 Apartment advice please....? |
| So my friend and I have been looking into apartments for a couple weeks and have seen three or four and have lots to go. Another friend wants to look at places with me. So I sugguested the three of ... |
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 Move or not to move??? Your opinion please??? |
Current Apt:
$1500 including water, trash & sewer
the building is over 20 years old, however it has a tennis court, basketball court and 2 swimming pools (and we use them daily).
... |
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 Can I sue my husband for not paying the morgage when I would give him the money and now my home is being repod |
| I'd give the money to my husband to pay all the bills becasue I'm always out of town but I came to find out he has not paid a single one and my home is being reposessed. I got a letter that ... |
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 Landlord gave 24 hour notice |
| the landlord (unless an emergency) gives 24 hour notice to enter the unit for inspections. (that way we know in case we aren't home that someone entered our house) the notice was delivered 07.29.... |
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 How can i evict my tenant? |
| i have a year lease signed with my tenant, but now i need to move back into my home. can i evict him. he has also broken the lease. he had roommates move in without me knowing about it.... |
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 Do you need to leave 10% for down payment of house? |
| I heard the general rule of thumb for a down payment of a house is 10%. Is that generally true? I'm sure it depends on a person's credit, amount of years the loan is for, etc. I wanted to ... |
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 If I pay my mortgage 20 days late can they take action against my house? |
| I always pay my mortgage on time but this time I need another week past the grace period to pay ... |
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 Our house was appraised at $795 k, comparables are listed in the $650k range, how far do we go down in price? |
| it sits on 5 flat acres, huge shop, above ground pool. Beautiful place on the edge of town in Vancouver W... |
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 I fell asleep while cooking. The building smoke alarm went off. Can the landlord evict me? |
There was no fire. What i was cooking just dried up and started smoking. The smoke was so bad i copuldnt see a thing but there was no damage to the apartment.
Additional Details
There ... |
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 Am I still responsible for a lease/apartment after the lease as expired? |
Hello, I live in Los Angeles, and have a roommate in a 2 bedroom apartment.
My current lease for my apartment is over as of Dec 1. I had given my landlord my 30 notice, and told my roommate. My ... |
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 Info about a lien on a house? |
| My parents have a lien on their home. The company who put the lien on the home is no longer in business, but the lien shows on my families credit report. They want to refi the mortgage, but no ... |
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 How do I evict my girlfriend who is not on my lease agreement (california)? |
| Every time I ask her to leave she threatens to have me arrested for domestic violence. I have not done anything and wouldnt, (I have a prior on my record and she knows it. I have had to barricade ... |
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 If some one moves out and they return the key do they have any rights to collect the stuff they left? |
or can i keep it?
Additional Details
when my sister left her partner her solicitor told her to take what she could because she wouldn't be able to get anything when she left, but ... |
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 Property on market for 30 weeks? |
| Hi viewed a property a few weeks ago that needs modernising 2bed terraced. On sale for £99,950. Put an offer in for £87,000 it was declined put another offer in yesterday for £90,000, she ... |
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 Could I move to LA with 5,000.00 and be happY? |
| My and my family don't get along. I am an 18 year old male and I love acting. It has been my passion. I have starred in numerous plays. And I think that I am gonna move out to California and ... |
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 I have 2 co-signers on my house what rights do they have? |
| bought a house in the late 70's at the time I need a co signer so I got my mother and my sister to do it for me. My mother helped me with coming up with money for everything and my sister helped ... |
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 Fixed rate mortgage coming to an end.....? |
| i have a fixed rate mortgage that runs out in feb 09 what will happen when it runs out then.The mortgage will probably come down but would it be better to remortgage in order to get a better rate,or ... |
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LYLL R | There is home worth 125K,for a first time buyer how much the mortgage of this home will be? |
The home is 2Bed/2Bath, about 2500sf, build 1980's. Recent updates on roof and bathrooms. 2 car garage.It is sell by owner for 150k but negotiable. I want to propose 125k for the home for low fixed interst rate, but I don't konw how much the mortgage payment will be for 15 years,20 years or 30 years term? |
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patrickmcc55
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Most real estate sells for 92-97% of asking price, depending upon the region of the country. Therefore, if the property is correctly priced, expect the owner to only accept an offer between $138K and $145K, without owner financing.
Mortgage companies determine your maximum available loan amount by the following equation:
Total Gross annual income X .28 = A
A x .80 =B
B Becomes the total annual payment for mortgage, taxes and insurance they will grant. Take this number, subtract the annual tax and insurance cost, then divide by 12. that will give you the monthly payment of the maximum mortgage. Then check an on-line amortization schedule and put in that number and the prevailing rate in your area and you will have the total $ amount.
For example you make $50k A year.
$50,000 x .8 = $40,000
$40,000 x .28 = $11,200
Annual taxes = $1200 and annual insurance = $500 total is $1700
11,200 - 1700 = $9500 annual, $792 monthly
$792 a month = 125,000 mortgage at 6.5% for 30 years. |
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hacked
 |
Go to realtor.com and use their calculator to get an estimate. Remember your individual credit, income and demographic in general can change that amount. |
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yums
|
read tips on real estate and mortgages on this site |
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Tinnaaa
 |
Loan Amount-125000
Interest Rate - 6.25%
Loan term - 30yrs
Loan Payments - 769.65
Factor in your taxes (anywhere from 1000-1700 + divided by 12) and Insurance ( 300- 800 divided by 12) and you have your monthly payment. |
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QandAGuy
|
There are a bunch of mortgage calculators out there- here's one below. |
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just browsin
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It depends on your credit, but the mortgage would be about 800 for a 30 yr fixed. BUT, there is a lot more in the monthly payment...insurance, taxes, etc. that could easily tack on an extra 500 |
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peaches
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It really depends on your credit and the lending institution you are going to use how much you but down, what the taxes are going to be annually. I would use a mortage caluator or call you banking institution and ask them they will be more than happy to help you. |
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Steve R
 |
The monthly payment depends upon your credit score. If you pay your bills on time and you have very little debt you should be a good credit risk. If the owner agrees to 125K then you can check your payment at http://www.bankrate.com/ and go to mortgage calculators. |
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Ray
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Do a web search for "mortgage calculator." |
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kids and cats
|
Once you calculate that out, don't forget to factor in insurance.
I would also place in the contract that you can negate the offer if your home inspector finds problems with the home. A home inspector may cost you a couple hundred, but it can save you thousands if he spots a structural defect you don't know about. |
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