 Who decides which home to buy, the husband or the wife? |
Does the man or the woman have more say in which home to purchase? If the woman really loves the house, does she usually get her way?
Additional Details
When one of the potential buyers ... |
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 What is an Apartment in USA? |
I am in the process of launching an www.apartments-finder.com website to enable any apartment owner to advertise free. This site is unique in the sense that it uses navigation through Maps.
... |
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 My husband and I want to buy a new trailer home but are both first time home buyers.? |
| We are in our early twenties but own our own one acre piece of land that his father gave to us as a gift. One salesman told us that we should ask if the frame is fitted to the floor plan layout, and ... |
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 Mortgage refinancing question? |
| Would it be worth refinancing a home loan to get a lower rate? We could decrease the rate from 6.5 to 5.5 but it would add $12,000 to my current loan amount. It would remain a 30 year fixed. We... |
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 How can I get clients? |
| I am a newly real estate agent, and i really don't have any experience........I want to ask somebody how to get clients....i've done anything possible and nothing happends!!!!!! what have ... |
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 Can my apartment demand this information? |
| I am planning on moving into a new apartment and am a full-time student so my parents are going to co-sign with me. I have excellent rental history, good credit, and my parents income is more than ... |
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 Do you pay rent for the month before you live in the apartment or after? |
| I'm finally moving out and I was wondering if I moved in on Oct 1st do I pay for the month of Oct on the 1st of Oct or the 1st of Nov.?... |
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 Can a landlord legally show up unexpected and search your House? |
| search for clothes, rooms, cupards ect... to see if another person might be living there.... |
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| Can you buy a home with no down payment? |
| We are trying to buy a home and just wanted to know if it was possible to get financed with out having to put a down payment or a huge down payment. Our credit isn't the best, but think it is ... |
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 My lease is up; do I have to move?? |
| Our lease was up the sixth of April. We received no notice to vacate, but our landlord did call us and mention that his son was wanting to move in in May. We are looking to buy and don't have ... |
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| What happens if a co-signor wants to remove their name from a mortgage loan and not be responsible any longer? |
| The mortgage was co-signed by my mother-in-law and she says if my spouse and I continue to live together she will remove her name from the mortgage and we will lose our house? Is this possible for ... |
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 Home Buying for the first time..? |
I take home $45,000 a year and have a student loan of $30,000 to pay off. My monthly payment for it is $340. What is my debt to income ratio? Will it be held against me?
Additional Details
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 Why rent instead of own? |
| Why does it seem like more people (in US at least) are renting apartments these days? The apartment buildings are getting fancier and higher priced to appeal to more people, but my hubby and I are ... |
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 Who is at fault for the Subprime Mortgage Crisis? |
| I've heard opinions that the subprime mortgage crisis is the result of predatory lending, uneducated borrowers, over-valued homes, and a lack of government regulation. What do you think is the ... |
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 Getting my own house? |
| im getting my first house and cant really afford much furniture etc, what do you think would be the best place to look? i need to buy everything and only have £1k ...... |
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 Denied for apartment? |
| I was denied for an apartment on the grounds that my prospective landlord called my current residence and asked the landlord there if he was aware of the fact that my boyfriend was living with me. H... |
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| Is it a good idea to buy a house before you get married? |
| A friend of mine is thinking about buying a house with her partner. They are in no rush to get married, but thinks this is a good idea to save money. Her boyfriend is using his trust fund to put down ... |
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Chad J | What are some great ways to build equity on a home? |
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Katie
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To save money on your mortgage and increase your equity switch your monthly payments to a bi-weekly payment plan. A bi-weekly payment plan will save you thousands of dollars in interest payments and can help you pay off your mortgage 5 years earlier than if you where paying monthly.
Home improvements will also increase the resale value of your home. Recouping your remodelling investment may be your goal when you sell your house. But when it comes to resale value, all home improvements are not created equal. As a rule, kitchen remodelling projects and bathroom additions almost always pay back 90 percent or more of their costs. However, finishing a basement usually pays back less than 50 percent. Other improvements fall somewhere in between.
The list below is compiled from several published surveys and shows typical payback for some popular remodelling projects:
Kitchen remodelling – 90%
Add a bathroom – 90%
Bathroom remodelling – 80%
Install central heating – 90%
Install central air – 75%
Add a deck – 70%
Replace windows – 70%
Add a room – 55%
Build a pool – 45%
Finish a basement – 40% |
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Memo Erdes
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Pay down the principle. Hope the market value moves up. |
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teacupn
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Improvements increase the value of the home. This can be done fairly cheaply. Freshen paint every few years, keep the house clean, clean carpets at least a few times a year, keep up on small repairs so that they do not cause larger ones. Maintain a neat, clean yard. Financially, pay a bit more on your mortgage payments each month. Or put down a chunk, say a few extra thousand on the mortgage once a year, to help shorten the time you have to pay, therefore saving you a great deal of money in interest payments.
Modest home improvements or cosmetic changes or improvements are always good for the resale of a home when that time comes. May even increase the value.
Good luck. |
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fitzovich
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Making payments directed at the principle is probably the best way. Of course maintaining the home and making improvements are good, but don't overdue and exceed the neighborhood or you are wasting money. If you have a 30 year loan, look at a refi to a 15 year. It costs you nothing to run the numbers and might be the best choice.
~ |
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krohnjack
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The answers so far are the only ways I know except to make sure you are in an area where demand is high forcing the market up. Hard to tell where that could be from year to year. But look at the fastest growing cities as a start.
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skcs11
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add screen porch in back, add rooms, keep home well maintained |
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mark747
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Look at your mortgage payment schedule. Let say for example, your house payment is 750.00 a month, and the current amount of the interest portion of your payment is 700.00 and your principal amount paid is 50.00. Each time you make your monthly payment, say, April's payment, write another check for 50.00 and indicate it is for May's principle payment only. By doing this, you have just eliminated a 750.00 payment off the end of your mortgage. do this every month it is possible, for the following month.
You will need watch your payment schedule to keep up with the monthly principal amout paid that gradually increases over the months and years, but you can eliminate thousands in interest over the life of your mortgage and build equity faster. Check the terms of your mortgage |
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Brad L
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Two factors determine the level of equity you have in your home--(1) how much the home is worth, (2) how much you owe on your home.
To tackle #2, pay extra on your mortgage. Make one extra mortgage payment a year and you'll cut your 30 year loan into 23 years. Throw an extra $50 or $100 toward principal every month, and see how fast that pushes you along the amortization scale.
To tackle #1, look for home improvements that make sense dollar-wise in terms of value to your home. Do a quick Google search to see what your average return is on a kitchen remodel or a bathroom remodel or a landscaping job. |
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louie
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Building equity on a home takes time as well as money.If you're a do-it-yourself kind of person you'll have labor cost going into sum type of equity.Making a home energy efficient is a big plus,also doing one project from start to finish makes things alot easier and progress can be noticed and enjoyed alot better than having you're a big mess. |
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Bugman 2007
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Make some improvements. Re-do kitchen, bath. etc. These will increase the value of your home. |
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