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 How can a asingle mom can affort a $1300 rent?
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 I told my landlord by email that I'd be moving out in August on July 2nd. Can that count as a 30-day notice?
I told my landlord on July 2nd that I'd be moving out in August. The exact words were "we're planning on moving out... in August." written in an email. I gave her our specific ...


 Would you sacrifice a long drive for a beautiful house?
I just wanted to know how many of you would drive lets say an hour and half to work knowing that you have this big, beautiful house to come home to everyday?

My bf and I have been talking ...


 Is this normal in a rental agreement?
We came across 2 things that seemed odd, but maybe it is normal.

first, they require that we have renters insurance. okay that is not weird. but then they let us know that they also have ...


 My rental lease ends feb 1, do I still have to give a 30 day notice before I move.I want to move Jan.31?
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 Buy or rent a $450k house???
I have an opportunity to rent a house that is worth about $450k for about 1900/month. Agent telling me i should just buy one instead but my math says otherwise.

1900/month X 12 = 23k ...


 Richardson Equities LLC :Jeremy Richardson : Come out Come out where ever you are?
Even snakes come out of their holes for air Jeremy, when you come out of your's I'll be there. You can run, but you can't hide , I will find you.
Richardson Equities LLC <J...


 Does anyone else look on estate agents as parasites. ?

Additional Details
What would be a suitable punishment for
them for leeching off decent hard working people. ?...


 Can a landlord take my security deposit due to old carpet?
My landlord never did a move in walk through checklist. I have lived here for over 3 years and ever since I gave my notice he says if the carpet (that was installed in 1988-he said so himself) ...


 Who is at fault for the current mortgage crisis and real estate crisis and what did they do to cause it?
We are having a huge mortgage crisis and real estate crisis where millions of people are all of a sudden losing their homes to foreclosures and real estate prices are collapsing.

Also real ...


 Is my landlord ripping me off? I pay more for the same apartment?
I moved into my apartment building about 6 months ago, with a rent higher than my neighbors' (who are my friends). My landlord told me that everybody in the building would be having their rents ...


 Would you buy a house now?
My boyfriend is considering buying our home that he currently rents as the owners want to sell, which means we would have to move. Is the market really in such chaos, or is it ok to go ahead? The ...


 Can I hold the apartment complex liable for theft when they knew there was a problem and did nothing?
Our motorcycle was stolen and the apartment complex was aware that there thefts going on inside the complex. We had gone to them before saying there had been attempts to steal our cars before, and ...


 Buying a house with bad credit?
Hello,

My wife and I want to buy a house. The problem is that we don't have good credit. We have been working on getting it in decent shape. We consolidated all of our bills in ...


 How do I protect the family property from my uncle's evil new bride?
My uncle got married in Sept. to a double-bagger ugly ***** who has made clear what I had felt in my gut feelings about her. She is going to try to take the house my grandpa built in 1940. I also ...


 Can a landlord lock you out of your house before going to court?
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 I rented a house 12 weeks ago and now landlord wants to sell. E.agents want to start viewings, wha r my rights
I rented a house 12 weeks ago on the understanding it was a long term let.....and now Ive just been told that the landlord wants to sell the property. I am getting bombarded with phonecalls from the ...


 What to do if tenant don't keep the house clean?????
no one do the hoovering, neither clean the toilets. its sooooo dirty that no new tenant would like to live their what to do? have told them loads of times but still no difference was made. it like ...


 Offer on house?
I am looking at a 3-bedroom house with one bathroom. It is an older home and has been on the market for a year. There was one offer last July that fell through because of financing and nothing else ...


 What are the best banks for first-time homebuyers to use for getting a mortgage?
My husband and I are going to be first-time homebuyers and we would like to know what banks are the best for great rates. Also which banks are fair regarding fees and which provide the best services ...



COOKIE
UK QUESTION - What is are the benefits of being a home owner?
YES I know its an "investment" . Me and husband have been homeowners for the last fifteen years and I don't feel that we currently benefit from being homeowners (maybe when we're old people). There are people I know who live on my road in the same house as ours whose houses inside and out (cause they are owned by the local council) are nicer than ours. All their home improvements like double glazing, new kitchens and bathrooms and repairs are done for free and we can't afford to as we are paying a mortgage. It doesn't seem fair.
Additional Details
One day WILL be a pensioner with no mortgage but I am young now and never have any money left to enjoy life. There are a lot of things I can't do when I am a pensioner that I am physically and mentally able to do now. I just can't afford to.
                     
 




Mr T
15 years and you don't feel like you've benefited?? FCUK right off, you've enjoyed unprecidented levels in capital appreciation!

Me..... I'm 26, and am about to jump on at the highs, not through choice, but because that's how it is. I'm buying a £450'000 flat in London, 2 bl00dy bedrooms that "fifteen years ago" was probably £100'000 and 15 years time might be still 450 maybe less

Doesn't seem fair, pipe down!


Not Ecky Boy
yes it can be tough when you are young. This bothered me for years.

But you can move house whenever you like, and they can't. One day you can sell up and buy a nice little place in a nice quiet neighbourhood.


CLIVE H
Being a home owner is more to do with pride in your self and your family than just mere profit. Your status is above that of your neighbours who are stuck in the rented sector. While your house continues to rise in value, thus giving you a high credit rating, your neighbours continue paying rent and will never own their own property.

There are government grants to which you may be entitled, such as those which enable home-owners to save energy. These may include such as help towards paying for double glazing, plus loft and wall insulation. You can check these out at UK.gov website[s]. Go for it.

Because you are a home-owner, your council will do little to advise you about the above mentioned grants, the cost of which they may have in part to bear.

Good luck. You are sitting on a seriously 'big' investment the return from which beats the stock market every time. I bought my present house ten years ago for 160K it's now hovering around 400K - say no more.

While your rent paying neighbours are classified as 'working class', you are not. You have moved up a notch into the 'middle class'. Get your kids through school and into university if possible and your family will break out into the broad sunlit uplands to a better life with high earning potential.


malibugirl
It is a lot of money to pay every month, but at the end of the day when the mortgage is paid off you have your own property. Weigh that up against renting a property and lining someone elses pockets for years and then having nothing to show for it in the end.


heebygeeby
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Yes it's unfair council tax goes towards the upkeep of theese houses,but imaging if your daughter or son or even parents were in need of a council house,would you rather see them living in a rundown shed. You must of bought an ex council house to be around so many others,you should of waited till the double glazing etc had been done,then bought it. I own my own home before you think i live in a council house too.


ஐ♥PinkBoo - TTC #1♥ஐ
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Yea i do know what you mean. But Im sure you will see the benefit when you have finished paying off your mortgage and have something to show for it. You could even consider moving now, maybe to a cheap property so that you can release the capital you have so you can do home improvements on the property.

What do they have to show from living off the council and paying dead money to them?


MUMSTHEWORD
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be patient...you seem to worried. one day you will be a pensioner you will be happy then when you have a lovely house and no rent to pay or you could sell and live a healthy life


rage997_666
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You compare yourself to people for whom the council provides cheap yet luxurious accommodation. If the council carries on paying for your neighbours for the rest of their lives, then yes, they're getting a better deal than you are.

However, if the council one day decides to pull the plug on subsidised housing, or severely ups their rent, then your neighbours will have spent a lot of "dead money" (as their rent hasn't bought them any assets).

Over the, say, 30 years it will take you to pay off your mortgage, your house may go from its original price of, say, £50,000, to £250,000. That means you're sitting on a huge asset. You could - especially if you don't have kids, or when they leave home - "downsize" and put a good £100,000 in the bank.


champagne
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Well owning your own home is only ever for investment purposes really,plus if you play your cards right you can buy a home,couple of years down the line you may be able to sell it at a higher price,thus making money.I bought my own home at 18,i sold it 9 years later and i sold it for double the money.Therefore making a 100% profit which enabled me to buy a bigger home.Plus pride is a nice thing and i would rather say i owned my home rather than rented from the council.


shannow5858
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I live in a council house and have done so all my life because I could never understand why I should take on a debt for 25 years .
I was given a council 2 bed house when i got married on a new estate .
When we had two kids we applied for and got a 3 bed house , later on we also had a four bed house .
I pay the rent and all the improvements are done by the council .
I am now a pensioner , I live in a 3 bed house with central heating , double glazing and I have what is called tenant security which means that I cannot be evicted as long as I don't do anything silly like tearing down load bearing walls and pay my rent .
Because I am a pensioner most of my rent is paid by the council and I live very comfortably on my pension .
If I had bought a house 25 years ago what would I have gained , my kids all have their own (( council )) house and I doubt if they would like to take on the burden of ownership .
If as I get older I decide I want a smaller dwelling the council will oblige me very willingly .


silly gorbie
Home ownership is a con...a con I fell for as did you. You can't beat a council house. My wife an I left a very good council house to purchase an old falling down house as it would be an investment. .....40 years later I am still waiting to see any money. My sister lives in a council house and has all maintenance and repairs done free of change...she even had the council come and fit a draft excluder to her door as she could feel a bit of a draft. Come back the council house all is forgiven.


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