 How can you buy home owner's insurance without a house? |
| We are trying to buy our first home, and now before we even know if we will get financed, they want us to BUY home owner's insurance? How? Why? Wouldn't that be done once we buy the house? ... |
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 What do you think of this house? |
Im looking to buy and this one looks nice what do you think
http://212.50.188.105/cg... |
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 What does "normal wear and tear" actually mean? |
| I left my appartment in near perfect condition and better than how it was when I moved in, yet I am being charged cleaning fees after I moved out because I didn't hire a proffessional cleaner. A... |
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 Appartments..? |
Does anyone know a good site for finding appartments?
I don't want to find a huge appartment complex building.. just something like what would be in a newspaper.
smaller, privately ... |
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 When is the best time to sell a home ? |
| I have a renter that is moving out in Dec.I could talk them into staying till April if I lower the rent a little bit. My house is in Atlanta. I have 40-50,000 in equity in the house and the house has ... |
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 Should i countine to pay my mom rent? |
| My mom as just inform me that i have thirty days to get out of her house, and i was wondering since she gave me a thirty day notice do i still have to give her half my paycheck like i have been ... |
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 My lease ens in April, so I asked my landlord today if I had to renew it.She said : No, its month to month.? |
| She said the rent is going to stay the same. But I am a little confused. I never received a lease renewal letter.Shouldnt I get at least some kind of papers with the new terms of this new agreement? C... |
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| How do I get someone off of a deed to the house? I pay the mortgage but the deed has both our names. ? |
Dumb move I know
Additional Details
I'm the only one on the mortgage. My income is the strongest so I'm the only one responsible for that. The only thing their name is on is ... |
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 What does an acre of land sell for in your area? |
Additional Details
Please tell me where said acre is located.... |
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 Can rent on a lease be increased during the lease? |
| I have a 2 year lease with 9 months left on the lease. The landlord has sent me a letter stating my rent will be increased. There are no provisions in the lease (I have read it carefully) which give ... |
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 Renting a house from private owner - what if they pass away? |
I apologize for how rude and brash the question is, but there's really no other way to ask.
My boyfriend and I are looking into possibly renting a home from a older man (in his 70'... |
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 What do think they mean by this? |
'has an open plan kitchen/lounge diner, bay window to dining area'
... |
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 I'm going to sell Real State Sales soon... any advice??? |
| I'm terrified about selling, but I know it will be something good for me... I want to meet people and be successful at it... any tips?... My main goal is to be great at it so i can do it full ... |
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 My landlord didn't gave me or let me sign a contract room rental agreement, am i free to move out anytime? |
| I have been having problems with my landlord, He doesn't gave/ let us sign any contract <room rental agreement> and he told us we've got to find another place to stay, so now we ... |
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 Name not on mortgage or deeds uk... pls help? |
| Hi there, Me and my partner bought house 3 years ago and as I wasn'tt 18 yet my namecouldn'tt be placed on mortgage etc.. we bought house together.. I have paid alot more than him, (hes ... |
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 If value of home drops am I still liable on the outstanding mortgage? |
| What if the value of my home drops? Am I still personally liable on the outstanding mortgage? I heard that you could hire a real estate lawyer and actually reduce the outstanding loan to the lower ... |
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ATL Baby Gurl | What are some options to get out of homeownership without foreclosing? |
I bought a house back in Jan. and since April I have been in a snowball effect of back luck. At this point, I'm drowning in credit debt and I'm working 2 jobs and BARELY paying the mortgage and utilities. My house is currently up for sale. But, I feel that if it doesn't sell soon, I will be forced into foreclosure or bankruptcy. And I really don't want to go that route if at all possible but, I don't know if I have any other options. If I could get out from under the mortgage payment and utility bills then I could get caught up on everything else. Any advice would be greatly appreciated.
Additional Details
I bought a house back in Jan. and since April I have been in a snowball effect of back luck. At this point, I'm drowning in credit debt and I'm working 2 jobs and BARELY paying the mortgage and utilities. My house is currently up for sale. (I don't want to refinance because then I'll be stuck there longer) I want to get away from the area. But, I feel that if it doesn't sell soon, I will be forced into foreclosure or bankruptcy. And I really don't want to go that route if at all possible but, I don't know if I have any other options. If I could get out from under the mortgage payment and utility bills then I could get caught up on everything else. Any advice would be greatly appreciated. |
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Searchlight Crusade
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The market is getting soft or actually declining in most of the country. I presume you have no room on price. If you do, taking a loss in preferable to extending your current situation.
Short sales also exist, although your agent should have told you about them. Sell for less than you owe on the property. Requires lender approval and a good agent to get that lender approval. You'll still owe taxes on debt forgiveness income, but better that than having a foreclosure on your credit record.
Final option is deed in lieu of foreclosure. You credit still takes a hit, but it's not as bad as that in foreclosure.
DO NOT declare bankruptcy. I've never heard of anyone who declared bankruptcy coming out in a better position from having done so.
By the way, I *would* talk to an attorney about suing the agent and loan provider who got you into this mess. Unless you've just lost your good job or something, they should have known better. |
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Morrie
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1. sell the house at whatever u can get for it as long as it pays off the mortgage. 2. re-finance at an interest only rate. 3. rent out a room for a portion of the mortgage payment. |
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Johnnie Jack
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Have you tried to refiancing the home? That can sometimes lower your payments. |
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boston857
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There are 3 pre-foreclosure measures that a borrower can use:
1/ Negotiate a short sale with the bank.
2/ Negotiate to hand over the deed in lieu of foreclosure
3/ Negotiate a forebearance.
Most banks prefer short sales since they get something out of it...see if you can negotiate with the bank to sell the property and all proceeds of sale to go to them............ |
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Piffle
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http://www.unclaimedhouses.com |
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dajuan_n_only
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Your first option is to try to refinance. See if you have enough equity in the home to consolidate the bills.
Feel free to contact me via the information below.
Jenold Freeman
C.E.O. Justgetaloan.net
jfreeman@bourdeaufinancial.com
866 530 7300
Dont forget to log onto www.justgetaloan.net Americas home for real estate financing needs. For the best in rates, loan programs and service. Remember no matter what the situation; Can't we all just get a loan? |
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Matt J
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I would sell and sell fast, try this website for a real estate agent:
http://www.realestateagentlive.com/ |
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Pat F
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You may want to contac local investors in your area. Investors are typically not realtors, so they don't list the homes, they buy them much like we do.
You'll probably get answers telling you that investors are vultures. Well, we've helped more than one homeowner out of a bad situation, so I can't imagine myself as a "vulture".
For some more in depth info on how investors work, check our website. |
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Stoner
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I would try calling one of those We buy your home in 24 hours.I am not sure if they give you what you want but it's worth a shot. Just do a search for it. Hope that helps you some |
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