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 Do I have to pay an appraisal fee to Mortagae Co. even if I didn't purchase the house?
I was buying this house and left a check deposit of $1,000 to my real estate agent. We opened escrow and had the house inspected for pest. The report came back and I wasn't happy with the ...


 Landlord trying to keep most of my security deposit. What can I do? I didn't take any pictures, regretfully.
Most of the deductions were already existing in the home or normal wear and tear. How am I supposed to prove this. Is hiring a lawyer going to cost me more than the $995 refund....


 How can i get a free house?
...


 Does anyone know how to find out what mortgage I would be approved for before we go to bank?
My hubby and I both make about 45K before taxes. Our credit scores are about 715. Our current rent is $810. The houses we are looking at are about 95K. I am graduating from nursing school next year, ...


 What all do they check for in a rental application?
Just credit or do they do background criminal checks also?...


 Should an apartment managers free rent be considered as part of his/her benifit package?
...


 I this property a good investment or at least not STUPID??
There is a lake resort about an hour from my house, where you can buy rv lots and cabins. The price for the 1 bedroom cabin I want is just under 50k. there is also a $75 monthly "resort fee"...


 What can we do?!! Help!?
My boyfriend and I found an apartment that we really liked and were planning on moving into in 4 days. When we viewed the apartment, there were certain features that we really liked and made the sale ...


 I need help with my Real Estate Agent?
I'm trying to sell my house and have it listed with a local real estate agent. The problem is that she isn't working very hard (or at all) to sell the house. My question is, how do you ...


 If I'm buying another home in a different state can I refinance or use my homes equity to buy the other home?
...


 What is the best way to buy a home with bad credit but a good income?
...


 Buying a home (unique situation)?
My mother passed away in August of 2007. I am administrator of her estate. I am also sole heir. I want the home, however there are two mortgages on the home. I want to pay off the 2nd ($20,000) and ...


 Mortgage issue!?
I bought my house for £46,000 last year, I now want to get a bigger morgage and take it to £75,000, a joint mortgage with my fiance, we went to the bank and they asked us to call some solicitors ...


 I need help! Pre-approved for home...but don't know if its the right time to buy!?
I've been approved for a loan of $75k (not very much I know) but was convinced by Agent that I'd be able to find a really nice foreclosure home for that amount...still haven't. I'...


 What is the difference between let and rent?
I am looking to move and am currently renting but have no clue what lettting is all ...


 Realtor / Listing agent submitted a wrong offer!?
After placing several offers on a bank owned property we finally received word that our highest and best offer was accepted. The banks listing agent sent us the banks purchase agreement and it had ...


 Assuming a home loan?
My ex husband and I bought a house together while married, and now that we're divorced and both remarried, I want my name off of the house. He said what he has researched is that the only way ...


 I am in my new job for 2 months? am i eligible for home loan? Will bank give me a home loan ? my net is 12k...
I am wrking in a public ltd co., net sal is 12 k but i am wrking for only 2 months.. Is there any time period in the present job to get a home loan?? Am i eligible for getting home loan?...


 Are there any places in the U.S. where a person could buy a house for less then $50,000 that isn't isolated-
what I mean is that it isn't in a suburb, but has a sense of neighborhood where you can walk out your door and not have to get into a vehicle to get places....


 How to make big deals in real estate ?
I have seen many people in the real estate business but yet I did not see any real person who can buy a big land....
how should i find such buyers ?
What should I do to find some one who ...



keke16
What if you are trying to get a loan, but you don't have none of your old income tax returns?
because In recent years I was not planning on buying a house, but just up and decided to purchase a home, what or how can I prove that I have been working steadily for years
                     
 




Nav
If you are self employed only then you need tax returns for the loan.You can ask the tax office for a copy of your old records. If you haven't paid the tax then you may get a fake tax return from a tax agent(May be $500). Or you can look for a loan called NO DOC OR LOW DOC.
If you work for somebody , you need your pay slips, and employement letter stating your gross income and net income.


mtgguy
Rating
you can do 24 months bank statements and divide the deposits by 24.


lindasueme
your state IRS will, contact them.


faye59x
Rating
Call the IRs and ask for copies Live Telephone Assistance
Call 1-800-829-1040 .
or check out the website and find a local office where you can walk in and ask for the forms ..
http://www.irs.gov/localcontacts/index.html


spot
You don't need tax returns. All you need is something to show that you've been employed and have been paid regularly. Either your W-2s, bank statements showing direct deposits or even a letter from your company HR department would help.


KYRealEstateGuy
Rating
There is usually a document that the bank has that they will have you sign, which allows them to get a copy of your federal return from the IRS.

But in general it is a good idea to keep your returns around for several years in case of an audit.


tressa1220
Rating
You or the mortgage company should be able to request all older tax returns from the State and IRS. I don't knwo the name of the request form I just know its possible.


fasb123r
Rating
Why you don't have them? IRS requires that you maintain copies of your tax returns and any supporting documents for a minimum of five years. Its a law.


ondreforsure
go get your best mortgage quote, then come to me and i'll see if i can shave off the closing costs or give you a better rate. I'm a broker and work with 90 lenders.


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