 How do you sell your house when your neighbour's looks unsightly.? |
| I live in a close, of well cared detached houses,apart from one, my next door neighbour and about six weeks ago their front door glass was smashed by accident .Instead of replacing the glass, a piece ... |
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 Can I leave items in a house when I sell It? |
| I have an old house that still has furniture in it that I don't want to have to dispose of. Can I leave it when I sell the house? As soon as the house is sold (to a utility company), it will be ... |
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 The House I'm renting is being foreclosed. What are my rights? |
| I just found out that my landlord has not been paying the mortgage on the house I rent. I've paid all my rent and it's been on time. What are my rights? Do I have to keep paying my landlord ... |
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 In the UK, if a property does "not include bills", how much should i expect to pay for those bills? |
E.g. for electricity, gas, water. (estimate)
Additional Details
Without council tax (i am a student). Also, i wont need telephone because i will use my mobile.... |
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 Buyer makes an offer on a house. Seller makes a counter offer. Now...? |
| Now At this break, we decided we REALLY don't want this property anymore. We want to just reject the counter offer the Seller made and say "We're done." Our real estate agent ... |
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 Renter's rights question? |
| My husband and I are currently renting. The garbage disposal is broken. We talked to our landlords about this and they said they would reimburse us for a new one but would not pay for the labor to ... |
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 Will i owe on lease? |
| I want to leave live in boyfriend and move out this weekend. have paid rent of may 1st, but will i have to pay every month until he finds another roommate?... |
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 In UK how can house prices have almost doubled in the last 10 years when wages have hardly gone up at all? |
| To compare - how do, or how can people manage to pay their mortgage? Also the rate of inflation in UK is based on "items" "chosen" by the government in their favour each month to ... |
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 I have a house for sale and a buyer that's interested. How do I sell it with out a realtor? |
| Also, I live in Oklahoma but my property is in South Carolina. Any info would help. Thanks!... |
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 Does a huge house mansion have about the same bills as a small house? |
I mean by like gas and electricity would it cost so much more because is a huge house or will it be similar to a small house bills...
like if i bought a 500,000 home would the gas and ... |
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 Will they take it all back with BANKRUPTCY? |
| I purchased furniture and jewelry with credit recently, but now our home is upside down and inside out and my husband's business is down the drain and will be sued by vendors. Can they take it ... |
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 Moving Out Advice? |
| I'm moving out of my house when I turn 18. Which is in about 5 to 6 months from now. I have a job, I'm saving up money, and I already have a car payment I'm stuck with. I know I'm ... |
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 I'm a first time homebuyer, need advice!? |
| We have put in an offer of 120,000 and the listing was 139,900. They came back with 130,000 counter offer. Do we give an offer of 123,000 or is that ridiculous? We aren't paying 130,000 and ... |
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 Savings versus Mortgage? |
| Would I be wise to use the money in my low interest savings account to pay a large chunk off my high interest mortgage?... |
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 Does anybody know if it's possible? |
| To buy a house with little/not so good credit with little down? I've heard of first time home buyer programs, and downpayment assistance. But does this stuff really exist? And if so, does ... |
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mark1969 | We have $360,000, (live in San Diego) not enough to buy a house don't want a condo. Advise.? |
We have $360,000 it is not enough for a house and we do not want a condo. What advise would you give to us in getting into a house. We just got the money last week and very disappointed in no houses. At a loss as what to do. |
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Magnificent
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try a rent to own apartment. |
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President, www.HSAInside.com
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Just wait, if are you are not aware we are headed to a recession. The real estate market is about to fall off the "Cliff" prices will decrease (especially in San Diego), you are probably a young person and are un-aware what happened in 1984, when you could not give away a home. Cash will be king, and it sounds like you are in great shape, put it in a CD I just opened one for 5.75 / 7month.. just wait, DO NOT BUY ANYTHING IN 2006. |
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toolman4ya
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Sounds like loan time. |
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lawumun
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what about a duplex?...that way the rest of the mortgage can be paid by the"other-half".....and you can live ther too...of course YOUR "other half"......short term....until you find another situation...then possibly rent out the half you were living in as well!....good luck!! |
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Karen R
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You only have 2 choices. Rent and save or move to a different area. |
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mortgage_info_4u
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Move! That money will go far in another market. |
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Bobbi M
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The best and most important thing for you to do is get a good real estate agent in your area. An agent can give you the best advice on what to do and how to get into a house.
I have a company, it's family owned and operated, and we put people like you in touch with good, experienced real estate agents in your desired area. I'd love to help you. There is no obligation, but you could at least get the ball rolling. Also, if you do end up purchasing a home through a Realtor we recommend, we can give you $500 back at closing.
Go to www.GetMeAnAgent.com, fill out the form, and we'll find you a Great agent! That's the best thing for you to do! |
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Price is what you pay for value.
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Would you consider waiting for 6 more months? It is likely that housing price will decrease.
http://money.cnn.com/2006/08/24/news/economy/newhomes/index.htm
http://money.cnn.com/2006/08/23/news/economy/homesales/index.htm
Besides, it is better deal to rent now. As housing market slump, it is easier to calculate "Rent vs. Buy" scenario. Because "appreciation" is no longer a factor.
Mortgage payment consists of two parts: interests and principal. Interests are like rent, which doesn't add to the equity to your house. It simply disappear as your pay it.
If interests portion of the mortgage payment is roughly equal to rent of equivalent property, then it is a decent buy.
For example, let's buy a $500,000 condo with 0% down and apply interests only loan (just like renting a place). Mortgage payment would be $3250/month. It is a bad buy, because you can enjoy same property for $2000/month.
Please note that I assume the tax benefits from home cancel out fees from home association and property tax. For more accurate calculation, consult with your CPA or accountant. But NOT your realtor, whom will say anything to get the deal to go through.
And again, if you like a particular property, then paying more may be reasonable. You are the only person who can decide how much more premium you are willing to pay. |
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BrokenRomeo
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Looking through realty times today in Arizona, every realtor is now talking about the "buyer's market", "never a better time to buy" and "sellers need to lower their prices and be realistic"
Big change from just a couple of months ago, when all the commentary was "great market, housing is a great investment, prices never go down, blah blah blah"
Why the change? They were becoming the baghdad bobs of business, laughable in their deception and dishonesty, and they were looking like the town fool.
More importantly, sales totally dried up as the last sucker jumped in, and realtors were no longer gettin' paid.
New strategy: Fear and Opportunity. Get homeowners to fear the market, get desperate, and rapidly lower their prices. Get buyers to think it's a great time to buy at the new lower prices.
Only problem with that is that if you buy today, you're still buying near the top, and on the downward slope. What seems like a great deal today won't a year from now.
Here's a typical realtor report from Tucson:
Tucson Home Sellers Price Your Tucson Home to Sell or there is a good chance it will still be on the market come next year.
Last year, specifically last spring and summer we saw a run up in residential real estate sales that was frantic to say the least. Many people saw their neighbor's homes going for more than $100,000 over what they paid for their Tucson home just a few years before. As a result, a lot of people decided to put their home on the market and "cash in" on the run up in Tucson home values.
However, as is often the case, once the wave is gone it is a little late to get in the water and now we have more than double a normal inventory of residential real estate in the Tucson home market.
There are a lot of choices for buyers right now and many sellers wondering why their home isn't selling, or even getting people through them. In many cases the home is over priced for today's market.
There were a lot of would be real estate investors in the market last summer as well. Some bought two or more properties with the expectation they would fix them up and sell them again in a couple of months. This is called "flipping" and can be profitable in the right market place, however, Tucson isn't that kind of market right now for people that already bought at inflated prices and put money into those properties expecting to sell them for a profit.
Some of those homes are already on the market and as those "investors" get closer to not making the payments on these homes they will be forces to lower their asking price not wanting to risk foreclosure or damage to their credit rating.
http://sandiegomarketmonitor.blogspot.com/ |
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bostonianinmo
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That would make for a heck of a down payment on a place. Just borrow the rest! |
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kroxya85
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how you like this house? $349000
http://sabor.fnismls.com/Paragon/Utils/PicDisplay.aspx?src=http://sabor.fnismls.com/Paragon/ListingPictures/SABOR/5/SABOR598425.JPG?207074006 |
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Searchlight Crusade
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You have $360,000 cash and you want to buy a house? This is what loans are about. You take out a $150,000 loan, which at 6% (a real thirty year fixed rate loan right now) is a payment of $900, which even together with pro-rated monthly taxes and homeowner's insurance, is still less than the rent you'll pay for anything locally. $510,000 can get you a pretty darned nice house, especially in the current thirty plus sellers for every buyer market we have, especially if you're willing to live in some nice neighborhoods and areas that aren't Rancho Santa Fe.
There are probably better trade-offs that allows you a better situation, but that's just the most obvious solution that presents itself. |
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bigmary2
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Find a local realtor to help you. Try going to http://www.realestateforsaleincalifornia.net
I'd check out the "featured" agents first. They are experts in the industry and are all very honest and reliable. If none of them cover your area, the others in the directory are lovely as well. Good luck! |
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Joe O
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your right 360.000 is not enough to purchase a house, but its a good down payment, I would use 200.000 as a down find a realtor preferrable a Tarbell agent tell him/her of your down payment and thats what your working with.. you have to take charge of the realtor, when it comes to negotiations with your agent, be adiment youll get your house. |
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