually ...


 Can you work with your mortgage lender to have them willingly lower your principle balance?
Has anyone done this? Also, will this negatively affect your credit score? I would think the lender would rather lower your principle balance than face foreclosure....


 2nd Mortgage help! I need a lender with balls...?
I need to refinance my second mortgage but most brokers that I've worked with shoot us down. We reworked out 1st mortgage about a year ago due to my wife being out of work. We were able to avoid ...


 Can I refuse to allow my land lord to enter my home?
I live in an apartment complex and they are constantly sending out 24 hour advance notices to let tennants know that they will be entering the apartment on a certain day between certain hours. S...


 I don't have any credit. Is it still possible to get a loan to buy a house?
I work full time and have been at the same job for 8 years. My husband also works full time. We both have good jobs that pay well. Our problem is that we don't have any credit at all. We don&...


 Buying a property ? England answers only please.?
How does a 20 year old purchase a property, that costs £200,000 ?
Since she is only young can she get a mortgage and pay it off, during her life ?
Thanks, best answer gets 10 points.
<...


 Should we shop at around at diffrent banks for mortgage rates?
My husband and I are first time home buyer's. We didn't kow if it was better or worse to let several banks run pre-approvals. I wasn't sure if it would hurt our credit for a bunch of ...


 CAN THEY DO THAT ????? ?
I moved into a place owned by a housing association in February this year. at first while decorating there was alot of noise because there was no carpets down and the man that lived below me could ...



blu_id_irish
Termination of agreement before Lease is signed???
Is there a stated time that the would have landlord has to give back the deposit. We have no signed lease, I have absolutely given her a signed formal letter stating that we will no longer be renting the dwelling and have asked her for the deposit back. Now as a catch up, I have previously asked a question about a possible landlord that has too many no's and orders and even wanted us to keep the electric & water bills in her name to get away without paying the cap. Gains tax. She stated that we did not have to do it, but that was the straw that broke the camels back, so to speak... We have not moved in just put down a hold deposit.
I believe that we are due the entire amount back regardless of the time that she says we have now wasted of hers. And the money that she will need to put back up to re list it on line...
just making sure that she does not have a leg to stand on here...
Additional Details
We have a receipt for pymt that states it is to hold the property for the rental, and I have kept every email that she has sent to me. Even the one asking about the taxes. We have not stepped foot in the home, except only to look at it. None of our property is in the home, nor did we have to pay for a credit app. There were no fees involved with our transaction, she just wanted to have the deposit to hold it...
                     
 




bigpuppax
You gave her money without any type of written agreement? Even a hold agreement?

Edit #1 - Unless there is something substantially wrong with the place, she may be entitled to your deposit. If not, and you are canceling in good faith, you should be able to get your deposit back.

Edit #2 - To all those people asking about the utilities and what they have to do with capital gains - It appears that this is a lady renting out her own house, where she has been living. When she sells it, she can avoid paying capital gains taxes provided she has been in occupancy for two years. She is probably trying to establish a long enough occupancy record by keeping her name on utility bills.


Landlord
Rating
You did not give dates so I am just infering from what you said.

You must have the capital gains tax confused, power and water have nothing to do with it. Some cities require that the owner pay the water bill (mine does), but electricity is optional (to have) so the renter pays that. The owner HAS to pay the water bill to assure that the sewage system stays operational. My city had a problem with illegal alians not paying those bills and using alternative methods (very gross ones) of waste removal.


But I am digressing....

From what you said she can keep one months rent, as she held the property for you. In most states she is NOT entitled to advertising fees though, she can not charge you for listing online.

Although you did not sign a lease it sounds like you had a verbal agreement that you would be renting her property and those are binding as well, but limited by local laws.


acermill
Your deposit is most probably non-refundable. Landlords have a right to retain such deposits due to removing the property from the market, credit checks, and other assorted costs. Now withstanding that she seems a bit weird, you should be prepared to kiss that deposit good bye.


bostonianinmo
Rating
If you gave her a deposit to hold the property and then you failed to execute the lease, the landlord generally can keep the deposit unless state law or local ordinances say otherwise.

Her leg is the stronger one in this situation, sorry.

I have no clue what you're talking about with the utilities and capital gains tax. That's just jibberish. Utilities have nothing to do with capital gains.


Barbie
The laws can vary from state to state. I would suggest you go the link below and look up the laws for your state.


themovieguy73
huh?
proofread first
if you gave her money and dont move in thats your loss


DennistheMenace
Rating
1st part only....you have 2 strikes against you....it is a gimme that 30 days after you move, had given 30 days notice, did a condition walk-thru, and took pictures, you get your dep. back, if all was ok. but if you didnt do that.....she can say anything and youcant prove different...CYA


spadezgurl22
not quite sure, being that you gave her money without a signed agreement will be your word against hers. yes she shoudl return it back, but she might charge you for each day the apartment was off the market for holding it for you. which is fair and legit. really you should call her and tell her the reasons why your not taking the place, just tell her its too much hassel to agree upon and u would ratherlive somewhere else. ur in a sticky situation. be carefuly about how u approach it bc she could go all psyco on you and refuse to give back the funds since she took it off the market for you.


worse case scenario if your paid by check (which wouldve been the smart thing to do, pay 30 bucks and cancel the check)


Tim
Rating
Did you fill out an application that required the fee at that time?

If this was just you handing her a check for the understanding it was a deposit on renting the place and you didn't sign anything then you probably have a chance at getting your money back. Most likely though you will have to go to small claims court to get it if she continues to be less than helpful.

Hopefully you have proof of her requests to keep the utilities in her name, more than likely though it was just a verbal request. Try and document every interaction with her, when and where it occured and what you talked about so if it does go to court you are prepared.

FYI: I am by no means any sort of legal person so don't take this to the bank. Just my input after dealing with a crappy landlord as well.


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