 How to rent with bad credit, bad rental history, new job, and several defaults.? |
Just like the title says. I have defaulted on about 10k of debt (have not called creditors yet...), the repo people are after me, I have not talked to the collectors for a year, now.
T... |
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 How long to foreclosure? |
| I went through a divorce and recently lost my job. I called the mortgage company to let hem know. Is this something they will work with me on? I can't make the full payment, but can pay about 25 ... |
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 How should I prepare? |
| My boyfriend just bought a house and is asking me to move in with him and pay $500 rent. What should i do to prepare myself in terms of legal issues if we were to run into trouble? Should I ask him ... |
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 Can you please explain simply why an interest only loan is a bad idea? |
| We plan on getting a conventional loan, but have come to a road block. The PMI, with our poor credit score, makes our monthly payments $200 more than we can afford. We paid off a debt, at the ... |
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 I'm thinking of selling my house for sale by owner. Who is responsible for the legal fees? |
| Who is responsible for the legal fees and appraisal and all that comes with selling a house on your own?... |
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 What is the law for people who rent? |
| In NJ- What is the law on if you rent an apartment - does the landlord HAVE TO have a key to your apartment if you change the locks?... |
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 Is it a good deal to buy a new home from a developer who offers incentives only through their lender? |
| We are in the market for a house, and have talked to a number of developers in our community. They seem to offer great incentives, but only through their preferred lender. Is this a good idea, or ... |
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 What is the best way to get out of a year lease? |
| If we just left, what will happen? Does it mess up our credit in any way? we do realize that it would be a reference lost, but at this point, we can't afford it anymore. We've thought about ... |
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 Can anyone tell me the meaning of " buy to flip " in real estate business? |
Additional Details
i will surely give away the 10 points to the best answer, promise. but i should get the correct answer. and a 5 star !... |
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 Help!! Rent just went up $35 dollars with no notice? |
| Can a new landlord just raise your rent with no notice? Furthermore, can a landlord give you a 5-day eviction notice with no previous warning?... |
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 We are new homeowners,is there a grace period till you are late? |
| are house payment is due on the 1st but we cant pay till the 3rd, will this harm our credit and count us late.... |
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 Live in Landlord? |
| I have been living in an apartment for over a year now.Sharing with a gay male. I have no problem with him being gay, i myself am straight. For the first couple of months things were perfect, but ... |
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 Who should pay the bill, the landlord or us the renters? |
| My gas bill came out outrageously higher than in the past. Our gas bill would usually be of 15 dollars, no more than that, but this time it came out of 200 dollars. The gas company came down and ... |
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xcr0ss_my_heartx | What do you tell the rental office if you can only pay half the rent for now? |
Until my next paycheck, I can only pay about half of the rent. What do you think I should tell them and what will they do? |
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SKYDOGSLIM
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The truth is always best. Just explain your situation and they will probably work with you. |
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ontopofoldsmokie
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Tell them now. Pay what you can. Creditors are used to deadbeats not paying their bills, lying and avoiding them. Be up front and honest with them. Don't make any promises you can't keep. I'll bet they cut you some slack. Their alternative is to have to rerent the apartment and come after you for past payments. Believe me, they will cut you some slack. |
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curious cat
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a lot of people understand this (once) so just tell them the truth. Be honest, and apologetic and ask if it would be ok to give them the rest on your payday. Then, make sure you do. |
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open4one
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Tell them the Truth.
That's so rare that most folks are impressed and will give you some slack.
Bear in mind that if they do evict you, they have to find another tenant. They'd probably rather give you the time and see if you keep your word. |
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Amanda H
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Be honest and tell them as soon as possible. If this is the first time you've been late, they will probably be lenient-- especialy if you pay half of the month and pay the other half before you reach the second half of the month-- they're still getting their money ahead, technically. |
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Jon W
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Tell the the truth.
What they'll do depends on them, how good of a renter you've been, and what your rental agreement or lease says.
Also it could make a difference whether there's a shortage or a surplus of rentals of your type in the area.
If you've been renting a while, this is the first time you've been late, and they're nice - likely nothing.
Change any of those above, and who knows what they'll do.
Hold you to the contract and kick you out as soon as they legally can. |
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Shaunna H
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Hopefully this is the 1st time this has happened?? If so just go in and talk to the Assistant Manager (They are normally the ones that handle the money side of the office, DO NOT TALK TO THE LEASING AGENT! MANAGER OR ASSISTANT MANAGER ONLY!!!) explain to himher what is going on (BE HONEST)... have something in writing with what money you do have. Let your letter state when and how much you will be paying at a later date (include all late fees and the rest of the rent... if you pay water or some other utility to them make sure to include that too). Most of the time they are understanding. |
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victorschool1
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I agree you can just tell them the truth, however they really just care about the rent and not the reason. They will probably charge you a penalty for being late with part of the rent. |
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Latin Techie
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Tell, the rent people that the rent will be paid in two halves, the first half now and the second half when you next get paid as you have had an emergency ( shortage of money emergency but dont say that!) in the famiy and it has knocked your finances out of sync! |
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antonioavilakiss
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Hold the payment until you have it all and then pay the late charges attached to the contract you originally signed, but there is no excuse that can be accepted short of a death in the family and a broken car, but if you lose your job then you have to look what is legal before they evict you. Good luck. |
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