 What is the etiquette in dealing with Real Estate agents? |
| We are first time home buyers and have never used a real estate agent before. What is the etiquette in dealing with an agent, do you choose one and stick with them or go to a number of agents and ... |
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 I want to refinance a 1st mortgage and a 2nd which is a equityline that is with a another bank. need help? |
| Can i pay them both off with a refinance from home is we have enough equity in home. I am told i need to pay a .5 point fee to convert an equity line to a cashout loan since this loan is not a ... |
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 I'm on month-to-month lease agreement. How much I've to pay if I'm going to move out middle of the month? |
| I live in Glendale California, and I plan to move out on 15th of Feb but I've to pay rent on 1st every month, so on Ferbruary I have to pay rent for the whole month? ($1795) or I can pay only $92... |
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 I'm looking at building a new house next spring. Should I look at selling my house now & move to an apartment? |
| I have a wife & 3 1/2 year old son and, we want to be in a good position and not have to worry about selling this house once the new one is built. Renting would save us about $3-500 per month ... |
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 Inland empire, So. california, who are the best mortgage bankers, name top 3 please? |
| I wish to add a borrower with 701 median fico, relative, have 510 median fico, want max cashout, primary and rental property both to be refinanicaed, and stated income for both of us. Urgent, as ... |
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 Is it better sell my house by owner ans offer 5% to the buyer's realtor?or go to a reputable real estate co? |
| A local realtor in a gated community averages 1 sale per month in that community. is it better to list my house (water view, 1 mile from the beach and listed below market price for 2 months with ... |
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 What does 80/20 mean in mortgage terms? |
| I SEE PEOPLE TALK ABOUT 80/20 IN MORTGAGE TERMS WHAT DOES IT MEAN? AND HOW DOES IT WORK?... |
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 How long should I wait before lowering the price of my home? |
| (TX.) I am moving out of state in 2 mos. My home was listed with a local realtor for $195,00. Two offers have came in one @ 189,000 & one @ 176000. Currently, there's about 8 other homes ... |
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 If I find a dead body in my newly bought home, can I keep it? |
| This house I just bought is rather old, and the realitor guide must've missed checking all the rooms fully because I found a hidden closet space. And it there was a dead body of someone fairly ... |
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 Can you get a mortgage without a credit rating? |
| Me and my boyfriend want to move out this year but I don't think we will be considered for a mortgage because neither of us have a credit rating. We have never had loans or credit cards, the ... |
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 How long should it take to build a house, and how many contractors can work at the same time? |
| My husband and I are finally ready to start bilding our house. My father-in-law started building his house in June 2006 and didn't finish until June of this year. It took him a year to build ... |
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 Can I break an apartment lease by presenting a dr's note stating the apartment stress is affecting my health? |
| I am living with two roomates in an apartment that we all signed a lease for. I would like to get out of the apartment because Im not getting along with my two roomates. If my doctor provides a note ... |
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 How can I sue my mortgage broker without going broke? |
| I was taken for a ride by a mortgage broker. He lied to me about the terms of my loan, lied on my application about my income, and lied about numerous other things. Now I am stuck in a horrible loan ... |
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 What does a real estate agent/realtor do? |
| I want to get a realtor license when I turn 18 the summer. I just want a basic explanation of what the job is and how money is made.... |
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 Lawyers! I'm trying to move out of my appartment but they said there is a "no winter move out clause" ?? |
| My lease began 03/01/05 but under the "Lease Period Ends" it says "N/A". I plan to buy a house and was told that I have to give a 60-day notice but the 60-day notice cannot expire ... |
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 Real Estate Problem/ Dispute? |
| If you have a written contract for a property/ real estate and the buyer(supposed buyer) breaks it by not paying, can I enforce that contract? And get the property back since he didnt pay for it? The ... |
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| I heard its a way to get a morgage with less than subprime credit, anybody heard of it? |
Additional Details
i heard with these mortagages u have to refinance in 2yrs or lose your house. the loan is based on the property value and if the bank is likely to make a profit in 2 ... |
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saving_youth | What is the first step to buying your first house? |
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niall_crowley
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Save up money for closing costs and a down payment if you want to make one. |
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iris
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go to a mortgage company and get a pre-qualification letter(it tells you your credit and how much they will allow you to borrow)...then seek out a professional and honest real estate agent who listens to your needs(be weary of those who only want to show you their own listings, or who show you only homes at the higher end of your budget)....also, make a list of desirable things that you want in a home and give it to your agent...he/she will be able to narrow the choices down for you before you even go to look at homes...it could save you many hours of time! |
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Godson.......here and after
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get the cash. |
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raven44012
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Check out your credit rating first thing. |
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Principessa
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The first step is to see if you can qualify for a mortgage, unless you are paying cash this is irrelevant. You must know if & how much you can shop for. There are literally hundres of loan programs out there for first time home buyers & no credit, etc. |
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jgmeier93592001
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You have to research not only the loan program that your might be interested in going into, but also the locations that your looking to live at. Being a first time home buyer, your going to want to research as much as possible about the loan programs and weight the pros and cons for each one. You also have to determine how long you plan on living at that location and what you plan on doing after that time frame. Doesn't make since paying 6.250% for a 30yr fixed mortgage if you plan on living there for 3-7 years where the interest rate for a 3-5-7 year arm would save you money. So you have a lot of questions that need to be answered for yourself. Just jumping in can cost you money in the short/long term that might not be recoverable to you. |
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odabash
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establish good credit and correct any accounts that are negative. |
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henock_yohannes
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check your credit score and report,a job with two years history,or some cash for down payment. you only need 2 out of 3 of these |
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stevenewman1968
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step 1. contact a lender and see what type of loan you qualify for. this should not cost you anything and should not obligate you to anything.
step 2. contact a realtor and have them find you a home that will fit into your budget and be a home that you like. this too should not cost you anything.
if you are in the phoenix,az area drop me a line |
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