 I make $35k - how much home could I afford? |
| Condos are as low as $99k where I live, plus I'm eligible for first-time homebuyer grants.... |
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 What is the law regarding my landlord or her husband opening my mail? |
| I have received one open credit statement and one opened net flix dvd. I also don't get mail the day it comes. What laws protect me?... |
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 Does anyone know how a "REVERSE MORTGAGE works? |
My mohter in law wants to take out a reverse mortgage on their house. They own it free and clear and they are both retired. They want the money to travel, vacation etc.
someone told me ... |
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 Bad idea or good idea to establish personal contact with people I sold my house to? |
| The sale was handled through real estate agents...all by the book. It was an "as is" sale and I disclosed all known structural defects and flaws. The buyers sent me a nice, biographical ... |
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 Is now a good time to buy a house or should i wait a little more? |
| Hi, i live on San Francisco and we are trying to find a house around Oakland or Richmond, but we have a lot of people going on different direction, our realtor of course said the better than now we ... |
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 What if you are trying to get a loan, but you don't have none of your old income tax returns? |
| because In recent years I was not planning on buying a house, but just up and decided to purchase a home, what or how can I prove that I have been working steadily for ... |
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 Why are builders building all of these expensive houses people can't afford? |
| I live in a typical middle class town, however, for the past few years builders have been building all of these expensive, massive, monster homes that nobody can afford. Despite, the bid price tag, ... |
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 We are thinking of buying a home? |
| We still need to get pre qualified first. My question is, would it be better to wait and get pre qualified after we are married or is it not going to make much of a difference. Because if it ... |
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 My landlord has sent me a bill for heat we never asked him to supply in our rented home? |
| Suddenly this winter the kerosene guys delivered and filled our tank without us calling. At first we thought it was an accident becuase they left no bill. It happened a few more times and we then ... |
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 Real estate question? |
| for example, if i was going to rent a house out to someone. where do i get the lease agreement from, and who do I consult if i want to add certain clauses.... |
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 What is a reverse mortgage........? |
Additional Details
What if the house is paid off.............. |
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 Do I need homeowners insurance on a home i only plan to own for 2 months? |
| Im buying the home with cash and flipping it within about 2 months. So would i need homeowners at all? Policies usually are for one year i thought.... |
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 What's better fixed or adjustable mortgage? |
can adjustable become fixed later?
Additional Details
Thanks everyone !! :) :)... |
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Jennifer F | What is a good Christmas gift from a landlord to a tenant? |
My husband & I purchased a small apartment building at the beginning of the summer (3 apartments). We had never been landlords before, and we would like to give something to our tenants, but we don't want to make them feel like we think they're charity cases. I read some tenants' comments on another site, and they said they didn't like gifts from their landlords because they felt like the landlord was being "uppity" or "self-important," but we really want to do something nice for our tenants and don't want them to feel that way. Some suggestions were:
-a turkey
-a grocery store gift card
-movie gift card
-15% to 20% off January rent sent in a Christmas card
Anyone have any other suggestions? We're leaning toward giving them 15% off rent. One tenant pays $675, another pays $425, and another pays $400, so they'd get $101.25, $63.75, and $60 off their rent respectively. I know that opinions differ a lot, and there are those tenants out there who feel bad getting gifts, but are there any tenants who like gestures like this? |
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Landlord
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I would not give the rent discount, it will mess up your income records and look like you are pocketing rent. It also could be confusing (renters can be rather dim) as a new rental rate for the year and you may even loose that one in court.
See's candy, nothing more. You are not buddies. You are not relatives.
You should not be giving expensive gifts to people outside your family and very close friend circle. Expensive gifts even make friends uncomfortable. |
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2Cute2B4Got
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15% - 20% off rent sounds fantastic. Not necessary, but your tenants will love you for doing that if you are able. |
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Sweetharttt
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I like the idea of the rent reduction for the month. That truly would be a wonderful gesture on your part to them. |
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chatsplas
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You don't have to do anything.
But a grocery store gift card or movie gift card tucked into a Christmas card sounds nice.
The problem is that tenants feel they should reciprocate, and it's an evil circle, so make it modest, $10-20. The pressure of gift giving is insidious and harmful to the holiday spirit.
A friend and LL, gives homebaked cookies every year to her tenants, which are greatly appreciated and don't make one feel so obligated. |
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Fred
 |
Maybe a nice plant |
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dnic
|
Just send Christmas cards. |
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nojam75
 |
Nooooooooooooooo! Rent credits are a bad idea and may even be illegal. It can appear that you've renogotiated your lease to a lower rental rate and then raised the rent the following month. It could even appear that you're somehow bribing the tenant for something or tricking the tenant into not fully paying their rent. DON'T mess with your rental rate.
Gifts are not necessary and they imply that you will do something for them each holiday. You have to consider whether you really mean to commit to it for the rest of the time you own the property because your tenants will definitely expect it next year.
Also, consider that in the future, do you really want to give certificate to a tenant that is behind on the rent or owes late fees? If not, then are you really providing a "gift" or is it a concession for performance? You sound generous and well-intentioned, but you need to maintain a professional relationship with your clients. Why not instead use the money for lease renewal concessions or building decorations/improvements?
We send holiday cards and sometimes host a holiday get-to-know your neighbors event with treats, but most tenants would rather not be bothered attending. |
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ZiggyMa
 |
Its nice of you to want to give a little something, but I wouldn't do rent credits. Like the person above, I'm not sure it's legally a good idea.
Gift cards are nice and generic and usually appreciated. Try grocery store gift cards, or Starbucks, or movie theaters. Under $20 would be appropriate. |
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Enkidu360
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Give the gift that keeps on giving and continuously shows that you care. I'm talking about a magazine subscription. Find out their interests and get a yearly subscription gift for them accordingly. |
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