 Need legal advice on an apartment.? |
| My fiance and I have lived in this apartment since November and there is a new tennant up stairs who is constantly loud and throwing parties all the time for days straight. When I first asked her to ... |
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 Is this reasonable? I have a counter offer on a property, I want to purchase.? |
| The listed price is $249,900, and the MRIS remarks section describes the sellers as motivated. My offer was: Purchase for $245,000 with $8500 closing cost assistance. The owner's counter offer ... |
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 I have a mold issue and the landlord is putting us up in a hotel until fixed, Do we still have to pay rent?? |
| Ok, so we have had water leaks that the landlord failed to fix until weeks had passed and damage was done. Once taken care of (in feb 07) they never addressed the water damage, just the cause. Months ... |
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 How kids can help out with moving? |
| My family and i are planning on moving to a smaller home soon (As in August or September). I was just wondering what us kids, my sister and i (17 and 13) could do to help? Perhaps rais a little money ... |
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 What rate of interest i will be charged for a home loan of rs.1500000? |
| i have salary of Rs.10,500/- can i get home loan of Rs.15,00,000/- on it. with what rate of interested and with emi and months it will take to recover it.... |
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 Our house agent says just don't mention it- Is he right? |
| Our cellar has always been full of water. We are retiring to the seaside now. I'm thinking of calling the cellar a drought-proof water storage facility or should I install a diving board and ... |
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 Landlord Unlawful Entry? |
| I've been noticing that my landlord enters my apartment when I'm not there and I was wondering what can be done about it. Even though she denies it, I notice that my things are placed where ... |
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 Can I Sue My Landlord for Harassment? |
I live in GA and my landlord's spouse has threatened me physically and I can't afford to live no where else. I rent a house. Can I sue them for the house?
Additional Details
My ... |
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 I recently got divorced. my ex husband will not refiance? |
| i am not living at that house. my name is still on the mortgage. is there a way to get my name off?... |
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 Is it possible for a landlord to raise our rent? |
| I just recently recieved a notice on my door saying that our water is going to be shut off. I am renting this place by the way. I fear that our rent is too low for my landlord to pay the water bill. I... |
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 What happens if the people you buy a house from arent moved out on the possesion date? |
| We bought a house in a small town 6 months ago. Our possession date is tomorrow. It doesn't look like the people we bought from are making much of an effort to move out. They have built a house ... |
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 Would you trust an 18 year old real estate agent?? |
if not why?
my friend wants to be a real estate agent when he turns 18 and after two years he wants to be a broker. so he'll eventualy be a 21 year old broker.
would you ... |
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 What would you do? |
| Long story short. We are trying to buy a home that we have decided we don't want anymore. Although we can afford this home we have decided that we didn't want to take on that much debt. R... |
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anonima | What are the consequences of lying on a bank application? |
Additional Details
lying about your residence status, saying that you are a us citizen but you're not
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mzfilly
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I agree with some of the consequences listed, but pose this question to you. Why lie? Many lenders will lend to non-residents in this day and age? Probably not your local bank, but expand your horizons! I do loans for foreign nationals all day! I would never risk my license or career by putting anything but the truth on an application.
There is a loan program for everyone. Don't lie. Find a better loan officer who can get you the program that you need. |
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Curbkindaguy
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If you have to lie to cover something you did, you don't deserve the trust of the bank in the first place. You should have your name put on the National Bankers' Association Black List. |
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Norm
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It could be considered fraud. Jail term. |
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ekorkmaz90
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a)loosing all your rigts
b)being arrested may be |
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Scotty Wrotem
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It might stick to your back. |
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gumby
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it's bank fraud. there could be jail time involved and major fees. if you're talking about loan fraud, if you are caught your financial life is ruined. you can never get a loan or any credit ever again. you also have significant jail time and huge penalties and fees. why would you lie on an application? |
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tt
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bank ga |
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happiestjulia
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At best it may adversly affet your credit rating, at worst you could get busted for money laundering or financing crime. It's easy for banks to check information that you submit. If they think you're being fraudulent they can contact the authorities to run more checks. |
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bostonianinmo
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Lying on an application to a federally insured financial institution, or a federally guaranteed loan program from any financial institutuion, is a federal crime. You could be prosecuted and sent to prison. You could also forfeit any right of access to any federal benefit programs for life. If you are a non-citizen, you could be deported and barred from re-entry to the US.
The underwriter who failed to ensure that any required documentation was verified might have some problems to deal with, but the person who mis-stated the facts has much more at risk. |
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tkron31
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If they catch you in the lie, they could close out your account and give you your money back minus a service fee. |
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idlebud
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You could be guilty of loan fraud. It's pretty serious...you could be prosecuted.
Check the web site below to find out what HUD says about Loan Fraud (on the part of both lenders and borrowers). |
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hugh.G.rection
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Nothing, the liability falls on the officer who was supposed to verify informatoin. If it goes through and you weren't caught, later down the road the bank may come after you for reimbursement. |
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marie
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I am in the process of purchasing a single family home as my residence. My son and grandson live in the area I am buying the house. My husband owns a home two hours away, so we thought that I could purchase it. and perhpas spend time there. All was going along well, until the underwriter asked me for the name of my family member and if my husband and I were planning to live together. Some questions didn't even pertain to the loan. I found them on the border line of "none of their busines" . The broker came back and said that if I just paid a a little more interest , I could get the loan as a rental, so that we could just move on with the loan and avoid the questions about my personal life. But my thoughts keep coming back to what I said on the application, that I'm purchasing as my residence. If I switch to say it is a rental, just to get this thing moving. ( We plan to go on a trip in a couple of weeks and will be gone for a couple of weeks) . Won't the underwriters think that I am lying because I switched why I am buying it? Couldn't they drop my loan because they feel I lied on the application, even though this was the brokers suggestion? My credit is excellent high 700's to mid 800's and I will have the money to put down on the loan. My husband was giving me a gift of the down payment and now they say, that a gift can't be used to purchase a rental. Which is not a problem, because I have the equity from another house I own.that I plan to use as the down payment.. I just feel that they might be trying to get me out of the loan all together. I jump through each but I feel that they are trying to dump me out of the loan. |
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