 Can the landlord come in and show your apartment to someone without you being there ? |
Hi there,
I just got a call from my landlord. He said someone is interested in buying the apartment/condo and they will be coming to check it out. I told him sure, I am avaialble after ... |
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 Where do I find people that share same interes with me? |
| How do I know to know people that share the same interes with me. That like to socialize, come to my house, that accept my invitations, that love food, that is willing to share. I have come to the ... |
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 How do I get out of this home before I lose it and buy cheaper one? |
| I just did a so called mortgage modification and payment went up from $2400 to $3100. We were already having trouble, how can we pay more. Can we get out before foreclosure and find someting else? W... |
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 Can a Realtor lower commission because of his error? |
| Here's the deal... we have "sold" our condo and we are closing at the end of the month. The buyers just did an inspection which turned out to be very unannounced- the buyer's ... |
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 Legal Advisers only! !! pLEASE ANSWER VERY IMPORTANT!? |
| Me and my 2 friends leased an apartment together, broke the lease and now owe the company 2,500. Its now preventing myself from leasing my own apartment, and they dont even plan on paying it because ... |
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 Ok im a first time home buyer? |
| here is the deal me and my husband have put a offer on the house for 150,000 when the orginal price is 144,900 we have to beat out 5 people on the deal i will admit all the walls have to be torn down ... |
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 How do I find out who owns a piece of land? |
| In the republic of Ireland. A field next to a house that I am looking at, nobody seems to know who owns it.... |
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 How much monthly income do you have to make to try to get a home loan on a 485000. home? |
| i noticed a forclosure in my area and called on it they said 485000.dolars , i said thanks and hung up discouraged ,and i got to wondering ,what the calculations on that amount would be ,concitering ... |
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 Why is good credit so necessary to buy a home? |
| My husband and I are trying to buy a home. Someone beat us to the offer by a day. However, the single lady has bad credit and needed a co-signer which is her father. But then we found out that dad ... |
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 An unwed live-in couple with a mortgage splits up. How does 1 get his or her name of the mortgage? |
| Both of their names are on the mortgage. But they splitted up without being married. One still has the house and still making regular mortgage payments. The other one that left wants his or her name ... |
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 If I default on a mortgage what happens? |
| Will the mortgage company sue me for the difference between what I owe and what it is sold for if I default? Also, will there be a lot of difference between a default and being several payments ... |
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 Buying a house questions? |
1. What is "escrow" and how long does it take?
2. Usually, how long does it take to purchase a house before you can actually move in?
3. Generally, how much are "closing ... |
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 The Real Tenants From Hell!? |
Gorgeous George & his Four grown Sons.
1.) George, owned and operated a small engine repair shop from my rental home and used the hall tub as a parts cleaning vat.
2.) His son F... |
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 I am looking at a house for sale and the Realtor says we can "get creative" with the mortgage-how is that? |
Additional Details
Yes, it was listed at 400,000 two years ago and has set empty ever since then. I think it is worth half that at best. I am wondering if the owner took out a second ... |
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 Will we be forced to move??!? |
| We currently rent the 1'st. fl. of a 2-family home in NJ. The son of the owner of the house who also resides upstairs bought the house from his mother last summer. Since then he has been making ... |
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 Home loan with a credit score of 597? |
| What are the chances of getting approved for a loan to buy a house with a credit score of 597? just curious, thanks.... |
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cnicoledel | The house I'm buying isn't worth the price offered...? |
the appraiser said it wasn't worth the price. it's about 50,000 less than what we offered. the sellers don't owe anything on it, but i'm worried they won't negotiate with us. do you think they will take it or leave it? my loan agent said the longer you leave it on the market the more money they will lose. i really want this house!!! |
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Landlord
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They are not loosing any money. They may decide to wait it until the market recovers. Or wait for a cash offer.
I have heard of banks refusing to sell right now (in CA) because they are simply going to wait it out. |
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starshyne59
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Offer the appraisal value... don't over-pay because they are not going to get that price they want anyway if it won't appraise.
Most lenders will not finance the amount over the appraisal value, so you would have to pay anything over the appraisal amount out of pocket... and that's a really bad idea in this very slow housing market.
Good luck! |
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ann
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If the appraisal didn't come in at the price you need, you need to move on. If you can't mortgage the house, how do you expect to pay for it? There is always another house. |
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estielmo
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If they don't negotiate then you withdraw your offer. This is business, never fall in love with a house you can't get at your price. |
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Beverly S
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Do not offer more than the appraised value! That would be really dumb. No lender is going to give you a mortgage for more than the value anyway so you would have to have cash at closing for the difference. The sellers will not be able to sell it for what they are wanting if the value is not there, so I wouldn't worry too much.
Good luck. |
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Marysue
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Did I read correctly? You’re “worried” they won’t negotiate? I guess I have good news…they don’t really have a choice. Either they sell it to you at the appraisal amount or the deal ends and they wait for another buyer who will have the exact same issue. If they’re working with an agent, their agent should be smart enough to explain this to them. |
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glenn
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It is possible that the appraiser made a mistake. It is much more likely that the market is down and the house just won't apprise.
As a buyer, I would insist that the seller lower his price to the appraisal. If they won't then walk away.
If you just have to have this house and the seller won't reduce his price then you will have to come up with the additional cash to reduce the loan amount as if you bought it for the appraised price. |
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Benzo
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If they really want to sell, then they'll lower the price. There's nothing you can do if it doesn't appraise well. Who ever is trying to buy the house will have to go through the same thing as you. Don't worry... unless there's someone out there with $50k to waste and loves the house as much as you do. If they own it outright then they tend to hold on to it until the market goes up. Just give them and deadline and move on if they don't budge. Just when you think you can't love any other house, another one comes and you end up liking it even more. Keep looking. |
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HEATHER
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There is a reason that your lender wants an appraisal done. Because they don't want to give you a $250K loan on a $200K house (or whatever the amounts are). Maybe the sellers won't negotiate with you. If they don't, you will find another house - one that is worth what you are paying. |
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