 No Money down Mortgage? |
| I have sketchy credit score, but the house I am looking at is about 160,000, and I make about 55000 per year. will i be able to get a no money down loan, or will i need a co-borrower with good ... |
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 My mortgage company wont help me? |
| I fell behind in my mortgage payments and am now facing forclosure. I was advised to contact my mortgage company, they are required to work with me under some new laws. They are continuing with ... |
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 What am I supposed to do about my landlord? Real help only please no crap.? |
| I moved to an apartment in the middle of March. Maybe a month later I found out that it had a leaking problem in the kitchen. It is now to the point that it is leaking above my sink and above my ... |
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 Do we both need to get renter's insurance? |
| My friend and I are moving into an apartment together. I just wanted to know if we both need to get separate renter's insurance policies, or if one of us can get it and the other's ... |
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 I am buying my first home. This home is a bank foreclosed home.? |
| I'm buying it for 153,000.00. On 7/7/06 it sold for 303,000.00. The house is in excellent shape and it is fairly new. It was built in 2000. Does this mean I'm getting a deal?... |
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 To landlords: do you enjoy screwing people? |
| I find that a lot of you are scummy, bottom-dwellings monsters, liars, cheats, robbers, and just the **** of the earth.... |
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 Should i live in a hotel? |
i think it wold be cool to live in a hotel.
something like in the movie eloise in the plaza
some people were living in the hotel.
i love staying in hotels because it gives the nice ... |
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 Does my landlord have the right to forbid the installation of a/c units?however i pay my own electric bills.? |
| the contract doesnt display any restrictions to air conditioner. but it includes "no damage" in his house property. would installing hose be destroying his property?... |
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 Zillow.com home estimation is it accurate? |
| Anyone ever go to zillow.com and typed in your address and it shows you how much your property is worth. Is this pretty accurate? I got my propert inspected 3 months ago it was worth 148,000 zilla ... |
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 What to do with my council flat? |
| I have a council flat. But i want to live with other students while at university and possibly do a placement abroad for a few months if i can. I feel tied to it and you arnt allowed to sub let even ... |
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 Is real estate a good career to get in for a 20 year old?? |
| I am debating on whether to continue taking classes toward my major or take real estate classes and try to join a real estate company...what is the market looking like right now, and would I be able ... |
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| When doing a for sale by owner what percentage should a realtor receive...? |
if they bring you a perspective buyer? What are the pros and cons of working with realtors who bring you buyers?
Additional Details
I am experienced with home selling, for my situation a ... |
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 How do you legally evict someone from a property when there is no rental agreement and they don't pay rent? |
| We are in Tennessee. When my husband and his exwife got divorced he moved in to another house. The house they were living in together belongs to his grandfather but is on my husbands property. When ... |
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 Can I legally put someone out of my house if they've been staying with me? |
| I allowed a loser to move in with me because they needed a place to stay. It was not for free, he agreed to help me with bills and rent. However, he quit his job, and is now expecting me to take care ... |
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 I'm hearing that people in Florida.....? |
| are pretty much giving their houses away. Houses are sitting on the market and they are not moving. I am hearing all over that you are stupid not to go down there and buy a house. Where is the ... |
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 Can't make payments, house isn't selling -- what should we do? |
| Our house has been on the market since December, when we moved out to a rental. We have a 1st and 2nd mortgage and owe $10k on a new roof out of escrow. There are a few interested parties, but nobody&... |
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Tiffani M | Things to know before moving into first apartment? |
I am 20 years old and I am moving into my own apartment (alone) and I would like to know some tips on living on my own. |
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Elizabeth
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You'll need some furniture. Most importantly a bed, and a couch and a tv, as well as enough items to cook if you want to in the kitchen.
You need to set up your utilities! Make sure you set up your garbage, gas&electric, water, tv, internet, etc. You should also go to the post office to make sure your mail is forwarding to your new apartment.
When you move in, make sure you do a written inspection and provide it to your landlord. If he/she doesn't provide you with the sheet, you can download one online. This protects your deposit for when you move out (so you don't have to pay for damage that was there when you moved in).
In terms of living on your own, make sure you carefully lock the doors and windows every night. You can buy some cheap window/door alarms at stores like Home Depot if that helps you sleep better. |
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nightserf
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1. Have your landlord change the locks on your new apartment. Any previous tenant could still have a copy of the key. There will be a fee for this, but the peace of mind is well worth the price.
2. When a repair is needed, call your landlord or his service company right away. If the repair is not performed within a reasonable amount of time, make a followup call.
3. Read you lease--every word. That way there will be no surprises when your landlord exercises any of his legal options.
4. Get to know your neighbors a little before any problems can arise. When complaining or being complained about is your first interaction with someone, you both tend to be more rigid and prone to anger.
5. Arrange your financial priorities so that you are never tempted to be late with your rent. |
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jjjjjjjjj
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Make certain you budget enough for rent, food, bills, toiletries and household cleaners, plus 10% of the total amount of the previous items for unexpected expenses. Always pay everything in a timely manner.
Keep your place tidy daily and thoroughly clean it weekly. Try to make your own meals as much as possible to keep down on the expense of food. Don't irritate the neighbors with any of your goings on. |
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droopydawg001
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save money for a rainy day because there will be alot mostly when you cant affors it. so save save save. |
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Kim M
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Make sure you read your lease and fully understand it. When you do your move in inspection make sure you note all the damage that is in the apartment before you move in. Communicate with the management if there are any problems (IE: paying rent late). Make sure your friends obey the rules, esp. the quiet times. I strongly recommend renters insurance. It is cheap and will protect you if anything happens. Most apartment complexes insurance covers only the building none of your belongings. Keep your place clean and make sure you clean and fix any damage before you leave. Carpets are the most expensive things to replace. Make sure you don't stain it or allow pets to urinate on it. That never comes out and you will pay for new carpet. I know most people like new carpet, but if you have pets or think you may stain it, it is better to have older carpet. Probably the most important thing is to be respectful to those around you, management and neighbors. |
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sarah m
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make sure you call the utility companies before you move in so you will have lights, water, gas, phone, cable, and your Internet. If you don't call ahead of time you will have to wait a few days. Also, the first few nights alone are a little lonely but it goes away. You should have a house warming party it helps you get some of the things you need to start living on your own. |
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violetc
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Specific to the apartment contract: make sure you write down all problems and obvious wear and tear to the property and note it on your contract. When you leave, they cannot make you pay for the repair of those things out of your deposit.
If you have valuables that you cannot replace immediately out of your own savings, invest in renters insurance in case you are robbed or if the apartment is destroyed.
Yay! Have fun! |
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snowlady
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Keep your door locked at night,keep chain on door until you know neighbors and neighborhood. On mailbox if you put a name on front use first initial only and last name. If you use answering machine with your phone...for message dont say your not home....put you cant get to the phone and dont leave your name on message either. Get to know neighbors in building.Use peephole before answering door. |
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want2quit
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#1 thing should be security. Preferably you have to have a code to just get in the building. The door to your apartment should also not only have the lock on the knob but should also have a deadbolt. |
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Katie K
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First of all take pictures of everything before you move in, if there are any damages that you dont want to be held responsible for when you move out, inform your landlord and document it! Other than that have fun and good luck! |
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