 I'm looking at building a new house next spring. Should I look at selling my house now & move to an apartment? |
| I have a wife & 3 1/2 year old son and, we want to be in a good position and not have to worry about selling this house once the new one is built. Renting would save us about $3-500 per month ... |
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 Inland empire, So. california, who are the best mortgage bankers, name top 3 please? |
| I wish to add a borrower with 701 median fico, relative, have 510 median fico, want max cashout, primary and rental property both to be refinanicaed, and stated income for both of us. Urgent, as ... |
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 Is it better sell my house by owner ans offer 5% to the buyer's realtor?or go to a reputable real estate co? |
| A local realtor in a gated community averages 1 sale per month in that community. is it better to list my house (water view, 1 mile from the beach and listed below market price for 2 months with ... |
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 What does 80/20 mean in mortgage terms? |
| I SEE PEOPLE TALK ABOUT 80/20 IN MORTGAGE TERMS WHAT DOES IT MEAN? AND HOW DOES IT WORK?... |
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 How long should I wait before lowering the price of my home? |
| (TX.) I am moving out of state in 2 mos. My home was listed with a local realtor for $195,00. Two offers have came in one @ 189,000 & one @ 176000. Currently, there's about 8 other homes ... |
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 If I find a dead body in my newly bought home, can I keep it? |
| This house I just bought is rather old, and the realitor guide must've missed checking all the rooms fully because I found a hidden closet space. And it there was a dead body of someone fairly ... |
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 Can you get a mortgage without a credit rating? |
| Me and my boyfriend want to move out this year but I don't think we will be considered for a mortgage because neither of us have a credit rating. We have never had loans or credit cards, the ... |
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 How long should it take to build a house, and how many contractors can work at the same time? |
| My husband and I are finally ready to start bilding our house. My father-in-law started building his house in June 2006 and didn't finish until June of this year. It took him a year to build ... |
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 Can I break an apartment lease by presenting a dr's note stating the apartment stress is affecting my health? |
| I am living with two roomates in an apartment that we all signed a lease for. I would like to get out of the apartment because Im not getting along with my two roomates. If my doctor provides a note ... |
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 How can I sue my mortgage broker without going broke? |
| I was taken for a ride by a mortgage broker. He lied to me about the terms of my loan, lied on my application about my income, and lied about numerous other things. Now I am stuck in a horrible loan ... |
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 What does a real estate agent/realtor do? |
| I want to get a realtor license when I turn 18 the summer. I just want a basic explanation of what the job is and how money is made.... |
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 Lawyers! I'm trying to move out of my appartment but they said there is a "no winter move out clause" ?? |
| My lease began 03/01/05 but under the "Lease Period Ends" it says "N/A". I plan to buy a house and was told that I have to give a 60-day notice but the 60-day notice cannot expire ... |
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 Real Estate Problem/ Dispute? |
| If you have a written contract for a property/ real estate and the buyer(supposed buyer) breaks it by not paying, can I enforce that contract? And get the property back since he didnt pay for it? The ... |
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| I heard its a way to get a morgage with less than subprime credit, anybody heard of it? |
Additional Details
i heard with these mortagages u have to refinance in 2yrs or lose your house. the loan is based on the property value and if the bank is likely to make a profit in 2 ... |
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 Are home inspectors often wrong? |
| We're selling our house & have an offer & today we had a home inspection. We bought our house from the builder & it's only 3 1/2 years old & we keep it in top shape! A... |
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| Can my landlord increase my rent before my lease is up for renewal? |
Additional Details
There was a "lower rent" discount that I was receiving and the landlord got rid of it because supposely he got audited and this discount is not suppose to ... |
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 What does not in a...? |
Subdivision mean when looking at house for sale?
Additional Details
is it a good are a bad thing?... |
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Julie L | What kind of loan do you get to fix up a new home you just purchased? |
I am purchasing a foreclosed home and the previous owners took the kitchen cabinets and counter tops. Now my banker says I can't get additional money to purchase what i need to fix the kitchen. So my question is where do I get a loan for that? Or what kind of loan? |
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Richard B
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You say you are purchasing a foreclosed home which tells me you haven't closed on it. One option is to not close on it, depending on what your contract says. It sounds like you are not working directly with the lender that owns the home. Try working with them and they would probably include the price of new cupboards. I bought a whole kitchen at a big box store 50% off as they were changing their line. The owner does not want the house. Also the loan officer should have asked if you would need additional money. FHA 235 is now a fairly easy program, but you can't refinance what you don't own. If you really want the property see if the lender you went to has the option of a 235 (probably not). If not check with the lender that owns the property. Also used cupboards are cheaper and you can refinish them. Talk to a 235 lender before doing anything. |
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Alterfemego
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Julie, if you had qualified for an FHA loan, you could try for an FHA203K loan. All qualifications and requirements are listed on the HUD website. You may run into a problem finding a lender offering these tho. But call HUD if nothing else. |
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teran_realtor
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If it's a HUD foreclosure, get either a FHA 203(b) with repair escrow (if repairs are less than $5,000), or get a FHA 203(k) if the repairs will be more than $5,000.
If it's an REO (owned by a bank), then probably go FHA 203(k) |
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WTF
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That's a very good question! When you find the answer let me know... I've been wondering the same thing!!! The only things I can think of is refinancing your home. (2nd mortgage) You could ask for a separate bank loan, or simply get a credit card. |
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superquerious
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I don't know how much you are putting towards the purchase price, but a home equity line of credit might do the trick. |
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Kathleen T
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That should be a home improvement loan. Hope this helped you. |
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purplecarrotblog
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I'm not sure where you are, but in Australia you can get a construction loan from most places, like this one: http://www.quickdirect.com.au/Content/Construction.aspx |
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Peilthetraveler
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You can get a title one loan for up to 25k, no appraisal needed.
Here is some info about what exactly a Title One loan is
http://www.bankrate.com/cnn/news/mtg/20000504.asp |
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Biggie @ Arbor Mortgage
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FHA 203b loan - see if your bank offers this loan. If not, go somewhere else the does FHA loans. |
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