 Why loan rates are much higher in the US compare to france? |
When you buy a house
In the US, you have 7% for 15 years and 5,5% for 30 years
In france, you have 3,8% for 15 years and 4,1 for 20 ... |
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 I am buying a house for the first time? |
What do I need to do from step one, like mortgages, down-payments, and other things.
Additional Details
I have been pre-approved now what?... |
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 Can I really afford this? |
| I am a single mom looking to buy a house. I was qualified for 185,000.00. Most people know that when you quilify for a certin amount that you want to stay under that. I found a house that i would ... |
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 Does our landlord have the right to show our house while we are still living here? |
| our rent is paid up until the end of the month and landlord wants to show the house before we are out. Nothing in our lease states it is allowed. Is this an invasion of our privacy? ... |
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 Paying a pet deposit and monthly fee |
| My husband and I have just found a great apartment that has everything we were looking for, but there is one issue. We haven't signed a lease yet, but we are getting ready to reserve an ... |
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 Can I afford to move out in a few months? |
| I am currently a server at a restaurant. I work an average of 5-6 hours a night and in that time make $2.65 /hr plus tips. I walk out with between 30-60 dollars each night, usually between 45 and 55. ... |
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 Dad is in £42k debt, refusing to pay the mortgage etc and wants to force my mum to sell the house, what to do? |
My dad has gotten £42k worth of debts, probably in the past 20 years or so I would believe. He is an addicted gambler, which explains the debt.
Now he is refusing to pay the mortgage for ... |
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 If you're buying a house, is it better to take out a loan or pay cash? |
| I've heard that there are good tax breaks if you have a mortage. Do they offset the interest that you'd be paying when you take out a loan? Which is better, cash or loan?... |
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 Is £65 rent money a week high? |
for two parents and a child in one room
just wondering
Additional Details
we have this family and they broke our toilet so my mum had to pay and my asked them to cough up as ... |
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 Landlord asked for key to apartment - does law require i give key? |
| My co worker is renting a home from somebody who is selling their home. The landlord has been bringing people to see the house without notice or with very little notice and has been asked many times ... |
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 Buying a first home....why is it so hard? |
| My hubby and I are in the process of buying our first home. Our bank doesn't do 30 year mortgages so they sent us to PHH mortgage. Well this company has been putting us through the ringer. They ... |
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 I just bought a house from a guy whose contract is up with the real estate agency? |
| he actually signed the paperwork last night with me that i had a lawyer prepare. he called me today and said that the realtor wants to collect fees because his sign is in the yard. he wants to ... |
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 How to cancel a contract with a realtor after just signing .? |
| Help my 83yr.old mother does not trust the agent, tried to cancel the contract in 72hrs.he said he will not release her.What to do, who do you contact,what are her rights . I'm afraid she will ... |
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 What does 100 £ "pcm" mean in a house renting ad ? |
Additional Details
100 £ was just an example !
i'm sorry this questions seems obviously stupid to u, but i'm french, and i was thinking it meant "per couple of ... |
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howard w | What options do I have if I I can no longer afford my mortage payments and can't refi !? |
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DebtWillEatYouAlive
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Get a second job, cut your expenses, rent out rooms in your house, sell some of your belongings such as your TV, cell phone, computer and couch. |
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ye
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You do do not have many options to choose from.
You are required to pay your mortgage on a monthly basis because like any loan you are obligated to pay it back.
You should take a look at the agreement you signed with the bank when you first obtained your mortgage.
Over time, you credit will become problem-some and the bank by law can foreclose your house if you become extremely delinquent. And this will reflect negatively on your credit report too.
Think of if this way, You lend a friend $1,000.00. And you ask the friend to back it back in 6 months at an interest rate of 10%. You ask a friend to sign a promissory note and he agrees to start paying you back immediately. However your friend decides he does not want to pay you back and moves out of town leaving you high and dry. This money was from your savings and you cannot afford to keep putting money in your account to build it back up.
Now how do you feel??? Be honest. Well this is how banks feel too.
Contact the mortgage company and seriously inform them of your situation. This will show them that you are trying and possibly they will be able to help you.
Hope this info is helpful to you.
God Bless and I pray that you will find a meaningful way to continue to pay for your mortgage! |
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Tiffany B
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get roomates |
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SugarBear
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Lose your job? ARM jump way high? Why can't you pay? You should get in touch with the mortgage company. Call them! And before they have to take legal action. Believe it or not some will work with you. Especially if you have not been avoiding collection calls. |
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Down to earth
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Rent the house for the mortgage payments and move to something more affortable, get roommates, sell the house, or get a second or third job.Other than winning the lottery- those are your options!
You may also try calling your mortgage company and se if you can arrange something to pay "interest only" or whatever till you get omn your feet. |
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scottb03gt
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rent out rooms or sell it |
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CAE
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pay what you can -do not stop paying. The bank will still get pissed off but it will be worse if you stop paying all together. You may need to negotiate with them. Can you rent to others? |
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Garden by M
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sell before it gets repossessed |
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johnbndallas
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the roommates would work but don't get to the point of re-po then it's hopeless sell first
MOST IMPORTANT talk to your lender tell them the truth about your circumstances they don't want to re-po it cost them money
they can help in many ways - like taking interest only payments but they will only do so if you communicate before you get too far behind ( they can extend the loan length also and reduce the payments ASK THEM FOR HELP ) |
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Searchlight Crusade
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Increase your income
Decrease your expenses
Rent rooms out
Sell the property
Deed in lieu of foreclosure
Get foreclosed upon. |
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el sabio
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sell |
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knowitall
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i am in the same boat. talk to your lender. get your financial information together( bills,pay stubs, bank info) and write a hardship letter, and send that to your lender. they have to work with you by law. if they wont work with you it will go into forclosure and be sold. depending on the state it could take 30 days to 6 months after the sheriffs sale for you to vacate. try to do what you can to avoid this humiliating time, it sucks when they come to throw you out. |
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