 How do i get out of my lease, my husband and i cant afford the rent anymore.? |
| we cant afford our rent anymore and want to get out. there is like no loop hole to this lease and even if we tried to get evicted we would have to pay all the court fees because of this stupid lease. ... |
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| Me and partner have seen a house that we really like. The vendors accepted an offer but the sale collapsed because the new buyers thought the house was full of damp. What are the main signs, and how ... |
|
 How does an interst only mortgage work? |
| I heard you can get a 25 year mortgage were you just pay interest, but what happens then, do you spend anothe 25 year paying for the house! I dont get it!... |
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 Moving advice needed!!? |
| my bf and i live on a 3rd floor apartment w/ just steps to get in and out....we we have to move alot of stuff and most of it will be moved by just him and i ( im 5'2 105lbs hes 6'2 200lbs) ... |
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 Refinancing our home, is this a good deal? |
| Ok, here's the basics. Our credit is not very good due to a few late payments and the few credit cards we have being very close to being maxed out. Our current mortgage is for $188,000. Our ... |
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 Interest only mortgage? Is it the best way to go? |
| My partner and I are currently looking to buy our 1st home together. We are using a financial advisor and he is trying to get us to take an interest only mortgage for the 1st two years. However, I ... |
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 I was lied to. Legal Advice? |
| About 2 years ago, my aunt, a real estate agent, wanted me to help one of my uncles co-sign for a house that they couldn't afford. I agreed to be their co-signer since my credit was pretty good ... |
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 Is my credit score high enough? |
My fiance and I want to buy a house. He has a high credit score and a full time factory job. I am currently an unemployed, part-time student with $7200 credit card debt from school.
We were ... |
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 Renter wants $1600 Disability check deposited to my Acct for $550 rent. I give him the difference. Scam? Why? |
| The renter says he had trouble previously because he had been in a coma for 6 months and presumed dead. Now wants me to be his legal guardian and have the $1600 check deposited. $1600 is what he paid ... |
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 Do I have to be there? |
| My father lives in Philadelphia. He recently told me that he wants to add my name to his house. I live in NC. He wants me to go to Philadelphia so that my name can be added. It will be inconvenient ... |
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 We signed a 1 year lease? |
| My boyfriend who is now my husband, Me and my best friend all moved in together, it was OK at first then his sister had some prob and she moved in, it was all good, so months later i got dishes piled ... |
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 Would you buy this home? |
| We are thinking about buying this beautiful Victorian home. We can pay for it outright but it needs some work. It has a new roof but needs a new paint job which is mucho work. The mechanicals are ... |
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 Im currently in junior college and honestly i dont want to be there but im doing it for my family.? |
| so i guess my question is has anyone out there found a successful carreer path that doesnt need college and isnt a super skilled labor??... |
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 Written offer to buy a house -- so why would seller's agent engage in verbal negotiations? |
| I made a written offer to buy a house through my real estate agent. The seller's agent called my agent and asked to engage in verbal negotiations as opposed to written offers. This has ... |
|
 Your experience with LendingTree.com? |
| Mine stunk. Their slogan in their ads is "When banks compete, you win". I received a Good Faith Estimate from them and the closing costs seemed a little on the high side. I contacted a ... |
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 If i dont use all of my loan to buy my house, can i still take whats left and pay my bills? |
| If i buy a house for 100,000 and my loan is for 125,000 can i use the remaining 25,000 for personal use?... |
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 Anyone know how long you need to keep documentation for relating to puchase of a house? |
| Just curious, I've bought and sold a couple of times and just wondered how much stuff I might actually need to keep.... |
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rinkrat | Tips/gifts for realtor and mortgage broker? |
I am closing on my first condo this week. I am wondering if it's customary to give my realtor (who has been working with me for months to find a place) and/or my mortgage broker (who pushed the loan through very quickly for me) a gift of some kind as a thank you after the deal is done. |
 |
 
TheMom
|
Do you have ANY idea how much money both the realtor and morgage broker got? It is actually customary for them to give you a token gift, not the other way around. |
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smilin1
 |
The best gift you could give your Realtor or mortgage broker is a referral to someone else who could use their services. Most of them depend on referrals to build their business. Another great gift is a testimonial that they could use to show other potential clients. These gifts are usually much more appreciated and are perfectly legal. |
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Robert
 |
I am in the business too.
I would say if you really like the service tell them thank you,
And that you will refer any Friends or relatives to that person.
To me that would be the best gift. |
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Carolyn G
|
You may SEND them a gift but do NOT bring anything to the closing. And if you send them a gift, do not mention the real estate deal on your thank you card. |
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s n
|
Hi rinkrat, I used to be one myself. Best tip is to send more business their way & by all means a Christmas card, but don't forget the Christ in Christmas.
Remember they get their ($$$) via your custom and just maybe
they should be thinking your way. If they didn't do it for you, there is a lot of fair competion out their who would have.
May God bless you for your generous thoughts. |
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jseah114
|
It is not necessary to give your realtor or mortgage broker a gift for doing their job (after all, they are being compensated for it through their commissions), but that shouldn't stop you if you feel so inclined to recognize them for the extra effort you think they put in for you as their client.
I am sure that anything, even something as simple as a thank you note, would be appreciated. Everyone enjoys receiving recognition for the effort they put in. |
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tom r
|
Actually your Realtor and Mortgage Broker should give you a house warming gift for the business. Afterall, they both probably made somewhere near 3% of the purchase price on your home |
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ramman
|
Actually, in some places it is illegal for you to compensate your loan officer or Realtor directly. I know in Ohio, you would have to give the tip/gift to the broker (who would hopefully give it to the agent). It's a really nice gesture, though.
How about writing a letter of recommendation for these folks instead? |
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ogrendle
|
It works the other way around. They will give you gifts for your business. Some places do not let agents accept giftas from clients. The best thing you can do is send a nice note or letter of Recommendation. Referrals are the best. We live by referral business. |
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Malia G
|
I don't see why not we sent both our mortgage broker and our realtor gift baskets of fruits and nuts....Saying thank you is often enough but showing it leaves more of an impression and makes you feel good inside.Besides its your celebration and w/o them you wouldn't have anything to celebrate.So go for it:)
And Congrats on your first condo I hope you enjoy it:)
M.G |
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HangTheDJ
|
As a current Loan Officer I would appreciate a gift card for a nice restaurant. |
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