 Do landlords have to provide central heating? |
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 First time mortgage - chances of getting approved? no down payment? |
| ok so i have a few questions. my husband and i are looking into buying our own home, after ive been renting for 3 yrs, hes been renting for 2. we have an opportunity to buy a great house from a ... |
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 Are there ANY mortgage companies out there that will finance someone with at 475 beacon??? |
| I already have a mortgage on my home. I recently went through some bad money problems with a repo and my mortgage payment went 2 payments past due. I do NOT have the extra money to catch up these 2 ... |
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 My wife is driving me crazy! We are looking at houses in New Jersey and she says no to everything we look @ |
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 Any creative ideas for selling a house? I know the market is tough, but I'm surprised it's THIS hard! |
Additional Details
This home is well maintained, in a good neighborhood and priced right - but getting no interest. Maybe someone out there knows something we don't know. Serious ... |
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 How do I get rent assistance? |
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 Have you ever flipped a house?? |
I am really thinking about flipping a house.
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 What happens to my good faith deposit if the seller doesn't respond to my offer and we opt out of buying? |
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 I was curious how a house value is based upon it's market value? (See below)? |
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 Who pays for the home warranty and the survey? The buyer or seller? |
Have yet to make first offer, just got approved @ 5.875% for 30 years. Any Advice Please!
Additional Details
Got approved through FHA... |
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 Any Good Real Estate Sites sites to list my home for FREE ? |
| Does anyone know of any Real Estate websites where we can list our home either free or inexpensively ?... |
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 Who would I report this problem too? Too many people in 2 bedroom apartments? |
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theshadow01 | What happens to a mortgage when a property is sold for back taxes? |
Additional Details
We are looking at property that is going to be sold at a county tax auction. Just wanted to make sure that we are not bidding on someone else's mortgage.
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gilly
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it is foreclosed |
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raindog312
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You lose the home and someone else gets it for real CHEAP. |
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wizjp
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THe county pays the taxes, the balance goes to the first lien position on the house (hopefully the mortgage in question) any extra goes toward any other open liens with the final balance to the owner.
If there isn't enough to cover the outstanding debts, the owner remains responsible; the property is just removed as support for the debts
S an FYI in many states mortgage companies DON'T escrow property taxes. They may pay a delinquency to avoid a tax forreclosure and pass the extra fees on to the owner to avoid a foreclosure for taxes but they are not required to. |
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Ralfcoder
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Usually this would go up for auction, and interested people would bid on it. If the property is valuable, it will probably go for somewhere near the market value, as there are always people who know about this sort of sale, and they'll bid each other up, hoping to get a deal.
Once it's sold, I think that some states allow you a grace period when you can pay back the amount in arrears, plus fees, penalties, fines, etc, and reclaim the property. But I would ask an expert in your area to be sure, because it can vary from state to state.
Once the grace period is up, the property is no longer yours unless you buy it again. |
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ark
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You're still responsible for the debt |
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mcurry81
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I'm not sure about the state your in, in Washington (i'm pretty sure it's the same in every state) tax liens or paid first, then the money that's left is paid toward other liens. In order, like your first mortgage, second mortgage, and so on. Any balance remaining if any you will be responsible for. Or if there's anything left after all of that, you will get the rest. Your better off listing the house with an agent so you could get fair market value and the agent might be able to negotiate a short sale with the bank, most likely they'll take what they can get and you won't owe them anything. |
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MOM KNOWS EVERYTHING
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A property can't be "sold for taxes" only if there is also an unpaid mortgage on it. The mortgage holder has the right to have the property sold to collect its debt as well, so with both things outstanding, the sale price would have to be at least as much as the two (unpaid taxes and unpaid mortgage balance) combined. Unless the buyer agrees to assume the mortgage, and take over the payments. But the buyer would have to be approved by the mortgage holder, just as if he were taking out the mortgage himself to begin with. |
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Bettee62
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The taxes are paid by and the property is owned by the mortgage company |
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The Wraith of God is coming
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This shouldn't happen the taxes should be built into the loan.. That means the mortgage company did something incorrectly. |
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