 My landlord has told us to leave... what are my rights? |
| Me & my partner were horrified to return back from our holiday last nite to find that our landlord had been in our house without our permission while we were away. He told us last week that the ... |
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 My tentent asked if she could stay until after the holidays and not pay full rent because she can't afford it? |
| I am renting a house out for $1400 to a couple. They had a 12 month lease that ended October 1st and then the lease turned month to month. The lease also says I need 90 days notice before they decide ... |
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 Is it typical for a lender to charge a PMI on a VA loan? |
| I live in Las Vegas, NV and am purchasing a home. I want to go VA, because I don't want to put anything down. However, my current lender-to-be is including mortgage insurance. I was told that ... |
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 How do I get my security deposit back from my landlord? |
I was renting a backroom of a house.
When I moved in a contract was never signed because my landlord (my landlord does not own the house, she rents it) never thought it was necessary.
T... |
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 Buying our 1st home? |
| Me & My husband have pretty good credit and are looking to buy a home within the next 6 months. We will have money to put down, but what are the first steps that we should take, in buying a new ... |
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 Plan on moving to another state...find job or house first? |
| My husband and I plan on moving out of New Jersey within the next 3 years. This is something we've decided on for quite some time now...we're just waiting for my schooling to be done. Even ... |
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 I am a buyer and would like to switch my agent on a property purchase? |
| I was in the process of buying a property and our offer expired. I was not very happy with my agent's performance on this offer due to numerous reasons. I never signed a contract with the agent ... |
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 Our apt. complex is trying to evict us. We are trying to pay the rent left. Can they still evict us if we pay? |
Today 01/26 we were given a 3-days-notice from our complex.
Our backrent due is 1,800 [I know. It's not my fault. My mother in law didn't pay her share.] Anyway. We will be ... |
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 What does it mean to say that a house has "good bones"? And how do you determine that it does? |
| I'm looking to buy a cheap fixer-upper house in the Cleveland or Columbus Ohio area. In my price range, many of the properties are listed as being sold "as is" or "no disclosures&... |
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 Can one buy a house for under 100 thousand dollars? |
| please let me know state areas and sq ft if anything at ... |
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 Do realtors show houses on Sundays normally? |
| We would like to have a house shown to us, but I don't want to be rude and call them on Sunday if it's not polite. What is house-searcher etiquette? Also, I live in South Dakota, does ... |
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 Soon to be 1st time home buyer, is it better to go to a bank or deal with a broker, credit score 710? |
my husband and I have both been at are job for over three years,
are debt to income ratio is pretty good we only use credit cards for emergency's and pay them off immediately , and have ... |
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 My Landlord Used my Apartment while I was away? |
| While I was out of the country for a 1 1/2 months my landlord's brother was occupying my space with his friends. When my girlfriend checked in one time to get the mail she found a pillow that ... |
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 Is It Possible To Get A Mortgage For 100% Of The Property Value? |
Thanks
Additional Details
I am based in the UK....Most answers seem to be more US related......... |
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 Can two people get two separate mortgages to pay for one house? |
| For example, a house costs £200K. Person 1 gets a mortgage for £90K. Person 2 gets a mortgage for £110K. They pool together these two mortgages to pay the total £200K for the one house. Is this a ... |
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 Our landlord has taken nearly £200 from our deposit? |
We moved out of our old house on 28th feb,advised that we would have our deposit returned to us within 28 days, as legally stated.
Received a cheque dated the 19th April (clearly way over the 28... |
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animalmother | What is a good rate for a 100% mortgage, including closing costs and no money down? |
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 |
 
Austinite
 |
5.25% is the best I've been quoted. |
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Heatmizer
|
Assuming you have a good credit score, that type of loan would be around 6.75 to 7.25 APR. Please make sure you look at the APR and not just the rate alone... they are not the same. APR is the true cost of the loan over the long haul.. it includes things such as closing costs and discount points.... email me if you have any more specific questions. |
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B U S Y
|
7% |
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Big Bear
|
If it's super-great credit, someone I know just got a 6.75 % rate.
Otherwise, if your credit isn't good, it will be upwards of 12.5 or worse. |
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bianca
|
100% financing carry always higher rate than mortgage for people with min.5% down payment. in my opinion any rate is good if you can afford the payment- after 6mth, 1yr you can refinance for better rate if you will have some more equity in the property. |
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jj_bao
 |
Wow.. can you get the closing cost added on to your mortgage? IF so, let me know which mortgage company you are working with. My husband and I are getting VA loans, they have no money down, but we still have to pay the closing cost which is in the neighborhood of $4-5K. That's still way too much for us.
I know for VA loans our rate is about 6.25. So anywhere between 6-7 sounds good to me. |
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Maria R
 |
It depends on your credit score. Assuming it's good, today's rate is 6.50%. You can contact me at my office (Capital Home Loans) & I will be happy to answer your questions. Now is a good time to buy!! Toll Free - 866-252-4590 |
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Antal T
 |
Hi there...
I am a Mortgage Consultant, and I just funded a loan like the one your looking for, allow me to help.
Contact me directly, I'll need to know the state you are in, purchase price of home, appraisal value, credit scores, income and I'll share my experience with you.
Sincerely,
Antal
Surefast Mortgage
AToth@SurefastMortgage.com |
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ChicaLoca
|
I work at a Mortgage Company and it varies with the options you choose. What state are you in? visit www.iprovident.com
Use the mortgage calculator. |
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vrazumniy
|
I can do 6.875% APR first and 9.5% APR second. 80/20 deal.
Sincerely,
Vladimir Rozumniy
Sr. Vice President/Managing Director
American Mortgage & Real Estate Group
8159 Santa Monica Blvd Ste., 201
West Hollywood, CA 90046
Direct (323) 428-5944
Fax (323) 331-1538
Email: info@amregroup.com
Website: http://www.amregroup.com |
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MEJ
|
Your best option would be to do an 80% 1st loan (6-6.5% and higher) and a 20% 2nd loan. the rate will be higher on your second (8% and higher). of course, your rates will vary based on your credit score, etc. if you are willing to pay down the rate (pay money up front for a lower rate).
remember if you get a 100% 1st loan, you will be paying mortgage insurance which is a waste of money... |
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