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 CONDENSED VERSION: Overcharged Rent
Hello from Astoria, NY I rent a room in a shared apt. Rent was meant to be divided equally. That was repeated several times before and after I moved in: everyone pays the same. My roommate has ...


 My Lender postponed my 9/30 closing date. Made me miss the Homebuyer tax credit
Hi. I just realized while starting my taxes for 2010 that if we had closed on our new home by our scheduled closing date we would get a $6500. credit for the Homebuyer tax credit. Everything was all ...


 Rent to Own Contract - Any tax deductions for ME?
I have a rent-to-own contract on the house I live in. Are there any deductions that I can take? I pay the mortgage lender directly the monthly payment. The also includes all taxes and insurance on ...


 Is it normal for a landlord to behave like this?
Hello. I'm moving out at the end of this month and my landlord wants to do showings everyday from 12PM to 6PM. I tell him that 4 times per week was enough but he ignores my responds and forced ...


 Divorce prior to foreclosure?
This is complicated but we would like advise on our situation. We have TWO! bad mortgages. One being a adjustable rate on a home we own but rent out. This one we would like to re-fi or modify but ...


 Will having my name on a mortgage harm my chances of renting a home?
My name is on a mortgage along with my mother and brother. Had a huge disagreement with my mother and am pondering renting a home. Will having a mortgage on my credit report hurt my chances of ...


 Bought a house with ex fiance now he left and won't take his name off the deed.
Shortly after we bought our house he decided home ownership wasn't for him. He stopped paying for the home even though both our names were on the deed and the mortgage loan. After 18 months of no ...


 Moving and paying rent
I am getting a job transfer but my leasing office will not let me out of our lease. My job is going to pay two months of a lease break but the office will not accept the offer. We are moving from T...


 Bathroom cieling caving in cause of leak from other apartment.
A week ago I went into my bathroom and noticed a huge leaking sunken in water bubble in my cieling right above my toilet.it was late at night on a friday but I called the landlords to let them know ...


 Selling home and have an offer to rent prior to purchase
We have an offer: PB (Prospective Buyer) would like to rent 23 Apr - 31 Jul 11 along w/ an offer to purchase and close by the 31 July 11. There is no mention of Security Deposit and the ...


 My parents home and their deed
My parents and grandmother are joint tenants with right of survivorship on a home in NY that has no liens or mortgages against it. Would it be simply for them to simply add my name to the deed in ...


 urgent legal advice needed
My wife and I need some urgent legal advice regarding a trouble landlord. Last July, my wife and I broke our 1-year lease at our duplex in Missouri. Our decision stemmed from a variety of factors ...


 eviction notice to get out.. even though my rent has been paid
i need help.. i rented an apartment from GREEN WIN apartment , ok .. my rent is $555 i paid my august 2010 rent .. apparently they lost the money order i gave them.. now they are writing me ...


 I want to finance a mortgage with my parents and not a bank.
I need to refinance my mortgage anyway, and I've been looking at quite a few current rates. Anyway, after looking at all of it, I realized that it's crazy to be paying a bank $7600 every year in ...


 Tenants refuse to move out at end of term
Thank you for a great website! I rented my home (two bedroomed, one bathroom), well cottage really, to my son's teacher's parents. As I "knew" them, I gave them a reduced rent and didn't charge ...


 Can I buy a house with no income verification, my credit score is 790 and I can put 30% down
My income an tax return is from overseas and probably not eligible in the US. I have excellent credit, a very good (unverifiable) income an a high cash reserve, can anyone tell me how I go about ...


 dont know what to do????????
k so my husband and myself moved into my great grandmothers home and basically "bought" it from her, we have been paying the morgage for 2 years now( and weve been paying that through our savings ...


 Is this valid?
We have our house up for sale right now, this is the first time we have ever sold a house before so didnt really know what to expect. The house has been up for sale since November, and up to now ...


 regarding rent modification
hi i was wondering do i have any rights when my landlord is going through modification should we still pay him rent after he lowered my rent one month to 750 then the next two months he raised it ...


 first time home buyer bronx ny
hello, I need advice on buying a condo. I don't know much about the real estate world. Any advice would serve great help. So first off, it just me and fiance. My fiance makes 40K/yr plus commision. I...



Carolyn Stoddard
What other kind of mortgage loans are there besides FHA, what if your credit isnt great?
I know Fha has many requirements 620 minimum score being one, what other kinds of loan are there
                     
 




GVD
Rating
If your credit is not great, FHA is the loan you need to be in. FHA loans do not penalize you for poor credit as much as the alternative conventional loan does. You also only need a 580 for an FHA loan not the mythical 620 that for some reason keeps getting repeated.


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