Where do you think the housing market is going to be in 5 years? |
| I live in Huntington Beach about 2 blocks from the beach amnad main street, I bought my property for $500,000 9 months ago and have an oppurtunity to buy another 1 for $375,000 and I could rent it ... |
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Landlord Obligations? |
| my sister is a landlord and is moving back into her house that she has leased so does she have to go through her solicitor to tell them they have to move out. what is her legal obligations for ... |
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My landlord is taking me to small claims court after a year of moving out when he gave me my full deposit back |
| I moved out and then a year later he is suing me for 3000.00 for replacing the carpets. When i moved out we did the walk thru and he gave my full deposit back.... |
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Mortgage Loan Question? |
Our good friends are buying their first home. They are more than confused about how to finance it.
The home costs $130,000
They do have $10,000 to use for closing and or down ... |
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Compelling reasons for/against moving to Florida...please? |
| I'm a single mom of a five year old, and am considering a move to the Brevard County area of Florida. I don't really like Florida, but as I see it, I can struggle anywhere...and I have ... |
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Looking for a lender that doesn't require employment verification with mid score of 768 and no late payments. |
| We have excellent credit, no late payments, not much debt apart from credit card and always pay on time. We are seeking a lender who can give us a break. Husband out of school and doesn't have 2 ... |
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Moving suggestions? |
| My new lease at my new apartment begins July 1, but my current landlord says my current lease expires 10am the day before. How do most people work out this situation?... |
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Has anyone ever been harassed or ripped of by rent a center? |
if so could you please explain if it was harrasment or rip off and also if you were harrassed explain how. Additional Details if this does not apply to you would you be so kind not to ... |
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Would it be better to rent for $800/mo or try to buy a house with no money down? |
| I'm 25, still in college, but I'm tired of throwing money away on rent. I have no other debt, my car is paid for. And I work full-time. But I don't want to get screwed on interest, ... |
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We bought a house last year for $350.000, the price now is $372.000, if we sell it, do we make profit ? |
Additional Details The reason I ask is because maybe I will be moving out and find my own place like a town house, so we have to sell the house. Can I afford a town house with approx. $6... |
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Is a real estate agent required to work for a broker? |
| I am interested in getting licensed to be a sales agent - I just want MLS access, and be able to sell properties myself that I rehab. Am I required to be licensed if I want to sell my own rehabbed ... |
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Landlord legal question? |
| I moved out of my old apartment. I gave the landlord $1200 for security deposit. We walked through the apartment on my move out date & she said nothing about the condition of the apartment, ... |
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Can I qualify for a mortgage loan? |
| My husband and I are wanting to buy a home (after many years of renting). We have a good monthly gross income ($11,500). However, we have a lot of credit card debt (61K) and a small balance on a ... |
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Are first time sellers usually trustworthy? |
| I know that usually i should buy from only sellers with good feedback, been ebayer for long time etc etc....however theres this really good deal, but its the first sale for that person, or he has no ... |
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Is there a age limit at whice u can purchase a home..? |
| my aunt been abroad most of her life, and now decided to come back to usa, she is 50 years old, she was tryin to finance a new home but the bank give her a hard time they say due to her age, ... |
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Purchasing house....how to make an offer? |
| My husband and I are purchasing our first home. It is 1 story, slab-not basement, 3 bedroom, kitchen, living room, attached garage, and medium sized fenced yard with shed. It is siding with some ... |
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Does anyone know where you can get a loan of 25000 dollars to fix a house without hassle?? |
| we have tried 2 mortgage companies to get home equity and in both places we talked to two different people and the information for the loan was completely different. We are looking for a loan where ... |
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Why are prices still so high? |
| If gas has went down, why are food and airline tickets still so high and unaffordable? Do you think gas will go back to $4.00 a gallon after the election tomorrow, and if so how soon?... |
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Rent or sell my house? |
| I own a old fixer upper on a large lot in Modesto. It is paid off. I am thinking of selling it and buying a house in Sacramento area. Is this a good idea... or should I fix it and rent and wait for ... |
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zafarthorpe | What are the features, benefits and advanteges of a mortgage? |
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Ms. K
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It's a wonderful tax writeoff. |
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CHERI S
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lol. You sound like a Realtor. Those are terms used in real estate presentations.
The obvious answer is you get to own your own home now but pay for it as you go. The benefit of that is you have no one over your head like a landlord that can make you dance to their tune, except for a home owner's association who have a lot of "power" too. You are not making someone else wealthier by paying their mortgage anymore (and in the process throwing money away) and if you get a good deal and don't over pay then you are increasing your net worth. You would have a nice tax write off every year too. |
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Ron B
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A mortgage is a powerful tool because it allows people to leverage their future incomes to buy a house now. Without martgages people would have to save hundreds of thousands of dollars to buy a home. Most couldn't do it, and it would take years for the rest to do. There are different types of mortgages and each of those can be used as tools in different situations. Negative amortization and interest only loans allow people who are expecting to hve higher incomes in a few years get their home now and pay lower payments. Short term fixed mortgages have lower interest rates during early years for people that will not be in their homes long. and longer term mortgages allow people with less income to lower thier payments and spread the loan out. These are justa few examples. Talk to a mortgage broker if you need help. |
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cpruitt62
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If you plan to stay in the same place and on the same job for the next 3-5 years buying a home makes sense in most areas because a large portion of the rent is tax deductible and any increase in value belongs to you and not the landlord. Since equity in a home is not liquid, it makes more sense financially for most people to have the largest mortgage possible so that they can keep their cash in other (preferably tax free) investments. |
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bridget b
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who knows |
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Nick C
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if you don't mind paying some more than you're paying to rent, and if you're planning to stay at the same place for 10+ years, you end up owning a piece of land, or a condo in a building, and after that you get to live without paying arguably the largest expense out of one's paycheck. you also don't have to worry about idiotic landlords who tell you whom you can have over, when you can do laundry, and other such things.
on the minus side, if you move often, you end up making the real estate agents and banks that much more rich. it's also a bigger hassle to buy and sell than it is to rent. and depending on where you live, if you get a foot of snow overnight or the heating prices jump suddenly - the renters couldn't care less! same with repairs and maintenance. |
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Charger Fan
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Check out this website its my company's
WWW.Nationwidequickloans.com |
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eli g
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zafar b Is this you? … :)!
http://www.osoq.com/funstuff/extra/extra01.asp?strName=zafar_b |
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dinesh j
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I think somewhat ok. |
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