 How do you find out how much houses have been selling for in a neighborhood? |
| All the advice I've seen about home buying says to find out how much houses in a given neighborhood have been selling for, so you will know how much to offer a seller. Any ideas where I can ... |
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 Can a Landlord enter your house without contacting you? |
| How much of a notice does a landlord have to give? Scenario: He called my phone 3 times and my voice mail box is full. I pull up and see him trying to get in. My girlfriend is also on the lease and ... |
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 My landlord still wants rent, but he lost the house to the bank! Help!? |
We just signed a month-to-month rental agreement on a house in April, and paid first month and deposit.
In July, we received a notice that the house was going to be up for auction due to ... |
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 If I buy a home that is constructed in 2008, Do I have to pay property taxes on it in 2008? |
| I remember when I was talking to a realtor about a new home, she mentioned something about only having to pay property taxes on the land for the first year since it's new construction. Is this ... |
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 Does anyone have any tips for a first-time home buyer? |
| Any tips or suggestions you may have would be appreciated.... |
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 For closure after 10 days late on my first payment? |
| I have two loans for my house one is a big lump some and the other is 20,000. Well i am behind 10 days on paying my first payment on the smaller loan and the loan is through an indiviaul not through ... |
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 My home loan has been sitting in underwriting since 8/13. I feel like the longer it sits there, the more the? |
| chances are of being denied. If it was a "go", then we would have heard by now. Right? I think that if we have to wait this long, it's because they're deliberating whether or not ... |
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 Can I use my deposit as my last month's rent? |
| Our lease is up end of the month. We have bought a home and will be moving in throughout next month. Can I use my deposit as my last month's rent? What are my rights, and what can a landlord ... |
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 Is the landlord responsible for bringing our wood stove up to code? |
| We asked our land lord to have our chimney swept and when they came out to do it they said it was not up to code and he refused to sweep it. We rely on our stove for heat in the winter, as a much ... |
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 When someone likes a house, how long does it take to make an offer? |
| My brother had an open house yesterday and one person seems so very interested and even the agent thought he would get an offer today, but he's worried he has not heard anything. He has a new ... |
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 Any LANDLORDS out there. i need advice ???? |
| i am a new landlord looking to rent out an apartment. i am looking for tenants. what is the best way to advertise? how have you been able to find tenants. also, are there any good websites to ... |
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 What are the best areas to move to if im looking for a home under $75000 but in an appreciating area? |
| I am currently in central NC and cant afford housing in this area, what would be a closer place i could move with affordable housing $50-$70,000 in an appreciaing area with good job growth??... |
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 I want to buy a new home before I sell my old home. how? |
| I know the housing market is bad. Houses in my area aren't selling. Prices are going lower. I've found my perfect home and I want to buy it. I think I should be able to just pay ... |
|
 Is it against the law to rent a house or apartment to an illegal alien in USA? |
| I see more and more illegal aliens living in apartments near my house in Sullivan County, NY. Sometimes, they come to ask if I want to rent an apartment on top of my garage that I have for guests. T... |
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 What is the real reason people are not paying their mortgages? Why such an increase in delinquency & forclose? |
| Is it because people were not making enough money at the time of purchase to make future payments on the mortgage when rates adjust up? In essence expecting to make more money in the future to be ... |
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 Put extra money on the mortgage or into uprgrades in the house? |
| We have a good chunk of money in a savings account and may need to sell our house within a year. What will get a better return on our money? Putting the money down on the principle of the mortgage ... |
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 Do buyers have to pay their realtor a commission or only the seller? |
| We are working with a realtor right now who has been showing us alot of houses. When we buy the house, do we have to pay him anything, or is he getting paid from the seller?... |
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 Can a landlord change the price of the rent with only giving a weeks notice? |
| My roommate's boyfriend moved in with us, however we did not add him to our lease. Our landlord's live next door to us and knew that he was living there. At the beginning of the month we ... |
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travis.beesley | We're getting ready to buy our first house. any pointers i haven't heard yet? |
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newmexicorealestateforms
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Check out what big brother says:
The HUD-1 closing costs form explained: http://www.alta.org/consumer/hud1.cfm
HUD Private Mortgage Insurance (PMI) Information: http://www.hud.gov/offices/hsg/sfh/res/respapmi.cfm
HUD Sample of Good Faith Estimate: http://www.hud.gov/offices/hsg/sfh/res/resappc.cfm
HUD Revised Borrower’s Closing costs guidelines*: http://www.hudclips.org/sub_nonhud/cgi/nph-brs.cgi?d=MLET&s1=06-$[no]&op1=AND&SECT1=TXTHLB&SECT5=MLET&u=./hudclips.cgi&p=1&r=23&f=G
EPA’s Required Lead Disclosure from Sellers and brokers:
http://www.epa.gov/lead/pubs/leadbase.htm
EPA: Finding out about your local drinking water quality: http://www.epa.gov/safewater/dwinfo/index.html
Federal Reserve, pamphlet on acquiring the best mortgage: http://www.federalreserve.gov/pubs/mortgage/mortb_1.htm
US GOVERNMENT CONSUMER TIPS ON HOMES: http://www.consumer.gov/yourhome.htm
FBI Sex offender web sites for all states: http://www.fbi.gov/hq/cid/cac/states.htm
FTC: High Rate – High Fee Loans (know your rights): http://www.ftc.gov/bcp/conline/pubs/homes/32mortgs.htm
Real Estate Settlement Procedures Act (RESPA) [about closing costs & settlement procedures]: http://www.hud.gov/offices/hsg/sfh/res/respa_hm.cfm
That should give you something to read about. I have more but got to finish this paper work over here at the office so, happy reading.
Buena Suerte |
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waggy_33
 |
Talk with potential neighbors and ask them what they think of the neighborhood and the other neighbors. Are the people friendly, any crime close by how is traffic, what are the schools like |
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robert w
|
Here are some real tips bankers will not tell you. Do these and you will have the house 5 yrs from now. Don't and you will not.
Pay Cash.
Pay 21% down.
Buy a fixed rate 15 yrs no prepayment penalty no points no other fees mortgage.
The mortgage payment (principal& interest) needs to equal one week take home pay.
If you don't get these then buy a smaller house . Can you say bubble.
Do not get any variable rates, no 20% loans
you lose the bankers win.
visit DaveRamsey.com to learn what you need to know.
Pay for any thing that goes into the house with cash only. Don't get any car loans (drive p.o.s.)
till after 5th yr.
Be willing to walk away from any deal that doesn't feel right. |
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mortgage help
 |
What pointers have you heard? |
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ogrendle
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Find an Agent who is an ABR Accredited Buyer Representative. They are specifically interested in representing Buyers and will be your best souce of information. DO NOT listen to friends and relatives. They mean well but don't know what the business entails. Stay with ONE agent for loyality and continuity.
Best wishes and good luck. |
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highloyo
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Make sure alterations have a permit. Most costly repairs are roof and plumbing, inspect carefully. Peruse the neighborhood in the evening and weekdays. |
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steven_npjag
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First, make sure you know what you want. Plan for children if you plan to have any. Find a great school district. Find out about the weather in the area to plan for an attic, basement, or both. Finally pick something out that is within your budget limit. |
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williewompa
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First off have alot of money for when you first move in you will spend1000, to 5000 dolllars on things you never thought of for stuff like curtains a shelf here or there and it will add up quick |
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Buffy Summers
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Make sure you have a reliable and independent inspector, don't buy on a major street, buy close to a good school and try to get the worst house on your block, |
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kate
 |
Well there are a million things between property inspections and loans . . .
And since you didn't tell us what you've already heard . . lets just say, your ? is way too huge to tackle here. |
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Matthew M
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I found this report online that give tips to 1st time home buyers. I would also make sure you check with a lender that does FHA Loans, Rural Housing Development Loans, and some states have loans also. Some programs require money down and others don't. There are also some non profit orginazations that place down payments for you.
Check out this report
http://www.freelansingrealestatetips.com/buyer_secrets.aspx |
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