 We got an elevator in our house, but can never use it. Should we complain to the landlord? |
| Some weeks ago, an elevator was installed in our house and in the beginning, we (8 tenants in a shared house) were quite happy with it. But soon we found out that we can hardly use it and we wondered ... |
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 I just moved into this apartment in California and the air conditioner doesn't work.? |
| I didnt think to check to see if the air conditioner worked, everything else in the apartment was fine. Can I ask the landlord to fix it or replace it?... |
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 I keep hearing about first-time home buyers getting really good deals. Where can I find more info about it? |
| I am in Minnesota, and people (non-home buyers) are telling me they can get super-good interest rates, no money down to buy, not have a stable job, and get a loan for 120k. Can this be real? I have ... |
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 What is average yearly salary for real estate broker? |
Is it a easy job?
What would be my average year salary if i go to college for four years for that?... |
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 2 lost rent checks 15 mos. old? |
| July and August 2007 we paid our rent to our landlord (after living there 13 years). In September 2008 our landlords representative called us and said they can't find the checks we sent for rent ... |
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 IS it legal to run a B&B from a rented house in Scotland? |
If i am renting a house is it legal to run a B&B from it?
Additional Details
I'm thinking that it would not be an official B&B as such, more like a hostel situation...... |
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 Cousin buying a house can i rent if off him? |
| my cousin is buying a house but he works away, i am living on a council estate, so he said i could rent it privatley from him and get housing benefit to pay my rent etc. can we do that? that way i ... |
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 First Time buyer, Can i buy a property with my mum or dad to help me get on the ladder? |
| i am a first time buyer but cant afford to buy a house on my own, does any one no if it is possible to buy a house with your mum or dad even thou they have a mortgage on there own house, could they ... |
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 I am offered a position selling homes on the beach starting at 1 - 10 million dollars.? |
| Do you think I will sell these homes in this economy. Located in South Beach Fl directly on the beach?... |
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 Can your Landlord charge you a late fee if he just doesn't want to come get the check? |
| I have the rent check sitting here waiting for him to come and get it and have told him that he can pick it up, but he wants me to bring it to him. Can he charge me a late fee if he doesn't ... |
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 Is it possible to get a mortgage if your previous house was repossessed? |
| My boyfriends house is being repossessed. He owned half of the house, the other half belonging to his friend - who is the reason why it is being repossessed; because he has not kept up with the ... |
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 Can you help settle a difference of opinion? |
| My BF bought a house,we moved in together a year ago.History: The MTG. pmt every month is 732.00 - this is not including taxes & Insurance, he pays this at year end. The Issue: I pay him 500 a ... |
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 Getting out of an apartment lease......? |
| Ok I need to know if there are any quirks to getting out of an apartment lease besides causing yourself to be evicted (which is not an option for me) and paying rent till the lease is up! The place I... |
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 California show up to work get paid 4 hours? |
| in the state of California if you are asked to show up to work and sent home are you entiteled to get paid 4 ... |
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 How do I get out of having to pay pet deposits & "pet rent" in an apartment ? |
| We live in Arizona and are looking for an apartment to rent however there are both refundable and non-refundable deposits along w/ "pet rent"! I've heard that a letter from a medical D... |
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 I am thinking about flipping houses. I am only 20 years old is it possible for me to do this? |
| I am reallying thinking about flipping houses for a living because it seems really fun and rewarding. I am going to be taking construction courses at my school and most likley majoring in real estate.... |
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 Landlord problem, can anyone help? |
| here's my situation. about a week and a half ago, i came home from work and noticed that one of the shades on my bedroom window was open. i always keep it closed for a reason. i let it slide ... |
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 Property in the u.k? |
| im wondering where would be the best place to buy property in the u.k ....???... |
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 How can I stop my landlord from evicting me from an apartment in Texas? |
Husband moved out, had to spend money on things like car repairs so I can get to work, and other bills. Need a little time to catch up but apt. manager isn't cooperating.
Additional D... |
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Poor | The value of my house has fallen below the mortgage principal owed... should I walk away from the property ? |
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RM
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Sure if you don't want to assume any responsibility for any of the decisions you've made. The reason this economy is bad is because so many people are giving up and walking away. We're slowly turning socialist and expecting everyone else to help us out and clean up our problems.
Well what is the lender going to do? You signed papers stating that you legally would pay back all that money you borrowed to buy the house + interest. Suddenly you realized that your investment lost some value and you want to bail and leave someone else to clean up? That's completely irresponsible of you and if you do it, you must lack a conscience.
Hold onto the house, keep paying, work out a deal with your lender. The house will eventually be worth more than you owe. It may take a while but didn't you buy to live there for a long time anyhow? You think you'll be any better off going back to live with mom and dad or renting? Rents are sky high right now! |
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acermill
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Of course not. Why would you do that ? Do you feel the same about a loan for a car, which is guaranteed to fall lower in value than what is owed at some point ? Houses are no different. You borrowed the money and you are obligated to pay it back. |
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Paul in San Diego
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No. Right now your loss is only on paper. The housing market will turn around eventually. And, when it does, you can decide whether to keep the house or sell it for no loss.
But, if you walk away from the house right now, the loss is real. You will be subject to legal actions by the mortgage company to get their money back from whatever assets you own, and you will have a severe hit on your credit report that will affect more aspects of your life than you can even imagine.
If you do just walk away, head south and keep on walking. Maybe they won't be able to track you down in Argentina or some place like that. |
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Alterfemego
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NO! I hate to preach, but listen to me. This will turn around. If you can still afford your payments, I suggest you stay put and make them. It is just too easy to walk away from your committments then try to blame every one else. Just sit tight. Your value will go up again, it may take a few years, it may not go as high nor as fast as it once did.
But be greatful for the blessings you have, good health, a good income, family, etc.
Don't put yourself in a position of making a decision that will haunt you for more than 10 years. |
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estielmo
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What has that got to do with anything? Keep making the payments and soon enough the value will return. |
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Gromit
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A mortgage is a legal contract that says the lender will pay you now so that you can buy a house now. Your part of the deal is that you will pay them at $X/month.
No where in that contract says that if the real estate market takes a dive and your home (FOR NOW) is worth less than what you bought it for you get an exemption from that loan.
It's simply not right.
I agree with everyone else that if you continue to pay your mortgage payments that it will work out AND you won't trash your credit rating in the meantime.
What many people forget is when you take that kind of horrible bad credit report against your credit -- it costs you a LOT of money in the long run. You will pay more for insurance, for other credit, for lack of opportunity to buy because you weren't able to get credit, higher deposits, it can even affect your employment if you are in some industries such as banking. But forget all that for a moment, you signed an agreement that the bank held up their end of the deal on. They did not pick the home or area, you did.
In the end, it's an issue of integrity. Hang in there, I'm not saying that it's not tough but it'll work out and you'll be the better for it. |
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Biggie @ Arbor Mortgage
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Why would you want to do that? Are you in an ARM? Are you behind your payments & going to lose your home anyway? If these don't explain your situation, stay in your home & ride it out! I know that my home is worth a lot less than what I owe on it, but it does not bother me because I don't have to touch either of my mortgages for 7.5 years! It will come around! |
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ARTmom
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Most people should just sit tight for 6 months to a year and much will change-don't get that on your record |
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