 I am a property appraiser in Florida, my boss owes me for five months of back pay. How do I get my money back? |
He refuses to pay me and I quit about a few weeks ago.
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I am a subcontractor, I get paid 60% of all work completed. He tells me he is having problems collecting money, ... |
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 Is anyone else struggling to get onto the property ladder? |
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Its so frustrating were renting at the moment (which is dead money) its so hard to save a decent deposit esp when you have a car to run etc etc, i feel like just ... |
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 Having problems with my landlord...Need legal info and direction!!!? |
| My landlord sent a certified letter from his lawyer stating that I had 30 days to put my 22 year old son out. My son is not named on my lease (which) I drafted, but there is no statement regarding ... |
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 What if the banks appraisal is less than my offer? What happens then? |
Is there a contingency we should have made regarding this issue? Or is it standard to renegotiate or just with draw?
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Maybe because I live in a very small town, but we ... |
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 What's the difference between Condo and House? |
| as an owner of a Condo, do you really own the land on which your home is built? how often do they increase the maintenance fee?... |
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 Would anyone buy a house that appears to have termites? |
| I have never had anyone come out and see for sure, but I have found a baseboard that was eaten away. The footer behind it is solid as steel however. I also found what I THOUGHT was a crack that ... |
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 I want to buy a home? |
| I know which home I want, and I am also pre approved for a loan. Who should I contact to handle all the paper work or does the seller take care of all that?... |
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 Why is it so hard to get housing? |
| Council housing that is, unless you are 17 and pregnant!... |
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 Do you need to give 30 days notice in a month to month renting situation? |
My friend is leaving her slightly abusive housing in California. She has not given 30 days notice and says there is no reason thats what the deposit is for and she doesn't want it back.
... |
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 What is 10 % of $69,550? |
what is 10% of 69,550
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1 i came up with 6,995 but i wanted to make sure it wasnt just me cause i dont think that this house is worth putting that much down own thats ... |
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 Can an apartment manger ask me to leave if I have lived there for 6 months for a crime that I committed 4 ago? |
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I plead no contest to a drug charge almost 5 years ago. Well they asked on the app. have you ever been convicted of a drug offense. Well I wasn't I pead no ... |
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 Single first-time buyer desperately seeking advice for the future!? |
| I am 26 and just starting a career change, albeit to a less-well paid job, but it's what I want to do. Will only be on £14000 for the next couple of years. I desperately want to move out of my ... |
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 Where can I buy very cheap secluded land? |
| I am looking for some land that I can build my own cabin on and kinda figure out who I am. I don't care if it's in the mountains or desert and I don't care if it is cold or hot. The ... |
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| My son has three roomates with a year lease, and I co signed. One wants to move. Now what? |
| My son is away at college and has two roommates who are all listed separately on the one year lease that was signed by all three of them. I am the cosigners. Now one of the room ates left a letter ... |
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 Why don't white female real estate agents like to work with me? |
| I've been looking for rental properties as investment for over one year, and have changed more than 5 real estate agents in 15 months. Three of them lost their enthusiasm after a couple of ... |
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 My girlfriend and her family got kicked out there apartment by not paying rent what can they do to move back? |
My girlfriend and her family got kicked out there apartment by not paying rent what can they do to move back in?
The apartment was left in very good condition
They just got kicked ... |
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 Judgement? |
| My husband and I received a letter that a judgement has been set against us for not paying our mortgage. Can anyone tell me what is going to happen now? We have our house listed for sale. We live in P... |
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| How are you suppose to buy a house with no money down? |
| I am wondering if anyone on yahoo answers has done this and if so how do you do it?... |
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kristi | What are the ways in which one could repair their credit score, so that they may buy their first home? |
I have had a lot of stupid things which have ruined my credit, mostly medical bills, and I know my credit is really pretty horrible. I have a family, and I have the money to put down get into my first home. To Whom and where could I go to actually go about buying my first home, and would I need to repair my credit beforehand? How would I go about doing that? Do a lot of places sell first homes and take a deposit only to those with bad credit situations? |
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Monique M
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Get copies of all three of your credit reports, and shell out the extra to include your credit score. Go over each report and make sure your records match the data on your credit report. The accounts that are paid off are paid off, the accounts that are closed are closed, etc. Then go about paying off any outstanding debt you may have. This will go along way in not only repairing your credit, but will also increase your credit score, which is the number most lending companies base your loan on. As for a down payment on a house... no matter how bad your credit, EVERYONE wants a down payment. It makes you more creditable with lenders, and in turn, it also makes an impact on your monthly mortgage payment. The more you can afford to put down, the better off you are.
Best of luck! |
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bianca
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the best advise i can give you is to go to good mortgage broker and check your credit. they have also credit analyzer program and will tell you how to fix your credit and how long it will get for you to be ready to apply for your mortgage. |
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Michel D
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Anything that is in collections that isn't a medical bill would need to be paid off. After doing that you should be able to qualify for any number of loans. You didn't mention the price range or amount you were looking to put down but, a down payment of 3 -10% will get you into your first home under FHA guidelines. One thing I must tell you...... Keep your outstanding debt (credit cards, store cards, auto loans) to a minimum. Most mortgage banks will have a program that will be able to meet your needs.
If you have any other questions please write me @ mdesdunes@sicloans.com |
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jcampos8782
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I am also a Mortgage Planner that could help you get into a loan that you can afford. There are plenty of banks out there that will finance people with less than perfect credit... in fact, some banks ONLY finance people with bad credit.
To get started, fill out my form here: http://www.Realty-Guru.com/Consultation |
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David P
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you can call me, i specialize in credit repair, and mortgages, i am a loan officer, and a qualifacation specialist, i fix peoples credit regularly. after its fixed, i will get you the best program possable to buy a house. and i recomend 100% financing, so that you can keep you assets liquid, so that you can have money to pay for housing , and bills and stuff. im very good at what i do, and i like to help people, i know how important this is to you and i want you as a client. if you want real help, and good advice, call me, you cant go wrong. lets get started. 203-729-8900 or 203-410-4427, ask for david powell |
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ogrendle
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Find a mortgae broker in your area (an Agent can help) and they will help you repair your credit quickly. They know what their lenders look at. |
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oneamy2001
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There are alot of mortgage lenders who specialize in lending to people with less than perfect credit. You will probably have a higher interest rate because of that, but if you pay your payments on time, you will probably be able to refinance at a lower rate. Talking to a real estate agent will help, they should be able to give you several different lenders. Actually if you do a yahoo search on mortgage for bad credit, you'll find some then.
Some mortgage lenders may require you to have all your outstanding debts paid...
Good luck! |
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Jennie Fabulous
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Repairing your credit score is not as impossible as it sounds. First of all, settle any and all debts-if you are desperately behind, call the companies and quite simply ask if there is some way you can discuss settling the account, because you want to pay it off, but cannot keep up with the payments.
Secondly, once you start this journey, do NOT be late with payments. Creditors do not generally report late payments to your credit report unless they are 60+ days late, but you don't want to rack up late fees and look irresponsible.
DO NOT, I repeat, DO NOT close your oldest accounts once you have them settled. Older credit looks better than newer credit, as long as it is in good standing. Closing old accounts makes it look like you are brand new to credit cards, and that is not desirable to creditors. Pay it off or down, and ask for a lower interest rate. Don't ask them to lower the limit-you want to have a decent amount of unused, available credit. For example, if you have a card with a ten thousand dollar limit, and you pay it down to 1,000 dollars, creditors see that you have 9,000 dollars of available credit on that card. Looks good. But if you pay it down to a thousand, and ask to have the limit cut to 5,000, you then only show 4,000 dollars in available unused credit. Not as desirable.
Sorry for the wordiness, but I have been here, and I have experience in this. Good luck to you! |
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Bobbie
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you should be able to get a mortgage even if there are some things on your credit report.if your credit score is not totally terrible you should be fine.a lender might ask you why you were late on a bill or even have you write reasons for the items that show up on your credit report.also go on line and search first time home buyers.i think you will do just fine.been there! |
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Ralfcoder
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The best way to "repair" your credit score is to pay your bills. If those medical bills are not paid, then pay them. |
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