 Am I ready to buy my first home? |
| I went on a "how much home can I afford" site and the calculation is I can afford between $175k - $200k. I have no down payment saved. The least expensive new home built in the area start ... |
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 I'm buying a condo. My closing is tomorrow. Apt isn't in the condition that i want. Do i have to close tmrow? |
| I had a walk through last week and a list of fix ups was put together. Closing is tomorrow, but no one is giving me an answer as to what was done. Can I refuse to close, until i inspect my apt and ... |
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 If you were offered a house that you only had to pay $3000 a year for would you move across the US for it? |
| it would mean moving from Texas to California.... and it would mean getting a new job also..... it is a nice house.... |
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 What if I cant sell my house for what I owe?? |
Due to the current market downfall, my house is worth about 17k less than what i owe.. I cannot refinance because i have no proof of income..
If I owe 167k and an investor offered me 99k..... |
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 What do we lose if we decide not to buy a house after signing the contract and paying the earnest money? ? |
| The builder's sales representative is just playing with us and we are tired of that. We paid the earnest money and some deposit for upgrades. Do we lose everything? Does our credit will be ... |
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 Is it impossible to finance a home with bad credit..? |
| no bankruptcy, foreclosures, or judgements.. nothing major like that.. just poor credit.... |
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 What is a gentleman's residence? |
| I have saw this describing some property and I'm not sure what exactly it means.... |
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 Hi all are there any legal people out there who can answer a question??? |
| for personal reasons i have sold my house so i am looking to rent a bungalow but my question is. ... If i put down a deposit to hold a property could my buyer pull out and leave us losing our ... |
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 Can the bank come after me if I buy a house and then walk away from current house. I'm $70 K upside down.? |
| I make great money and can pay my mortgage but I would be able to upgrade my house and location for about the same I paid for my current house. I know that I would be hit for 7 years but that is ok ... |
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 Checking credit 4 an apartment? |
what do they look for when they check your credit?
Additional Details
but i mean like where can I find it on my credit, just to save me some embarrasement??... |
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 If you are married and husband wats to sell house and wife does not? |
My husband wants to sell house, I am on the deed too, if I don't want it to be sold, can it? even if he says he going to put it up for sale, and we are married now??
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 Bank of america home loans? |
| bank of american has a special offer on home loans which includes, $0 application fee, $0 closing fees, and no private mortgage insurance ...has anybody used this deal from bank of american to buy a ... |
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 Is $12.78 enough to live somewhere that is $1,055 a month? |
So I work a steady job, 40 hours a week. I make about 900 every two weeks. Would I have enough to afford an apartment that cost $1,055 a month?
Additional Details
I dont have any credit, ... |
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robbyblobby | What are the expenses of moving out? |
Ok im 22 and im looking to move out for the first time (i no ive left it a little late) Im hoping on a house share with a few other people i just want a few rough estimates on how much youd expect to pay a month. Fair enough every 1 is different but just a few so i can get a idea on what i need would be great thanks. btw would be living in the UK
Additional Details
would be in england |
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cuckoowatoo
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About £300 to £500 for a room + The same again for a deposit
Water about £15-£20 per month, per person
Gas and Electric about £20 a month per person
Council tax will vary depending on the house, but your share will be around £50
TV Licence is around £15 a month for a household
Broadband and phone can vary - you need to shop around. We pay £16 a month with Virgin
Contents Insurance - £15 for the house (don't have to have that)
It then depends if you need furniture etc... If you don't then I'd budget another £100 for bits and bobs
Good luck with your move |
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Scobill
 |
A lot depends on what part of England you are in . Obviously the London area is very expensive . If you are house sharing with a few friends then you need to agree who has what bedroom for a start
You also need to agree on how you are splitting the costs , but I would imagine that you would spilt the cost of renting the house by the number of occupants .
My most recent experience of renting was a two bedroom flat in York city centre . This is also quite an expensive area to rent and I was paying £850 per month (5 years ago)
You should get in touch with a couple of estate agents in the area you are looking to live and ask what their rental costs are . I think you might find that there are quite a few properties around in these difficult times as many people jumped in and took up on a buy to let basis but are struggling to find tenants
before you get involved as a group you need to sit down and write down your expectations and also agree on how you tackle bills like Utilities / Phone / Rates etc .. It may be better to set up some sort of joint account and each of you raise a standing order for each month
You could then set up direct debits for all the bills , this saves some money too as you get discounts for direct debit |
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B2B 27/11/10
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id say
£300 rent £400 inc bills
£200 food
then the rest is urs
hope this helps
x
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WelshLad
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"Ok im 22 and im looking to move out for the first time (i no ive left it a little late) "
I first moved when I was 25, due to I'm single and wanted to buy rather than rent.
Anyway, my monthly outgoings are the following (estimate/average):
Mortgage - £340 (at the moment)
Council Tax - £70
Gas and Electric - £60
Broadband and Telephone - £15.50
TV Licence - £11 |
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★ ☆ xAngelpop-x ☆ ★
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Which villiage/town do you live in now? Because you dont want to live too far away from your family! |
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joe.romby
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depends what part of the uk you would be paying alot more if you were living in london than if you were living somewhere like sunderland but id say probably about 1k a month between bills and food |
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england til i die
 |
where in country. I can only answer for london.
In SE it is a bit cheaper than north of the river. Studio's (ie - your bedroom is your living room) start from about £600 (add at least £50 north of river). To get a room in a house with people you don't know (which can be a hassle - think about it) start from about £350.
1 bed flats (seperate lounge) start at about £800 (add £100 for north).
Don't forget c. tax (rough estimate is a pound per day per bedroom but more for 1 bed places), plus utillities bills plus food etc.
All in all for a place on your own in south london look at paing over £1000 / month. For a room in a house look over £500ish.
If you're outside London, considerably cheaper. |
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frenchie
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Aside from rent and deposit, you are going to need things to put into your new place.
When I first moved out I saved up money and bought things over time before actually moving. I bought things on sale and stored them.
You will need things like pots and pans, kitchen supplies, cleaning supplies, bathroom supplies, towels, living room furniture etc. |
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alta
 |
Go to www.rightmove.co.uk and put in the area, this will give you monthly rents, don't forget this is only rent no other expenses. Best place to find house shares is the local paper, if you house share, it is generally cheaper, as the property will have furniture etc.
Ring some local agents and ask what they have and the rent. Then sit down and factor in the other expenses, gas/electric/water/council tax/tv/food/car costs or transport costs to and from work.
Good luck |
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BARRY B
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If you phone a few local letting agents you will get an accurate picture. Here only Wally's will guess the answer. |
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