I need help, asap. Okay, my parents had the current house for 15 years, and refinanced it and got a 2nd mortgage on it and all that. 2 years ago, my father wanted a divorce. He filed for bankruptcy to discharge debt, however, my mother (listening to her friends) refused to sign on to the bankruptcy and so was left with the full of the house and utilities and all of that. Now she is paying 2 mortgages on the one house and simply cannot afford it. I gave up my apartment downtown and moved back in with her to help pay, because she was taking care of her sister who was sick before she passed. But, it's still just too tight. She still owes about $240,000 on the house, but it would only sell at most for between an estimated $120,000 and $180,000. We've limped through 3 years together, but, enough is enough. If she could get rid of that house and get in an affordable living space, her financial situation would be so much better. She already doesn't have very good credit and doesn't want to just walk away from it. After a bunch of bad advice that got her in this hole, I need to get her some GOOD advice for a change. Help, please. Is there ANYTHING she can do?