 Do good replacement windows really help sell your house? |
| My windows need to be replaced. Will home buyers really care if I replaced them with Anderson as opposed to some other company?... |
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 Can you break a real estate sales contract if you decided to sell by owner? |
| We have had our house listed with a real estate agent who has had little contact with us in the past 4 months. We have been approached by a private buyer - can we legally break our sales contract?... |
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 How quick can I evict a roomate that's not on the lease? |
| I rent an apartment here in Largo, Florida. I have several roomates but only one I have a problem with. He has shown an act of violence towards another roomate and I am suspicious that he has a ... |
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 I WANT TO START a PROFITABLE FARM ON 10 ACRES!? |
| Im a 26 yr. old dedicated to seeing my dream come true. I currently live in Northwest Indiana and want to stay here in the area. Ive been trying to find out what breaks are out there for farmers, i.... |
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 Since the housing market is collapsing, Is it cheaper to build a house? |
| If not, then it might cost more to build a house than it is actually worth.... |
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 Does anyone know the best way to get rid of accumulated stuff? |
I have used Ebay to sell collectibles and Yard sales to get rid of usable items from my accumulation. Does anyone know of any other avenues to take to clear out 20 year of accululation?
We are ... |
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 Can a landlord evict a tenant who pays rent every month? |
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 I just made an offer on a home in short sale (about to go to foreclosure)? |
| The owners accepted my offer and signed my contract, but the contract has to be approved by the bank. It takes up to 5 days for them to approve. My questions is--what happens if other offers come ... |
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I just want to know what factors increase rent. I know that rent does increase yearly, but what else factors in the increase of rent?
Hypothetically... if 6 people live in a 2bd/2ba ... |
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 How will I ever buy a house? |
| My husband and I have no money for a down payment or closing costs, is it absolutely impossible for us to buy a home for our family? I am so tired of renting and throwing my money out the window!! :o(... |
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 PrePayment Fees? |
| What are some lenders that waive pre-payment penalty fee's?... |
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 Is there a way to determine my home's market value without having to hire a professional appraiser? |
| Or do you really need a "licensed" appraiser to determine the value before placing it on the market? What would REALLY need to be repaired (fixed, replaced, refurbished, redone) before ... |
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 What are the odds that that I can be approved for a $200k - $225k mortgage?? |
| I am a first time home buyer with under 20% to put down on a house. I make approximately $40,000 annually (gross). I have absolutely no outstanding debt and an excellent FICO score (760+ last time I ... |
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 Question about extending an apartment lease.? |
| Ok. Our lease ends Sept 1. We found a new place already, but it won't be ready to move into until Sept. 14 (I find this weird in itself, never heard of moving in in the middle of the month). H... |
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 Could I afford a nice house and a Ferrari if I make about $120k a year? |
| If I'm a single guy with my college loans all paid off, working as a Dentist making a six figure salary (~$120), could I afford to have a Ferrari F430 (~$200k) and house in a nice neighborhood (~... |
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| I have a pretty bad german roach infestation, I have exterminated professionally 4 times and there still are german roaches in my apartment. I have used raid, boric acid, and also exterminated. S... |
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aytoya4prez | What are some basic first steps to take for home ownership? |
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Carolinahomerates.com
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verify your credit history to make sure it's accurate.
gather documentation needed to process your loan.
last 2yrs tax returns, last 2yrs of w-2's, last paystubs that equal 30day earnings, last 2 months of asset statements.
research the neighborhoods to see if there are declining areas.
look to see what you can afford with your income. |
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kearneyconsulting
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Save money for the down payment.
Earn a good credit history.
Decide where you would like to live. |
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CHARITY G
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Credit score above 680 . . . 5% down plus closing costs. |
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Deliah
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Get preapproved then use you good old common sense at what YOU feel comfortable paying each month.
Remember with homeownership come extra expenses each month. |
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too l
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Free Home Buyer Education Course |
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Chris
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I'm guessing you are thinking about buying? Good for you!
The most important tool when buying a home is knowledge. Do your reasearch and really know what you are getting - that goes for the neighborhood, the price, and your mortgage.
The best and safest way to be sure you get the best information is to talk to professionals. Ask your friends and family who they used as Realtors and Mortgage Brokers: find out who they liked and visit them yourself before you make a commitment.
There are too many variables in the housing market right now to give easy answers: it's very important you know exactly what you are doing, and having someone who understands your area is the best help you can get.
Good luck! |
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brodnick82
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Don't overstretch your budget - make sure that you have enough money to pay for your mortgage, bills, food and social life.
Over-estimate how much your utilities bills are, pay that much into a seperate bank account specifically for bills - have the payments coming out of that account.
Check out the big stores for first house deals on kitchen sets, they are usually of decent value and low cost.
If you can afford it, buy quality furniture and electrical items, it'll be cheaper than having to replace them every 12 months.
Go to charity shops and second hand shops for smaller items of furniture such as side tables and fold-away chairs. A bit of tidying them up and they will look good as new. |
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BigBadGloomy
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pay off credit cards. loans etc... have income of 3 times the amount of your projected house payment. take to financing company before getting a Realtor. it will help when you are pre approved to make an offer on a home |
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christi_70114
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Save money and reduce your debts (payoff credit cards). Then get a credit report from all three agencies and look over it for problems and try and fix them. Try and increase your credit score as much as possible. Put together a financial statement with backup information. Then check around for first-time buyers offers from banks and mortgage companies and compare the offers that they give you. |
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Stacey
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I've been in the mortgage industry for 14yrs, so i hope i can help you. First be sure to review your credit report and get any unsatisfactory items cleared up (paid) or removed. Now adays, lenders first look at your credit and the score. Then know what your monthly out-go (debt) is vs. your gross pay. Most banks or lenders are looking for your ratio to be between 40-45%. Also if your are a first time homebuyer, it's very beneficial to have proof of rent- either from an apt complex or cancelled checks. Good luck!! |
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