 Does anyone know how to find out what mortgage I would be approved for before we go to bank? |
| My hubby and I both make about 45K before taxes. Our credit scores are about 715. Our current rent is $810. The houses we are looking at are about 95K. I am graduating from nursing school next year, ... |
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 What all do they check for in a rental application? |
| Just credit or do they do background criminal checks also?... |
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 I this property a good investment or at least not STUPID?? |
| There is a lake resort about an hour from my house, where you can buy rv lots and cabins. The price for the 1 bedroom cabin I want is just under 50k. there is also a $75 monthly "resort fee"... |
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 What can we do?!! Help!? |
| My boyfriend and I found an apartment that we really liked and were planning on moving into in 4 days. When we viewed the apartment, there were certain features that we really liked and made the sale ... |
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 I need help with my Real Estate Agent? |
| I'm trying to sell my house and have it listed with a local real estate agent. The problem is that she isn't working very hard (or at all) to sell the house. My question is, how do you ... |
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 Buying a home (unique situation)? |
| My mother passed away in August of 2007. I am administrator of her estate. I am also sole heir. I want the home, however there are two mortgages on the home. I want to pay off the 2nd ($20,000) and ... |
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 Mortgage issue!? |
| I bought my house for £46,000 last year, I now want to get a bigger morgage and take it to £75,000, a joint mortgage with my fiance, we went to the bank and they asked us to call some solicitors ... |
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 I need help! Pre-approved for home...but don't know if its the right time to buy!? |
| I've been approved for a loan of $75k (not very much I know) but was convinced by Agent that I'd be able to find a really nice foreclosure home for that amount...still haven't. I'... |
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 What is the difference between let and rent? |
| I am looking to move and am currently renting but have no clue what lettting is all ... |
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 Realtor / Listing agent submitted a wrong offer!? |
| After placing several offers on a bank owned property we finally received word that our highest and best offer was accepted. The banks listing agent sent us the banks purchase agreement and it had ... |
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 Assuming a home loan? |
| My ex husband and I bought a house together while married, and now that we're divorced and both remarried, I want my name off of the house. He said what he has researched is that the only way ... |
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 I am in my new job for 2 months? am i eligible for home loan? Will bank give me a home loan ? my net is 12k... |
| I am wrking in a public ltd co., net sal is 12 k but i am wrking for only 2 months.. Is there any time period in the present job to get a home loan?? Am i eligible for getting home loan?... |
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 Are there any places in the U.S. where a person could buy a house for less then $50,000 that isn't isolated- |
| what I mean is that it isn't in a suburb, but has a sense of neighborhood where you can walk out your door and not have to get into a vehicle to get places.... |
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 How to make big deals in real estate ? |
I have seen many people in the real estate business but yet I did not see any real person who can buy a big land....
how should i find such buyers ?
What should I do to find some one who ... |
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 Is a 6% real estate commission with 4% to selling agency plus a $5,000 bonus to selling agent a good plan? |
| My house is super upgraded and in sparkling condition on a large lot with a great view. Only negative is the outside is an older 60's style (fab condition but not the newer "big box" ... |
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 Landlords, what do you think of this??? |
| I recently found a cozy little house to rent. It's the former guest house of the neighboring house. The landlord is a nice woman who realizes that she isn't going to keep long term tenants ... |
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Katie | We are thinking of buying a home? |
We still need to get pre qualified first. My question is, would it be better to wait and get pre qualified after we are married or is it not going to make much of a difference. Because if it doesnt make much difference we will do it this weekend because we have found several homes we are interested in. Thanks |
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Carolinahomerates.com
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It wouldnt matter. They will just update the Title with your new names IF you are married before closing. I would suggest that you do get PRE APPROVED, and not Pre Qualified.
The difference is that Qualified only ask about your income, some debts, and hands you a letter.
Pre Approval pulls your credit, reviews your income documents, looks at other factors, and hands you a pre approval letter.
Most sellers look for a PRE APPROVAL LETTER. |
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Deliah
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Get preapproved most agents will ask you that the first few questions out. Many people will not even allow their homes to be shown to people who are not already prequalified/approved |
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RickRN
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It does not matter. Your income, assets & debt separately is the same as your income, asstes & debt together. No issues. |
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Jennifer
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It will not make much of a difference. Most realtors prefer to have a pre-qual letter submitted with your offer. Whether you are married or not doesn't matter. The only thing that will matter is who's name is on the mortgage and deed. Good Luck! |
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matsonb
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It won't make a difference... either way, both of you are using your income and debts to qualify. The sooner you give all of your documentation to your Loan Officer, and complete a full application... the sooner you will know what programs you qualify for AND what payments you are comfortable with. http://www.choicerealestate.net/ |
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godged
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It doesn't matter. And although I have no moral dispute with what you are doing, it wouldn't hurt to have a legally binding document about how this transaction is occuring, who is paying for what, who is contributing to what and what will happen to the property if you get married or if you break up.
This is sooooo much easier (and cheaper) when everyone is happy and in love. Trying to untangle these transactions if the wheels fall off the love wagon is expensive without some sort of binding agreement. Although it would be best if you have an attorney draw up something, even a notorized document is better than nothing. |
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Michael F
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Your marital status makes no difference when applying for a loan or purchasing a home |
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ngc
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love come first after your house |
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#1 Cats Fan
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Get married first just in case |
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