 2nd Mortgage help! I need a lender with balls...? |
| I need to refinance my second mortgage but most brokers that I've worked with shoot us down. We reworked out 1st mortgage about a year ago due to my wife being out of work. We were able to avoid ... |
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 Can I refuse to allow my land lord to enter my home? |
| I live in an apartment complex and they are constantly sending out 24 hour advance notices to let tennants know that they will be entering the apartment on a certain day between certain hours. S... |
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 I don't have any credit. Is it still possible to get a loan to buy a house? |
| I work full time and have been at the same job for 8 years. My husband also works full time. We both have good jobs that pay well. Our problem is that we don't have any credit at all. We don&... |
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 Buying a property ? England answers only please.? |
How does a 20 year old purchase a property, that costs £200,000 ?
Since she is only young can she get a mortgage and pay it off, during her life ?
Thanks, best answer gets 10 points.
<... |
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 Should we shop at around at diffrent banks for mortgage rates? |
| My husband and I are first time home buyer's. We didn't kow if it was better or worse to let several banks run pre-approvals. I wasn't sure if it would hurt our credit for a bunch of ... |
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 CAN THEY DO THAT ????? ? |
| I moved into a place owned by a housing association in February this year. at first while decorating there was alot of noise because there was no carpets down and the man that lived below me could ... |
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| Where do I file complaint against my landlord who won't fix the holes and leaks in my bathroom ceiling? |
| For the past 5 months I've complained to my landlord about a leak in the bathroom ceiling. He came in with a friend of his and torn down half of the bathroom ceiling found out that pipes were ... |
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 If i short-sale my house for $200K and i owe $425K on my mortgage do i still have to pay the difference? |
| My mortgage is $325k 1st loan & $107k heloc. Do i still have to pay the difference to my lender? Can they go after me even if i qualify for debt forgiveness?... |
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 When would you start packing? |
| We close on our house in 21 days and I am wondering if we should start packing now. "We" is my husband, my son, my baby daughter and myself. We haven't gotten any boxes or begun ... |
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 I got preapproved for a mortgage but how do I acutally know if I got the loan? |
| I talked to the person and they have all my info..and ran a credit check...all the stuff how do I actually know if I got the loan or not??... |
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 When is the best time to buy a house? |
| I live in Los Angeles and I want to buy a house, but it seems like the house prices are dropping. Is it best to buy a house when the prices are rising or lowering?... |
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 I can no longer afford paying my house, what its going to happend if I just stop making the payments? |
| I always been on time with all my payments and my credit is very good, if I just stop making the paymets on my house, whats going to happend, will I get in trouble? what kind of trouble? or the bank ... |
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 I am looking for someone to make my mortgage payment next month? |
| also...I need someone to help me pay my property tax...man...It's a lot...nearly 6,000...If no one helps me, I would be sad. Please dont make me sad. Christmas is coming and I want to get my ... |
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 Can landlord sue for this even after losing the house to foreclosure? |
| 3.5 years ago i rented a place. after 6 months we broke the lease and moved out due to a broken relationship. I gave the landlord 2 months notice and paid the rent thru the time we lived there. There ... |
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 Landlord didnt fix heater right now keeps asking if we want to buy the house? |
| My landlord is a do it yourselfer and replaced our heaters with 110's on a 220 circuit. It never heats up very well now and I keep telling them I am paying more for electricity but am always ... |
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| Which makes more sense? Splitting rent by people or rooms? |
There will be 3 adults and 2 kids in a 4 bedroom house. Each adult will have a room and the kids will share one. Is it fairer to split the rent by 3 for each person or by 4 for each bedroom?
A... |
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 Housing Bills - whats the average?? |
Will be getting a flat next month - after the rent costs etc etc what is the rough average that everyone spends on BILLS
(electric, gas, water)
I do realise i live in rip off Britain
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 I have listed a home with a real estate agent in Washington. Can I sell it for sale by owner? |
| I have listed through an agent. But someone has contacted me to sell the property to them and save on commission. Is this possible? Will I have to wait until the listing ends,..to sell it?... |
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 Buying a house and earnest money question? |
| My co-worker just told me that tomorrow she is suppose to close at 10 am but had a walk through today and there were four things not fixed yet that the current owner of the house was suppose to fix. ... |
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Jojo | What's a warranty deed? Why would a buyer ask for a survey, if seller has a w. deed from orig. plot lines? |
Yes I looked it up on line, but I don't understand what I read. Can someone put this in plain english for me?
I'm curious, because a buyer wants my 64 acres surveyed prior to purchase. Won't that cost a mint? |
 |
 
animal_mother
 |
I work for a surveyor, so you are in luck! The buyer wants a survey so (s)he knows what they are buying and paying taxes on, exactly. What if there's a shed or fence over the property line or in an easement? They would want to know that. A 64 Ac. survey won't be the cheapest survey, but it all depends on what the deed reads and if there are improvements (house, etc.) on the property, ditches, wooded, etc. That all plays a factor in cost. I would imagine it would be under $1000. All states are different as far as what is required on a survey. I live in Indiana. So, good luck. Do you have any specific questions regarding your deed? |
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Melli
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A warranty deed is just a guarantee by the seller to the buyer that they have the right to sell the property. The buyer wants to to have the plot visually marked where they can find the lot lines. They may want to parcel it into tracts. As long as they are paying for it I wouldn't object. |
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tom r
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A Warranty Deed is the best type of Deed you can either give or receive. But any buyer with half a brain is going to want to have the land surveyed, particularly something as large as yours to make sure there are no "encroachments" on the property. ie: fences, buildings, etc that were put up after you bought it. It is usually a buyers expense |
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Lee P
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The warranty deed is basically like the title to your home or property. It describes who owns the property and normally the legal description which outlines the parameters of the property lines.
The survey which is very important also outlines the exact details of the property with basically a map of the property with footage of the property. Most lenders and title companys will require a survey at the closing of your sale so they know as well that the property is legit. An attorney will also look over it and the title company will not insure the deal unless a survey has been completed.
Also, a cost of a survey will start around 200.00 and go up from there. A large property will cost more I'm sure. |
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Amanda H
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Yes, surveying 64 acres will cost probably upwards of $5,000.
A deed has a legal description, but it doesn't locate the property on the ground. A survey can uncover fence encroachments, among other things. Just becuase a fence is somewhere doens't make it the properyt line.
It also helps if they want to build-- you have to have a survey-- and then they can alreayd start seeing where they are going to put their home. |
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justbeingher
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A warranty deed is what you get in the case that the developer has clear title to the land being sold to you.
There are plots of land sometimes sold in developments that the developer is still paying off, and if they default on their note, you may be displaced. |
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ogrendle
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All the answers are good. Have the BUYER pay for the survey. They want it they can pay for it. |
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Chele
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If I understand correctly (as explained to me) during the course of ownership anything can happen to change that original deed, and this is sort of a guarantee that clearly "reaffirms" what exists |
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jsabor25
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A warranty deed all it is for is to tell someone you own it without anybody else and it is a clear title. But survaying it is sometimes expensive depends who does it. But everytime you buy land or property there is always a new survey not unless the last time wasn't longer than 3 yrs. |
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