 How much can we afford to pay for a house? |
| I know the best answer to this is to contact a professional but we aren't at that stage yet. I was just wondering if anyone could tell me about how much we can afford to spend on a home if we ... |
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 What is a realtor allowed not to disclose when selling a house? |
| What information can a realtor hide from you if the realtor has been made aware of it.... |
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 Can we go after the realtor, or home inspector? Who is responsible? |
| We purchased our home in July 08'. About two weeks after moving in the sewer flooded our bathtubs. We had it cleaned, and thought all was well. Since then it flooded the bathroom two times, and ... |
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 How much do you think my husband and i can get a loan for a house? |
| Together a month our income is $11,000 and a year our income together is $145,000... |
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 Interest rate for mortgage payment help? |
What would be the monthly payment on a $90,000 mortgage at a rate of 7.5% interest for 30 years?
Additional Details
Anyone know how to calculate this?... |
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 Landlord problem, tenants how would you handle this? |
| We have been living in the same small apartment for near 3.5 years now and new Management just took over and they are no offense Nazi's, well in their tactics that is. This 5 apartment complex ... |
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 Is a landlord allowed to go in your house when your not home? |
| my landlord called me last night and left a message that she had to come by and check the bathroom because the downstairs neighbors said there was a small leak, before i even got a chance to call her ... |
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| we're in los angeles, and instead of billing the tenants, i'd rather they switched everything over to their name. power, water, trash, gas, tv, phone--everything. can that be done or do i ... |
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| We live in arizona and my husband is getting a promotion and we have to move Las Vegas but we have a rental agreement. Any suggestions??... |
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| How do I save my home from Foreclosure when I already have a Sheriffs sale date,and nobody will refinance us s |
| Since April 06 our adjustable rate mortgage has gone from 7%up to 11.5% which has forced us into Foreclosure.We love our home VERY much but are going to lose it.CAN ANYBODY HELP US? PLEASE PLEASE PL... |
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 II'm thinking about selling my house ...? |
| Will the closing cost, on my end, have to come out of my pocket upfront or can it come out of the home equity?... |
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 I am in the process of looking for my first house - please help!!!!? |
| I have started making enquiries about buying a house and I am due to view a property today. Any tips for what bad things to look out for in a house?... |
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 What attracts home buyers the most ? |
What makes buyers to decide to work with certain realtor ?
What are buyers looking for in today's market?
What causes buyers to make buying decisions sooner.
Why buyers are ... |
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 Are most apartments monthly or weekly rented? |
| I'm new at this, I'm young and looking to get an apartment soon with a friend.... |
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 My Landlord is not registered...? |
| We're moving out of our current property in just over a month's time. We're due our landlord 1 more months rent but we've just found out he is not registered (landlord's ... |
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 Where can I buy a yard sale sign? |
| Im having a yard sale this weekend and was curious where i could purchase a sign at. I dont feel like making one.... |
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 Will someone explain to me about the morgage co. problem? |
| Why are the morgage co. in trouble. Laymen's terms please. When you get a loan, don't they have to pay for house and you pay them back? Why are there so many foreclosures?... |
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Chris D | What's 2 stop me selling my house not using an agent and keeping the cash instead of paying the mortgage off? |
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Pojo
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Hmmmm let's see oh yeah CLOSING DAY! It would not happen. |
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jellybeanchick
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The fact that you still have a mortgage in your name. |
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shiprepairwoman
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You don't have anything to sell if it isn't paid off. No buyer will pay you for a house you don't own. |
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scully
 |
legally binding documents |
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Carrie
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It has nothing to do with the agent. You need a legal representative and he is legally bound to ensure that your mortgage is settled before releasing any monies left over. Plus, you will have to sign documents confirming to your buyer that the mortgage will be settled and to fail to do so is fraudulent.
I wouldn't want to buy a house from you. |
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SimonC
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I assume you would do your own legal work as well as not using an agent. However, the person buying your house would almost certainly have a solicitor acting for them.
When you sell your house it is a term of the contract that any existing mortgages are paid off. The solicitor acting for the other side would be extremely wary of paying the purchase price directly to you because he would be worried about you not paying the mortgage. To protect his client (the buyer) he would either insist you appoint a solicitor, or that he pay the relevant amount direct to the mortgage company.
Even if you somehow managed to get the cash you would then have your mortgage lender, chasing you to enforce the debt. |
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Mr Placid
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The mortgage runs with the property. The mortgage does not disappear when you convey the property to someone else. That someone else will be stuck with a house that has a mortgage. So, what will stop you from selling your house in this situation? The simple fact that you will not find anyone stupid enough to buy the house with an existing mortgage lien. |
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Jeffrey S
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It would be fraud not to settle with your mortgagee.
Certainly illegal and not to be recommended. |
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COLIN T
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You cannot do this even if you wanted to. Your mortgage company/bank has a lien recorded against your property and your solicitor will have to discharge this. You realise that as your deeds have an attachment they are held by your mortgage company who wont release them until the mortgage is discharged. No deeds, no sale. |
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magpiegirl
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If you default on your mortgage the bank will take you to court. You could end up in jail. |
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kemperk
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depending on what state you are in; only federal prison.
Theft is theft. Simple. YOU have rights to occupy your home and
you have no legal obligation to go through a title company when
you wish to sell your house.
Any reasonable person will never close escrow without using
a neutral person [ie, escrow company] to do a title check,
and when they do, the lien will show up.
The buyer's contract, if it is done reasonably, will state that
the seller agrees to pay off all mortgages--unless it is
a no money down deal and a seller ccarry back
Since you seem to lack morals, why are you bothering to ask? |
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