 I own 5 acres of land and was told that it' sworth $185,000. Is that per Acre or for all 5 acres? |
| One real estate agent told me it was per acre and another one told me its 185K for all five acres...which one is right.... |
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 How would I find out who owns a home that is not occupied? |
| Im looking at a home at 48 Benjoe Drive, Amityville, NY 11701 its completely empty and I just wanted to know if it was for rent or sale.... |
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 Can my landlord successfully hold my money for this? |
| i had left a place that i had rented with my animals. when i did the walk through i was told that it smelled like pets. i tried to clean up the pet odor as much as i could and left the windows open ... |
|
 Next door neighbor has vines growing into/on my property.? |
| I would like the neighbor to remove since it's coming from her vine plant on other side of the fence. It's growing out of control and is climbing on my roof. I've been out of town for ... |
|
 Council House? |
| it it possible if you work full time to claim a council house where you dont pay rent the council covers you but obviosly you pay the general bills or is that only if you are unemployed?... |
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 What criteria do you have to meet to get a morgage? |
| how long in a job , what kind of wage earned, circumstances ... |
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 What's the fairest way of dividing up the rent for a 2BR apartment with 3 people? |
It's a 2 bedroom apartment with 3 people living in it; 2 of whom share 1 bedroom, and 1 has his own bedroom.
Is a 50%/50% split fair? The 2 people sharing 1 bedroom pay 25% each, ... |
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 Do you need perfect credit to get a mortgage? |
| I have a few accounts that show "settled" or "settled for less then owed" on my report and one or two that are in collections that need to be paid off. My husband has some medical ... |
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 Can a mortgage company (in CA.) that holds the second (20%) on your home, foreclose on the entire home? |
| The mortgage company that holds the second on my rental property in the amount of $60,000 is trying to foreclose on my entire rental property that is valued at $450,000. Is this possible?... |
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 How easy is it to lie about your situation when trying to get a decent mortgage? |
| fir the house you want. With my income which isn't massive but not pathetic, i'd be able to buy a mobile home as house prices are a joke here. Single floor apartment can cost 130+ K. What a ... |
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 I have accepted an offer on my house, will i still get charged selling fees from estate agent if i back out? |
I have just accepted an offer on my house this weekend for the asking price and have decided not to move now,due to a change of personal circumstances.
Will i still get charged the selling fee ... |
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 Condo vs. Manufactured Home? |
| I am planning to eventually buy a house over-seas, and since I also plan to stay here for a few months out of the year, I am looking into buying a place here also. I am having a hard time deciding on ... |
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| I am approved for a home loan but only with a down payment.At this time we don't have any money to put down. |
I was told by the loan officer that I could get a 2nd mortage loan to cover the down payment.Does anyone have any information about this?
Additional Details
Should I try for this or just ... |
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 Is it common to get ripped off by real estate agents? |
Also, I would like to know what are the most common ways that real estate agents try to get as much money out of their clients.
Additional Details
I realize that there are a few "... |
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 I am buying a home and the broker is threatening me, using information I supplied to get the loan against me.? |
| He says if I don't give him all the money in my bank account then he will not sign off on my loan. The loan company signed, the title company signed... but the broker will not sign. He says he ... |
|
 Landlord wants me to do my own background check? |
| I want to rent a commercial space and my landlord wants me to perform my own background/credit check. I've never had to do this before, as all my previous landlords did this for me. Is this ... |
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 HELP. I have an opportunity to buy a 2500 sqft home for 360k and no down payment with an interest only loan? |
| for 7 years. This is because my parents cannot sell it in time and will have to foreclose. I only make approx 45k a year, I can afford the payment because I have permenant renters (brother and sister)... |
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 UK QUESTION - What is are the benefits of being a home owner? |
| YES I know its an "investment" . Me and husband have been homeowners for the last fifteen years and I don't feel that we currently benefit from being homeowners (maybe when we're ... |
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bellababi44 | The best place to apply for a loan to buy my own home? |
where is the best place you can reccomend to apply for a loan to buy my first home? My credit is not great but it is not horrible and income is okay about 1,000 a week before taxes and i'm not in any debt such as credit cards or anything like that i just think I might not have enough credit |
 |
 
CJKatl
|
You indicate that your purchasing your first home and your credit isi not so great. While most of the loan programs you would have qualified for over the past few years are gone, you are the perfect candidate for an FHA loan. Call your bank and ask them about FHA loans. Check also with at least one other large lenders, a couple brokers, and, if you are a member, a credit union. FHA is going to care less about your past credit and more about your current situation.
Good luck.
Additional: Someone below said go to a Real Estate Agent for a loan. No. No. No. No. Go to a bank/credit union/mortgage lender/mortgage broker. Do not go to a Real Estate Agent. While it is legal in a very few states, including CA, for a RE Agent to sell loans, most states recognize that this is not a good thing and have outlawed it!! Keep the person who sells you RE and the person who facilitates your mortgage separate and you're much less likely to get taken advantage of!! |
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Oz
|
Go with the person you trust and feel comfortable and confident asking questions. Try to get into a 30 year conventional loan. If possibly stay away from interest only loans and avoid paying too much in origination and junk fees. |
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Quicken Loans
 |
Hello,
I recommend finding a mortgage company or professional that you can trust. Ask your friends, family and coworkers for someone they’ve worked with or trusted to handle their mortgage needs.
Also, check online. There are several online lenders that you can search for that are capable of providing you with the help you need.
I hope this answers your question. |
|
Mr. Knowitall
 |
CJ is on the money - check with your local bank about an FHA loan, then check with a couple of mortgage brokers or bankers in your area. The brokers/bankers will have a few more programs to choose from than your local bank. Once you have quotes from all, pick one!
No credit is fine - bad credit is what you don't want. Most programs these days are ok with limited credit histories - it sounds like you'll be fine. |
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Mrs Apple
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You should talk to a real estate agent. They offer better rates than the bank because they're trying to sell you a house and they want to make sure that you can actually afford to make the money payments. |
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juliette B
 |
Fannie mae has some good programs out for first time homebuyers as does freddie mac.
Both will get you good solid 30 year fixed rates in teh low 7% range.
FHA is similar but will only lend 97% instead of 100%.
I'd be more than happy to get you pre-approved.
www.fivestarsmortgage.com
loans@fivestarsmortgage.com |
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ted f
|
see alot on here about directlendingplanet
they seem to be the next best thing out i have yet to hear anything bad form borrowers only brokers seem to be bashing them for giving away secrets i think |
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