 How much do I have to charge as a deposit of rent ? |
| We own a duplex in Washburn Missouri, vlose to Cassville , like 30 mints from Joplin, Its open land, normal size, 1 bedroom, living room, heather, we are just replace the carpet and paint the place, ... |
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 Landlord didnt return the security deposit back???? |
HI,
I stay in California, I moved from my apartment on january 1st by giving a verbal notice to landlord on december 5th.
After we moved, when my dad asked him for security ... |
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 Should I hire an unlicensed roofer? |
| I finally found a handyman who has been great -- does a good job at a very reasonable price. However, he's unlicensed & uninsured...has his own little "business" with little ... |
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 Is this a good rate on my mortgage? |
100 Percent financing.
30 Year Fixed rate
6.0 Percent interest
$170,000 loan on a duplex in Great Falls Mt 59401.
No pre-payment penalty or any "hidden suprises"
... |
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 My boyfriend was recently kicked out..? |
| and the owner of the house wants to keep his computer until he pays half of this months rent which is usually paid at the end of month according to their agreement. She just kicked him out yesterday ... |
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 Why does it matter what your credit score and history is when looking into renting an apartment? |
| I have a good rental history and have never had any problems with my previous landord. I am looking to move to another city due to my job and every decent apartment community does credit checks and I ... |
|
 What type of improvements will help me sell my one bedroom one bathroom condo? I live in an urban location.? |
| I live on Capitol Hill in Wash, DC and need to sell my 1br/1ba condo in the next several months. I've seen a ton of sites that describe upgrades that can help you sell your home more quickly, ... |
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 How long does a contract last after you sign it on a rented house? |
| i signed a contract for a 1 year lease on a rented apartment 2 years ago, when i moved out of the house the landlord refused to give me back my deposit citing a section of the contract to do with an ... |
|
 Mortgage question? |
If you had to pick what would be the best negative amoritization mortgage? For the short term home owner, 3 years max!!
Additional Details
I live in the Seattle area, I have full ... |
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 My renter is not evacutaing my property . gave one month notice , now not paying rent? |
| Please I need your help and advice.. We have rented one side of our duplex. Now I want my son to move to that side and rent our bigger portion out. Our tenant has given us trouble in the past by ... |
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 How do you get 0% mortgage loan? |
I am planning to purchase a house for $519 000.
Down payment - 25 000 to 50 000 dollars
Is it possible to get 0% mortgage rate? How do you make this kind of deal with the ... |
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 Do you think this is too much money? |
| a furnished suite with own private entrance for rent in a modern home. it's a large oversized bedroom with a sitting room and private bathroom with a shower. it features in floor heat, cable tv, ... |
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 My landlord refuses to accept my rent payment- she wants to evict us and has decided this is the way to do it- |
| we are in the middle of a lawsuit against her because her property we are renting is full of mold and she refuses to provide us with reasonable accomodations or fix the problem. Now that we have ... |
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 How much rent should one pay a boyfriend who owns his house and makes 3 times as much as her? |
| My sisters boyfriend just bought a house. She has not had any decision making abilities and no say so in any of the shopping, buying, decorating, etc. of the purchase of the house and everything in ... |
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 What will mortgage rates do in a slowing economy? |
| I am right on the cusp of where it would make sense to refinance my mortgage. I already have a fixed 30 year at about 6 percent. If rates continue their decline it might make some sense to refi ... |
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 Things to know before moving into first apartment? |
| I am 20 years old and I am moving into my own apartment (alone) and I would like to know some tips on living on my own.... |
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Jeanne | What does this mean for people who have their mortgage with IndyMac? |
You need to see this article to understand the question
http://news.yahoo.com/s/ap/20080716/ap_on_bi_ge/mortgage_investigation |
 |
 
Jordan G
|
There are two sides to the answer to this question.
The first is that anyone who borrowed money and promised to repay it on a certain schedule is obliged to honor that commitment. Most likely, a loan placed through Indymac was sold on Wall Street via Fannie Mae as part of a bundle of similar mortgages. The borrower's promise to pay transferred along with this sale.
In any case, as the various pieces of Indymac are sold, the servicing rights they have held will be sold as well. Borrowers are absolutely not off the hook for the financial promises that they made.
The other side to this question's answer comes from the question implied in the article: "What if Indymac committed loan fraud when they made the loan to me?"
In certain cases, borrowers have the right to rescind their mortgages -- even years after they were put in place. (Rescinding a loan means going back to where you were before the mortgage was put in place -- including a refunding to the borrower of all interest paid against the loan so far.) The Truth in Lending Act provides for recission if the Truth in Lending Statement originally provided to you when you began the loan application process is far enough away from the actual closing figures.
Have a mortgage professional review the HUD and Truth in Lending Statement from your closing, and the Truth in Lending Statement provided to you at the outset of your loan application process. If they're far enough apart, your attorney can help you rescind your loan -- but you'll need to have a new mortgage ready to take its place. |
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ScorpionSDGuy
 |
It means that your loan will be sold off to another bank. Go to www.fdic.gov/bank/individual/failed/Indy...
This webpage is on the FDIC.gov's site.
Also be sure to make all your payments as usual.
SDGUY |
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gaonumen
 |
All of the original terms of your loan still apply. You still have all of the same rights and responsibilities. As long as you are honoring the terms of your Trust Deed and Promissory Note, no one has the right to accelerate your loan or to initiate foreclosure proceedings.
The one thing that might change? Possibly the insitution that receives your monthly payments.
On word of caution: If you receive notification that your payment should be made out to any institution other than IndyMac, then make sure that you verify this through IndyMac before you start sending off payments to some unknown stranger. A lot of people get scammed via this method.
The good news? You keep your house.
The bad news? You keep the loan too. |
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golferwhoworks
 |
not a darn thing. Their loans will be sold to another service provider and they will pay some one else their payments. This is part of RESPA. Once a loan funds it is done and Now the fed has taken over it may be months before a new servicing company is named and its clients are sent a letter stating where to make payments. in the time being they make their payments to Iny Mac Federal Bank |
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Stevie B
 |
The only additional thing I would suggest is to make copies and records galore of every payment you make over the next several months...I had a friend who had her mortgage "sold" on the secondary market, which happens all the time. However, she was sent a letter of demand at one point for over 15,000 in back mortgage payments, because they had no record of receiving them...Here, the previous bank kept them all....never forwarded. It was HER responsibility to get all the records together & send them to the new mortgage company - they were threatening foreclosure for all that....and THAT was not even a bank that failed.... |
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Quicken Loans
|
A mortgage is a contract. The contract remains the same, no matter what happens. The loans will likely be sold and serviced by another company soon, but nothing regarding their mortgage will change at all. |
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Mark C
 |
It is the bank in trouble not the borrowers.
However if the borrowers committed fraud, like fake info or appraisals they could be in for an investigation as well. |
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jenfrompen
|
For the most part nothing. The loans are out there and as long as the loan holders pay the loan back they will be ok. The fact that the Federal Government has taken over the bank will not affect most people.
The investigation into the bank is into the owners of the bank who ok'ed the risky loans that the bank made. It'll be a little while yet till we see what has happened. |
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Alterfemego
|
Nothing will change. Our gov't will prop up Indymac and all will continue. |
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Paul in San Diego
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Did you know that a half dozen people have asked the exact same question over the last hour? |
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