My roomate and I moved in at the end of July but we still have not signed the lease the landlord gave us. I still have both copies we were supposed to sign and I've seen the landlord plenty of ...
make a long story short. My wife and paid off all of our debts. we went to a mortgage company to get a loan, the lady took our info and called us the next day saying how much we were approved for and ...
Hi everyone,
I posted a while ago about how my parents have insane tenants. Recently we had a family emergency that my parents had to tend to the past few weeks. Last week we got a letter ...
...like when going to see a place that is coming on the market in a few months and the place is still fully lived in? Do you hate being a tenant in that situation as well........
My sister has an adjustable rate mortgage. Over the past year her mortgage payments have gone up several times. Now her monthly mortgage payment is $2,235 for a 2000 sq ft home in a nice area. No ...
We accepted an offer on our house today, we still have to find a house to move to and I was wondering will the estate agents put a Sold sign up of the board?...
ive been seeing my girl for 5 years, ive got my own house, got approx £130K IN equity, she could sell hers and walk away with £180k, put the 2 together and get a nice place together....................
I have a friend who wants to get a mortgage broker license in PA and eventually in other states. He has 5 DUI's!!! We have a $100 bet if he can or can't get his license. I am pretty sure he ...
pavemanpro
What does APR stand for in regaurd to intrest rates?
I dont know and this seams like a way to get a fast answer
Annual Percentage Rate (APR) is an expression of the effective interest rate that will be paid on a loan, taking into account one-time fees and standardizing the way the rate is expressed. In other words the APR is the total cost of credit to the consumer expressed as an annual percentage of the amount of credit granted. APR is intended to make it easier to compare lenders and loan options.
Marko
The APR, or Annualized Percentage Rate, will provide you with the actual return on your money. The difference between this and the nominal rate is usually due to compounding. For example, if you put $1,000 in an account that paid 5% interest, if it was compounded daily then your APR would be 5.127%, and you would have $1,051.27 at the end of the year. Only when the interest paid is simple (non-compounded) does the nominal rate equal the APR.
Quixotic
APR is a legal term. It used to be that lenders would play games with interest terms. APR forced the lenders to standardize what they described as the interest rate, at least when they put it next to the term APR.
From ABOVE
just google it more info
An observer
APR=Annual Percentage Rate
krohnjack
Marko has the best and right answer here. Anytime you see an interest rate it will be acompanied by APR usually in smaller font size because it is higher than the nominal rate.
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choice_finance
it was established to try and tell you your true cost of your credit. see http://www.choicefinance.net/faq/what-is-APR.htm
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