 W/O a written contract can a landlord hold your deposit if nothing wrong when you move out? |
| After living in a basement apt for two weeks we find out the landlord(lives upstairs)grows pot in back yard, and smokes it. We both work at a no nonsense job, where we could be terminated for ... |
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 Did the landlord just trick my mom? ? |
Have you ever heard of a 1 Year lease lasting only 6 months?
Well this is the story .. the landlord renewed the lease 11-21-08 .. he had pre-dated it for 07-01-08 and she signed it .. i ... |
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 If i own landlocked property and cant get on the property can i make the government buy it? |
| i own 12 acares of land. there is a driveway that connects to the land but it is emenent domain property my deed says i have no easement unless the property owner next to me will grant me easement ... |
|
 Interested in donating a mobile home to hurricane Katrina people what agencies or group do I contact ? |
| 16x80 3 bed 1 bath needs some TLC and repairmust be moved, transportation costs are extra. located in SE Nebraska ,near Lincoln.... |
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 What percentage of your take home pay would/do you spend on your mortgage? |
| I am a first time buyer in London, and am wondering what percentage of take home pay other home owners (not necessarily in London) spend on their mortgage payments on a monthly basis (repayment and ... |
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 When i signed up for a mortgage, i said i would be living in the house...? |
| I never intended on moving in. Now the house is behind in payments and someone said they might investigate whether or not i lived there. If they determined i never lived there, i'd be in ... |
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 Is it legal for aperson 2 harrass you at work for an unpay bill? |
| Lets say, the Landlord did not fix the heat, Does that cancel your contract? Can you move out of the house inmeadiatly without running the chance he keeps your deposit. The landlord calls your boss ... |
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 Is it worth it to have a home inspection done if the house isn't even 5 years old? |
| The house isn't even 5 years old... Is there even that many problems it could have? Also, the home comes with a 1 year warranty.. Is it worth the money to have one done? What's the ... |
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 What happens when you are moving and cannot get a hold of your landlord.? |
We are on a month-to-month lease (starting from the 1st of each month.)
We have been trying since 2 weeks ago to let the landlord know we would be leaving February 15th. We have had no replies ... |
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| How much to closing costs run on a townhome? |
| we just got our contract signed and we close on the 31st of july. how much should we bring to the table for the closing costs?... |
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 Should I pay my house off or not? |
| My house is almost paid for. I have always heard you should not pay it off then there are others who say yes, pay it off. What are the advanges of paying it off or advanges of keeping some kind of ... |
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 Can my landlord really charge me for that?!? |
| We just had $500 deducted from our security deposit! We lived in our duplex for 1 year. We are EXTREMELY clean people. We did not have the carpets "professionally" cleaned upon move out, ... |
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 Which real estate agent is correct? Who can represent me? |
| I 1st talked to the builder's agent then got my own. Now builders agent says I can't have my own agent b/c I talked to him 1st. My agent says this is against the law/rules and that I have ... |
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 I finally got an offer on my house, but it is too low. What do I do? |
| My home has been on the market for over 2 months and I finally got an offer. The "buyer" has no problem with the price, but It is her father (the accountant) that does. Our list price is $... |
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 How do we get our landlord to let us do improvements to our house? |
| We've been living in this house for about 2 months now, and it's really old. There's mold in one bedroom, and nasty carpet in the other. Now all we use those rooms for is storage, and ... |
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 Can you live in Maidstone and work in London? |
| I heard that the house prices in Maidstone, Kent are reasonably cheaper than in London. Is it feasible to live in Maidstone and commute to central London to work? Is it a good option?... |
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 Need help on better security for my apartment building? |
| I am an owner of a 6 family apartment building. The tenants keep on breaking any lock we put on a door to the basement. I need some advice on some products (Cut-resistant locks, hidden surveillance ... |
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kayla a | We are in a big debth,bad credit too,about to lose the house what can i do??? |
We do not have good credit we need a way to save us from being evicted. If there is a program we can use please inform us about them. Or if there is any other suggestions please help us. |
 |
 
darrin_carey
|
Far to complex to give an easy answer here.
Elimate spending on everything you do not absolutely need to survive.
If you still cannot afford your home, sell it before it is foreclosed, and rent a cheaper place.
Call the "consumer credit counseling service" in your local and make an appointment. |
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Mike
 |
#1. Find yourself a local bank. Not a big name one. A local one that is based in your community. Big banks don't care about little people. Small banks do.
#2. Set up an appointment with a credit counselor. Bring all the information about your financial history with you... Credit card bills, monthly bills, recent payroll stubs, etc.
#3. Get ready for a rough ride. You will go over everything you spend money on. It's incredible how much you can save if you drop cable, cell phone, eating out, etc. Sure, watch tv off the antenna, use your landline (just like the old days) and pack a lunch to work. You will save hundreds of dollars a month just on those few things and that's thousands of dollars a year.
#4. Stick with the plan you come up with. You'll soon be putting money into retirement and savings accounts for YOUR future, rather than everyone elses!
Good luck! |
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Shortstuff13
 |
When you first started getting behind on bills, you could have contacted CCC (Consumer Credit Counseling) & they would have worked with you, to consolidate your other bills, & still be able to meet your monthly mortgage payment. If you lose your home, it will be tough in the near future to get another home loan, but maybe you should let the home go back to the bank, get an apartment, then let CCC guide you along, so you can get back on your feet & pay your bills & stay current. Work hard at it & you'll do okay. |
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krystalkf
 |
turn off your internet and sell your laptop.. put that towards more important things.. |
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elaeblue
|
Talk with the mortgage company maybe you can get a refinance and add other bill into the one payment. |
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nothingconstant
|
Talk to your mortgage company... they don't want you to get evicted either. That means more hassle for them to get a return on the money. Some will work with you if you explain the situation.
Credit card debt: you must cut them up. Never pay only the minimum. Some credit cards will negotiate your debt if you threaten bankruptcy. That is only if you have the lump sum available.
NEVER consolidate credit card debt onto one card. Gimmicks with interest rates that will inflate are common. It also creates a mental idea that all other cards are clear and can even bring you into more debt if you keep using them.
Borrowing against the equity in your home leads you to a diffucult situation. You are "upside down" in your mortgage. Meaning you owe more on the house than what it's worth. From an economics perspective that is never good. Watch out with debt consolidation.
Stop spending. Realize your true needs. Don't try to keep up with the Joneses because they are probably as bad or in more debt than you. |
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rhsaunders
|
You are probably a bit late in asking this, as the clock is evidently running. If you own the house, you may be able to sell it for an adequate price to pay all or most of the bills; if you don't, your options are much more limited: if an eviction action has been filed against you, negotiate with the owner to have the action dismissed if you move right away, and then do so: an eviction action on your record will make it virtually impossible for you to rent anywhere else. (When I was landlording, an eviction was unconditionally disqualifying.) Counseling services are available which may be able to help. |
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Jimmy John
|
2 options :
- lower cost of life
or
- higher income
What is the easiest for you ? Go that way.
Can you rent a room to a student ? http://craigslists.com
Or find an equity loan. http://simple-credit-cards-and-loans.com
Or sell your car/boat/etc. http://craigslists.org
Or start selling stuff on eBay http://ebay.com
Or find a night/week-end job http://index-go.com/find-a-job.asp
Or sell your story to a newspaper/magazine
Or start a blog and monetize it with advertising http://openadsense.com
or work from home http://index-go.com/work-from-home.asp
Hope it helps !
Good luck ! |
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Kathy
|
Get a lawyer who specializes in bankruptcy.....Even though he will cost you money, he will save you in the end. He can help keep the creditors at bay and work with the lending institution so that you could possibly save your home. Good luck. |
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connemara
|
Debt consolidation. Home Equity Line of Credit. Get rid of all other expenses you really don't need, such as the Internet, Cable TV, cell phones, and all that stuff. |
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Nada
|
Contact the Consumer Credit Counseling in your local city immediately. They will work with the creditors on your behalf. Do not pay anyone to do these services for you. |
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