 Can i get personal loan without mortgage anything? |
| i don’t have enough money in my bank account,in fact I don,t even have any job right now,but I wan,t to invest in real estate,can I get personal loan from any bank without mortagage anything?im an ... |
|
 Is 45k a good salary for a 22/yo male living in Tucson? |
I'm going to be moving to Tucson in 6 weeks, and I was just wondering if 45,000 dollars a year gross is a good salary for the city/geographic area. Any thoughts?
Additional Details
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 Not happy with interest rate on Closing, Can I still get another Loan from another company? |
I am a first time homebuyer. Is this a good deal?
Selling Price: $232,000 House on Lennar - Las Vegas, NV
Benefits:
Seller will pay 3% Down Payment: roughly $7000
Seller ... |
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 If I I accept an offer on my house that is less than what I owe, what happens? |
| I am selling my house for $159, if someone offers $150 and I still owe on the loan; will I be expected to pay the difference at closing or will the loan company work with me? (There is no Equity in ... |
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 Tenant & landlord question. My washing machine flooded and water came through the ceiling downstairs? |
| The water has left a patch on the ceiling and a thin crack - it hasn't damaged any contents - can anybody tell me if this comes under the buildings or contents insurance. As a tenant i don'... |
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 Closing home in 2 months...Should I buy furniture yet? |
Hi everyone!
We are buying our first house. We do not close until the end of April, but we have found some really nice pieces of furniture on sale now.
My parents have offered to buy the ... |
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 How to remove mother in law off title of house? |
| The morgage loan is in mine and wifes name, not mother in law. I make the morgage payments, no one ... |
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 Why do helicopters fly low in circles at 2 am over my neighborhood? |
| This happens 2-3 times a month, never in the day, usually at 2, 3 sometimes 5 am. In strange flight patterns, starts to the east, ends in the south and they mix it up real quick. They dont have ... |
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 Mortgage refinance? |
| My husband and I bought a house in October with a no documents loan and ended up having to split our mortgage and have two smaller loans. Our mortgage servicer recently called and said that they have ... |
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 My tenants owed 4 months rent & vacated the property on the court date. How can I get their current address.? |
| My previous tenants owed 4 months rent & vacated the property on the court date. They vandalised my property before leaving. They still live in SE London, and I have seen them a few times at the ... |
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 Mortgage question? |
I have a 651 credit score. i have no money to put down, first time homebuyer. i was wondering what programs are available w/no money down. also is a lease/purchase a good idea?
Additional D... |
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 I moved out of my rental and the landlord is charging me for some plants that died, can he do that? |
| He had the sprinklers programmed to run 2x's a day, I couldn't afford that. It wasn't on the rental agreement to water the plants that much. Now he's holding almost $200 from the ... |
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 Is it the apartments responsibility to spray for roaches? I have been on my? |
| apartment managers a$$ to get someone to come and spray my kitchen because there is roaches and she ignores me all the time. I already gave her several verbal notices and one written notice. Still no ... |
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KURRUPT T | What happens if you dont pay Rent-A-Center? |
I HEARD IF YOU DONT PAY RENT-A-CENTER, AFTER 90 DAYS THEY WRITE IT OFF???? IS THAT TRUE? |
 |
 
Cupid
 |
Most large companies send you to collections if you don't pay after 90 days.. I think you misunderstood.. they write it off meaning they sell your account to a collection agent, then it's classified under bad debt in the general ledger after the account is sold.. when the collector collects from the account, it is then reclassified into the current month it is collected in. It works the same with rental companies like Rent-a-Center, but they also come and repossess the items AND still send you to collections for the past due amounts. Best Wishes! |
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Brian G
|
I believe it first depends on how much of their stuff you have. However, you will likely be visited by a repo-person who will come to collect the items you are renting to own or leasing. They will also likely obtain a summary judgment against you. This will prohibit you from being able to buy a house, car or take out loans in the future until the debt is settled. There is a statutory limitation on how long a summary judgment can affect your credit (I don't recall off hand how long), it may be 10yrs...but the creditor can continue to renew and refile that judgment against you before it expires.
Here is something important to understand...and this goes for everyone. Make sure you KNOW YOUR RIGHTS when it comes to the Fair Debt Collections Act. Read it, know it and understand it. It not only can help you avoid being collected on, but it also can be a source of income if the collecting company violates any one of the rules of collection.
If the company you contracted sells your debt to a collection company. Make sure you read your contract and that the contract states that they can assign the debt. If it is assigned, request the collection company to present you with (1) the assignment of the debt, (2) the license to be able to collect debt in your state. Many times collection companies do not follow the rules and not only put themselves as risk, but also the assignor of the debt.
Just some words of wisdom there...take it for what it is. |
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dk
 |
Yeah, right. That's how they make their money! They come out and take their stuff back. |
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Sage
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Umm no they don't write it off... they send the repo man to your house to collect THEIR furniture! I'd suggest paying or returning the furniture since they'll get it back anyway. |
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NONAME
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They come and get your stuff |
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FAT DOG
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it goes against your credit score. |
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Classy Granny
 |
No company is just going to write it off. You pay or they come take their stuff back. |
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omnisource
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REPOMAN gonna come an' take yo' plasmascreen an' yo' five-piece black lacquer bedroom furniture set.
90 days then a write-off sounds a bit ,uhh...too easy, wouldn't you say? |
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100% Organic Snarkâ„¢
 |
They won't wait 90 days -- they'll come get the stuff you're renting. |
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Angie
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Read your contract |
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T
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I had rented some furniture, and while I was away my room mate sold it. I have spoken to the place and they said if I dont pay, that they will charge me with theft. Is that possible in B.C? |
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