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 Is it legal for my apartment complex to raise my rent before my lease is up?
I live in a college apartment complex and they are raising our rent by $15/month starting in march. My lease runs from Aug 2007 to May 2008, can they up my rent even though my lease states that i ...


 Disability income isnt higher than 3 X rent so being discrimanated & made to pay high deposit. FAIR?
I cosigned an apartment for my 17 y/o daughter (I lived in different town) she turned 18 and eloped and broke lease. now i cant get an apartment because of this broken lease on my credit. and my only ...


 What is the the best way to back out of a verbal rental agreement?
I believe that my potential landlord is a scam artist. I recently cancelled a check after he insisted on payment in cash, but I think he might be hooked up with some bad people. How should I break ...


 My tenant moved out. I only had him pay first and last months rent, and no security deposit. Can i bill him?
the tenant had two dogs living in the home, and the brand new carpet was damaged, as well as a whole 'bedroom' was used as the dogs 'bathroom'. Even though no money was left as a ...


 I am interested in buying a new home, what can i do?????Please help!!!?
I just dont have the credit for it, and neither does my hubby. He has been previously married and that srewed up his credit. We make more than enough to pay for a home loan, but cannot get one. We ...


 Is it easier to get a home loan now because of the housing slump or harder?
I am interested in buying some land but do not have great credit. Is it easier to get a loan now or should I wait a few years and hope the market comes back up?...


 What website will help me find a house
what website can help me look at a house in a specific school district and let me see the price and where the house ...


 Is it possible to get a mortgage for a single family investment home under the credit of a corporation or LLC?
Is it possible to get a mortgage for a single family investment home (non owner occupied) under the credit of a corporation, LLC or Trust alone..If so what are the requirements and what lenders do ...


 Buying a House/Condo?
I'm starting to build my credit so i don't have good or bad credit. i figure instead of renting i could put 25k down and buy my own apartment/condo or even a small house. if the place costs ...


 What are some options to get out of homeownership without foreclosing?
I bought a house back in Jan. and since April I have been in a snowball effect of back luck. At this point, I'm drowning in credit debt and I'm working 2 jobs and BARELY paying the mortgage ...


 Damaged property after car crash?
A car crashed into my bf's house on saturday. The pillar and railings on the boundary of the property are destroyed.

The pillar is lying in a heap, as is most of a wall that stops ...


 Renting an apartment...and I just found black mold in several places....what to do?
I live in a quadplex... its basically 3 rooms (Bedroom, Bathroom, and Living/Dining/Kitchen) roughly 500-600 sq ft. These apartments were made pretty cheap... and our toilet & bathtub overflowed ...


 Would any of these be reason for breach of contract against my landlord?
We are currently renting a house from a friend that could not sell it. We moved in the middle of August, the house was not cleaned from the last tenants. The carpets were shampooed, but bathrooms &...


 How do i sell my house and buy a new one? Will my lender let me do that?
Right now i have 80/20 loan. 80% has 8% interest and 20 has 12%. ARM for 80% will be over in Jan 08. Would i be able to sell this house and buy a new one? My credit score has significantly gone ...


 Link posted by "man" on my question about living with disability in NYC was gibberish, if he's there-- resend

Additional Details
Still not working... what's it like?...


 What is a landlord allowed to say about you when asked for a reference?
We paid on time and we gave notice before we moved.

What else are they allowed to say though?...


 Is it always such a freakin' pain in the *** to buy a house?
I'm in the process of buying my first house, and I swear, every time I think it's done, they want something else! I was approved for the loan, then the underwriters wanted even more info (...


 Whats the hardest part of getting a Mortgage?
When shopping for a mortgage, what was the hardest part / worst part of YOUR loan process?...


 Who owns the moon? US, United Nations or the whole mankind?Can we buy property on moon?
...


 Anyone Know About A Website To Find Apartments?
Does anyone know of apartments around the MD area for low cost? Or a good website that is free and nice or does anyone know of any roommates....



karen a
What should I do?
I was supposed to closed this friday on a house, today is wed and my broker didnt close on my mortgage loan yet. My broker mess me up really bad, he didnt do his homework. He waiting to the last minute to tell me I need additional 4500 to buy points so my rate can be lower so I can be qualified for the mortgage. At first I was stress about the money, so I deposit the money in my account and send him the statement. As right know I have a bad feeling about buying the house, I know I cant walk up unless I get rejected from the bank. I just feel there is a possibilty I might not even refinance the house, I was hoping I could because the payments are too high. Deep down inside my heart I hope I get denied for the loan. Are my feeling are normal or should I be excited ?
                     
 




ninecoronas2000
Your anxiety could be from knowing how much money you are about to part with. If the payments are too high for you to feel absolutely comfortable paying each month, do not buy the house. Don't over extend yourself, if a monetary emergency happens you could lose the house. Only buy a house with payments that you feel you can live with.


tomthepawpaw
Rating
It sounds like you eithe have some shady or some lazy people preparing your things. Your broker really shouldn'thave anything to do with processing your loan. I would be worried too.pp


winterz
Rating
If you have a bad feeling BACK OUT!!! Buying a house is a big decision and if you think you cant afford the payment then you also wont be able to afford the upkeep. I would look for something cheaper it is a buyers market right now so take advantage.


kris
Rating
Hello, the bubble has broken. Do whatever you can to get out of it. Wait a couple years. I know you want a house but foreclosure in the near future won't do you any good. The prices will drop soon and you will have many to choose from. Keep saving your cash till the time is right.


valstpatrick
Buying a house is ALWAYS stressful and usually every loan (purchase and refinance) have challenges of all sorts.

Try to relax and ask questions when you do not understand. The more informed you are about the process the better your expectations are and the process seems smoother.

Discount Points are a way to reduce your interest rate on the loan. Do not expect to be able to refinance your house within the first 24 months. If you are approved and do not proceed with the home purchase, you could lose your earnest money deposit.

On the up side, home ownership is a GREAT feeling. Knowing the money you pay every month is actually being used to acquire wealth; long term.

Hope this helps. Best wishes


Jim
Rating
Welcome to the business world. Now take all the paper work to a real estate lawyer and listen to what he has to say. Do this now before it's too late.


caseysxyz
Rating
Buying a house is the most important financial decision most Americans make in their entire life. So, yeah, you should be a little intimated by it.

Take a deep breath and remember it all works out in the end.

You are going to love the house, even if you hate the closing.


malakit
Rating
Sell the house and use the gain to buy one that you can afford the monthly. Never get loan with variable rates. Variable rates will always go up never down. Fixed rate are easier to budget for.


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