 Is it alright to bring my own digital camera and take pictures of a home when viewing for possible purchase? |
| I am shopping for a home and although some web sites show a few pictures, some don't and most don't show enough. Would it be alright to bring my own camera and take my own pictures so I ... |
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 When do i pay my last months rent? |
| The place i am in at the moment i pay the rent on the 18th of every month. On 18th June i am giving 1 months notice as i am moving and at the new place i am going to continue to pay the rent on the 18... |
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 Can I get a home loan.? |
| I am in Australia, I have one default for a Telephone bill of $192 which is now paid. I have owned a house before when I was 19, sold the house and paid out the loan 2 years ago. I have no debt or ... |
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 How can i refinance my house without a loan officer or a middleman? |
| i heard that we can refinance our own houses without a loan officer.... |
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 How far behind on your house payment can you be. befor they repo it? |
| i had to skip a payment 5 months ago now my car broke down and i have to miss another one this month.but i allways made them on time in the past.?... |
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 Apartment Manager Embarressed me horribly...? |
| Today my apartment manager came knocking on my door like if she was the police, I had company over and so when I answered and saw it was her I closed the door behind me and stepped outside, she asked ... |
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 Buying a house.? |
| My partner and i would love to buy a house, in the region of £100,00. we'll need at least 6 months to save for surveys and deposits etc. There is some really nice houses in that price range, ... |
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 What is the value of buying a trailer park home? Would the value increase like a house? |
| What is the value of buying a trailer park home? Would the value increase like a house?... |
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 House Prices? |
| I love in Los angeles CA and realy want to buy my first property (townhouse).. but the prices are sky high, but i heard that prices are going to drop...Is that true?... |
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 To move or not? Truly want to move!? |
| Hello All!The facts.Owe 99k asking 135k Round Rock,TX (Suburb of Austin) leaving us w/24k and change(after all closing and 6% Realtor fee) I am disabled(counted as income) our credit is medium high, ... |
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 If i purchased a home in 2005 and it was a subprime loan and then i walk away and it forcloses? |
| AND THE BANK TAKES IT BACK AND THEN LISTS IT WITH A REALTOR AND PUTS IT ON THE MARKET FOR HALF THE PRICE I PAID FOR IT THEN THEY SELL IT FOR THE LOW PRICE WILL THEY COME AFTER ME FOR THE DIFFERENCE AS... |
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 If you have a mortgage at 9.5% and the house costs 50,000? |
| and you have a 30 year fixed mortgage. What would you end up paying for the house?... |
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 Being a first time homebuyer, what can me and wife do to get a mortgage with very bad credit?? |
We did see a realtor but they told us we need to wait until next year to let some of our good credit history mature.
Additional Details
We can afford it, its just that it seems our ... |
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 What happens if they ignore my offer? |
| We just put an offer in on a house that is selling for $189,998. On the listing, they offered to pay one year of HOA fees with an acceptable offer. We offered $180,000 plus the 1 year HOA. We ... |
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Military Texan | What's a difference between owning a condominium and a house? |
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ka
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A condo is normally in a development of other condos - etc. Normally you can also lease them I think. They are generally not as large and can be upstairs, downstairs |
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lilylomper
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the diffrence is that for a house u have to take care of the outside by urself and with a condo u pay an hoa witch goes toward the outside of the house and an condo is just a nicer apartment and u will eventualy own a condo with an apartment u will just keep paying rent. |
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kelliekareen
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A condo is like an apartment. |
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sev979
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When you buy or lease a condo, which can be either a house or an apartment, you're owning it "in condominium." This essentially means that although you own the right to occupy the space there, you don't own the apartment or house itself, and can't make any significant changes without prior permission, like renovating or construction. There are also usually a condo charter filled with a bunch of stupid, annoying rules. |
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MLaw
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In a condominium you own and maintain only the interior of your condominium unit. A membership association, of which you are a voting member, owns and maintains the exterior, the grounds and all the common amenities such as swimming pools, exercise rooms, parking lots, landscaping, etc. The management of the association is by a board of directors elected by the members. They may hire staff or contract out work such as lawn mowing, pool cleaning, etc. You pay a monthly maintenance fee for the amenities, repairs, exterior insurance, and to accumulate a reserve for major replacement items such as roofs, painting, etc. You may also have exclusive use of "limited common elements" such as assigned parking spaces & outside patios. The association adopts rules regarding amenity use, parking, noise, pool use & use & access of common elements & pet ownership. There are often significant restrictions on leasing out units. You can sell your unit at will -- tho the association may have the power to block sale to a demonstrably unfit owner & may require interviews of prospective purchasers. There are LOTS of rules & regulations in most condos. Make sure to read & understand them; understand what fees & maintenance charges are involved (they tend to increase every year to cover increased costs) & inquire as to any contemplated special assessments for repairs or insurance that you may be buying into before you sign a contract to purchase a unit. |
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chloe
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condo:
-like an apartment: 1)no yard/land...just balcony, can be small. generally one story, but can have multiple floors. 2) walls r shared...no land in-between u and a neighbor...usually have multiple units in one building. 3) parking- either underground parking structure or carports or parking lot...very rare to have roll-up door garages.
-association fees: there always is an entity overseeing ur common grounds...such as the hallway, trash, the peripheral land around the building, etc. they are also responsible for repairs to the exterior of the building (such as the roof). they would also be responsible for the maintenance of any shared facilities...such as the swimming pool or gym in ur building.
houses usu don't have association fees, unless it's part of a gated community (for the guard/security cameras) or if there's a community pool...usually the association fees are not that high <$100. condos will range from the hundreds to $1000. (but anything >$400 is starting to be considered high)
-since the association oversees the exterior/common grounds, u can't make changes to them without approval. also there may be some rules for u to follow depending on the building/association...such as the number & kind of pets u can have, what u can have on ur balcony (such as no hanging laundry), etc.
-generally easier to rent out than a house...of course this depends on the location and housing market conditions.
-re-sale value: some don't appreciate the same % as houses...highly affected by location & housing market conditions.
-cheaper than the houses in the same location, which also means the taxes r less for condos, since property tax is calculated as a percentage of the sales price.
house:
-ur responsible for everything (exterior & interior)...more freedom to do what u want to do.
-there's space between u and the neighbor...or maybe u share just one wall with the neighbor.
-maintains its value better. |
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Hollyhocks
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the fact that you pay to have someone mow your lawn instead of mowing your own .. ha ha |
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KC
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A condo is a lot easier to maintain than a house, and usually cheaper on taxes. But condos usually have less rent income potential.
You may be able to convert a 2-BR house into a legal 4- or 5-BR and receive more rent than you originally could. But it's very hard to do this with a condo. You are lucky if you are allowed to convert a 2-BR condo into a legal 3-BR. For re-zoning you'll have to check with local regulations for details though. It's just an example. |
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bany
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*Close Neighbors_ real close |
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