 I have a credit score of 640 my fiance has a score of 750. Can we buy a house what score would they use? |
Additional Details
We would only have about 5% to put down in order to pay for closing costs and have some emergency cash left over.... |
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 First time home buyer using a VA Loan...? |
| My Husband comes home from Iraq in a month, and we are going to buy a house as soon as he gets home. I've heard that a VA loan takes a while to process and what not. So my question is, how long ... |
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 Does a landlord have the right to call at the last second and say they are? |
Coming to go thru the house to check on it? The gave my boyfriend about 8 hours warning that they coming.... do they have the right to go thru the house like that?
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Its ... |
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 Should we make our initial offer over the asking price? |
| My wife and I are going to make an offer on a bank owned (foreclosure) home. It is a nice 3 bedroom ranch with a full partially-finished basement, hardwood floors, pool, etc. It's in a ... |
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 Can someone tell me where i stand with my landlord going to court to get me evicted? |
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| We have been renting a flat since last May. It was fine through the summer, but since winter has come we have found it to be very draughty and cold. We are wanting to get a mortgage on a house ... |
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 Does my landlady have the right to sell the house when we are only 3mnths into a 6mnth tenency? |
i have 2 small children and we have just moved into a rented house 3mnths ago, the landlady said she was not looking to sell in the near future and we signed a 6mnth tenency agreement.
a few ... |
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 The house i'm renting is in foreclosure if I stop paying rent can I appeal a eviction if he files one.florida? |
| I feel as a renter if the owner is not trying to resolve the debt owed he knowingly is breaking the rental agreement between us not allowing my family and self to stay for the duration of ... |
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 Less than 30 day notice - tenant? |
I live in MA. Tenant agreement states 30 day written notice (min). I received an e-mail on the 5th instead of the 1st of Jan '09. Are they responsible for Jan & Feb?
Additional D... |
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 Do They Have The Right to Raise my Rent? |
| I'm from CA and have been living in a Townhouse since last July. During my first year, the complex that I stay in has changed ownership. Yesterday, I got a letter from the manager saying that ... |
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| What is the best way to get started doing this with less than perfect credit?... |
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 Rent A Center a viable option? |
| I have sub par credit (still a work in progress) but really need new bedroom furniture. I know RAC doesn't exactly give you a great deal, but what is a guy to do if he doesn't have several ... |
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 I have lost my house deeds where can i get them from so i can sell my house? |
| iv had my house 37 years now i want to sell but cant find my title deeds can i get some ... |
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 I have a prospective tenant who is claiming benefits, is this a potential problem for me? |
| I´m a UK landlord looking for a tenant, one interested chap says he is claiming benefits but can provide good references. Is this a bad situation and I should avoid him? or is he just the same as ... |
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 We are in the process of looking for a house to buy. We have found? |
| 2 homes we really like. My question is, what would you do. The 1st home is in one of teh best areas in town but really ugly and the 2nd home is in a moderatly good area but very pretty. How do you ... |
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 Is it discrimination ....? |
| Is this discrimination???? I know someone who recently became a landlord, but refuses to rent to friends or relatives even though they have excellent credit and previous rental references. (never ... |
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 Is this house payment a good one? |
| We are under a contract for a house we just bought... well almost, our settlement date is the 26th of September. We are getting all the inspections done. We bought the house for $78,000 with $4,000 ... |
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 UK landlord question?? |
Our landlord has "served notice". He wants us evicted.
The letting agent came round to do a three month house inspetion. She said there was no problem with condition of house. L... |
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 What is negotiable after a sale price has been agreed upon? |
| Both parties have agreed to the inital sale price. A home inspection has occurred. The buyer is now asking for an additional reduction in the price.... |
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 How much do you pay for rent? |
| what type of establishment is it (apt, condo, house, etc) & in what town? Do you think it's a deal or a rip off? Just curious! I live in a 1-bedroom apt in milwaukee-area wisconsin & ... |
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Hoopfan | What do you think about REALTORS? |
What has been your experience? The reason I'm posting this question is that I have seen some people on here speaking in not so kind words when it comes to Realtors. Some of it comes from so-called "investors" , some from people who have actually worked with a Realtor, and some I'm not quite sure where they formed their opinion from. What do you all think, good or bad?
Additional Details
jadz..Why do you feel that way? Please elaborate. |
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satarnag
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I'm both a Realtor and an Investor. There are good ethical Realtors and there are bad ethical ones. There are knowledgeable ones and there are idiots who will panic if they were given a purchase contract that was not the normal form they are used to using.
Investors think Realtors are a waste of money because usually investors are knowledgeable in regards to determining value, purchasing and selling property and usually keep up with the real estate law of their state. It boils down to this, if you have knowledge of a certain skill, you will find that a professional is a waste of money. If I knew how to work on a Mercedes, I would consider my mechanic as a waste of money.
Hope that helps.
Regards |
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billyandgaby
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They are regular people who have a job to sell houses like everyone else. If you knew everything that was wrong with a house before you bought it, you would never buy a house period. |
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klay43701
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There are bad realtors and good realtors. But after being in the business for a while they learn that people will crap on them in a New York second so they are very careful not to waste their time, because most of their time is spent making NO money. They also learn that people want to hear what they want to hear so they sometimes will tell you what you want to hear becuase they know you will go elsewhere. They may give a price opinion on your home but much of the time the unrealistic sellers only want to hear an inflated value and if multiple realtors are called upon they know the highest bidder will win, even though the hous stay s on the market for months until the price is finally reduced.. The public itself has made many of them unethical so-to-speak. Being a realtor is soo tough and they are USED themselves more than you could ever imagine. They work long hours and only get paid when they sell something so please be easy on them and check references for their past performance. |
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chacio
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I am a Realtor and I work hard to full-fill my clients need, I work with honesty, (which is very important) and I also look forward for their best interests. |
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hithere2ya
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There are good & bad in every profession. People who shoot their mouths off usually shoot from the hip in life and end up shooting themselves in the foot as well but fail to take responsibility for their own failings or short commings, and blame someone else.
There are some in my profession that I prefer to not co-op with, just as there are sellers and buyers I will refuse to work with. My time is as valuable as theirs and if they just want to gleam knowledge that I paid good money for with hard earned dollars and not compensate me for that, I don't need, don't want, nor have time for them. They would not work for free, and would expect market rates for their time.
In any case, my client base is of quality people, professionals that are not jealous of my success, and know that when I introduce them to an investment it is one that I too would buy. But ethically since they employed my services I am bound to give them first shot and, their having failed to buy it at that point leaves me free to so do, have, and profited myself.
Smart investors employ the best trained and knowledgable real estate brokers they can find (most with professional designations like CCIM, SIOR) to assist with their investments as they also tend to have access to a larger pool of investors, are the most up to date in what the market is doing, save a lot of time (TVM- very important) have access to the best resources for getting projects financed, 1031 type exchanges and so much more.
A great broker will make an investor far greater returns on their investment than typically they would on their own. 80% of all real estate transactions are made with a real estate broker, 5% FSBO and of those 50% willl eventually place it in a brokers hands. The remaining are builders who typically have their own in-house licensed real estate agents or relo companies who again will have their own agents or employ outside agents. I too am an investor and check with the real estate community first to see what is available before I go any where else. I really do earn my fee, as my volume of repeat business speaks for itself.
Smart physcians go to another physcian when they are ill, they do not treat themselves for good reason: they need an objective eye checking for what ails them so they will receive proper treatment not based upon emotion. |
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Steve N
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Some are good, some are bad. The thing is is that they are unnecessary (I don't mean to offend anyone here, just stating the facts). With a little study you can buy and sell without them. Legal forms are now available at most office supply stores, you can have your own title search do, and you can save a bunch of money. |
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Royale
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Like most things, not entirely bad but definetly not good. |
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jennlupe
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Every Realtor is different. It is good to find one that serves your needs when it comes to buying or selling a house and it never hurts to talk to a couple. Realtors do work for the seller and it is unethical for them to work the buyer without a signed buyers agreement. Remember that when you are buying that they are looking out for the best deal for the seller. i would speak to friends who have bought and sold when shopping for a good Realtor. Some are real go getter's and will do everything to find you what you want while others just give you a print out and send you on your way. i think any investor should consider getting their Realtors license so they can get the commission off the purchase and sale of their properties. Not all realtors are bad tehy are just different some are laid back and casual some are very professional and upscale. |
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jadz
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Realtors are just a shade above lawyers - and lawyers are pond scum. |
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