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 Help in buying a house?
i am 24 and despretly want to buy a house, i have 2000.00 dollars in savings and was wandering if someone could tell me if that is enough for a down payment? and if someone like me with bad credit ...


 If your credit is bad how can you buy a house?
My marriage pretty much destroyed my credit. Now I need to buy a house and I'm afraid my credit won't allow me to.
Any suggestions or advice is very much appreciated....


 Landlords please answer only?
If you are a landlord,would you rent it to dhss people..I realoze that these people need somewhere to live .So dont think that im critisising people less fortunate..What i want to know is how do i ...


 Is 6.625% a good rate for a mortgage?? need answers fast, please!!?
i've got to know if i should lock in the loan today or not...
please help!
thanks!!
Additional Details
30 year fixed rate at 6.625% on a 30 day lock approved on a Home P...


 How do you find out who the owner of an abandoned building or house is?
...


 What would you do if you were in the process of buying a house and?
The current owners promised you a new furnace to replace one that is 40+ years old and then down-graded to a "full tune up" on the old one? Also promised you new doors and windows and then ...


 Is there a website that can show the value of my home.?
I want to go to a website that when i put in my address, it gives me the square footage and value. Do you know which one that is?...


 Me and my ex own a house for two years I have only been on the deed for seven months can I sue her for house?
We have been together two years and all off a sudden she put a resstraining order on me to get me out of the house. I have been making all the payments for the past two years. But have only been on ...


 How does it make you feel when you have to give the landlord all your hard earned money for rent?
you give the landlord all your money for rent while he sits on his ***. with the cost of living rising, who can aford to buy there own house? Is this another form of slavery or enslavement that the ...


 What do you do when you have a roommate who doesn't have a job and you do and your lease is about to end?
At the end of September our lease ends, and I would like to move into a 1 BR apt for myself so I can be stable with my funds. She on the other hand hasn't found a job yet and b****ed me out ...


 Should i buy a car before a house or a car before a house ??
...


 If I break my lease with 4 months left on it what can happen to me?
Are there any tricks I can use to void the lease? Plant dead rats? Kick in my door? Anything?
...


 Is there a loan I can get because I am a homeowner?
I bought a house about 1 year ago. I really need a loan to get on my feet and to pay off some bills. I hear alot about home equity loans and such but I dont know if I qualify for that. Are there ...


 How hard is it to buy your first house?

Additional Details
What are the things to consider before buying?...


 I'm trying to find out about the property lines around my home?
...


 Do you think my landlord is being greedy?
I am very upset that my landlord is taking my kindness for weakness. I currently live in a 2 bedroom condo. I am a good tennant that pays my rent on time. My lease ends on October 31, 2008. I am also ...


 If i am selling a house without a real estate agent, what do i need?
Is it enought to just get a good residential real estate lawyer?...


 Does my wife has the right to the property that I inherited from my parents?
I inherited a property from my parents. It's not pay off yet. Im the one who's continuing the mortgage payment. It's under my name (in loan document, and other paper works). Is there�...


 I am a single mum being forced to leave my home!!?
I have been living in the same home for 3 years. I fist rented the property from a friend and signed a lease. A year ago her mother took over the lease and no lease was signed. In october my ...


 Scared about moving out on our own.... Does my husband make enough for us to get our own place soon?
My husband and I have been living with his family for about 1 year now and we have a 6 month old son. He works and I stay home with our son. We've been having alot of problems living there and I ...



bamagrits84
What should I do if I find mold in my rental house?
I am in the process of moving out of a rental house. Yesterday I noticed the corner of the wall paper in one room was peeling and noticed behind it was mold! It freaked me out so I pulled all the wall paper down (it was old and ugly anyways) and there was mold all over the bottom of the wall! I think someone intentionally tried to cover up the mold with the wall paper because it was the only room in the house that had wall paper. My son has asthma and has been hospitalized 2 times since we have lived in the house and my husband is constantly sick with respritory problems. Since we are moving out next week I am concerned that the rental company may try to cover it again and the next renters could get seriously sick. What do I do? is there a government agency I can contact?
                     
 




WhatAmI?
Rating
First of all, not all mold is toxic. The toxic mold is rare.

You can have it tested by a commercial lab to determine if it is the toxic kind. http://www.prolabinc.com/products.asp

Your family's symptoms suggest it may be the toxic kind. But those symptoms can be caused by many other factors other than mold.

Photograph the room, close-ups on the moldy spots. Send the photos to the property management company, and to the property owner. You can find that information by searching your county property tax records. The owner's name and address will be on the records.

Also send the photos to the new renter and let them know there might be a problem.

I once rejected a rental property years ago because of a mold spot on the northeast corner of the bedroom. I had no idea if it was toxic or not, but it grossed me out and I rented elsewhere.


eeyore20_69
I dealt with this before. Go to your local health department. Let them know your son and hubby got sick while living in the house, and that you found mold while you was in the process of moving. They can send someone out to see what kind of mold it exactly is. Then send a certified letter to your landlord letting him know you found mold and it made your family sick. Once you know the exact kind of mold, take your son and hubby to the dr, there are tests they can do to see if they are definatly sick from that form of mold. Good luck


froggsfriend
Rating
We found lots of mold in my mother's house when she died. She had a lot of respiratory problems and now we know why. The house had to be fumigated and rid of the mold before my brother moved in there to live. You are blessed to be moving. Some of that illness will improve due to getting out of the moldy situation. I don't think the movers will be effected in such a short time as they will be around it, but you might warn them just so they know. I'm not sure who to call, but you might start with Environmental Health at the local county Health Department. They will probably know where to refer you if it's not a case for them. I'm just glad you are getting out of that mess. Best of luck to you!


toddk57@sbcglobal.net
Rating
Well : you must get the " Apartment Unit Inspected because
it could be an health problem with mold build up & tell Land
lord about this or Notifi ( Department of Health ) right away"
refer http://www.rental.services.help.com


Me2
Rating
contact the board of health. They should be able to help you or tell you where you can get help. Take pictures. Also contact your son's doctor and tell him of your findings and see what his advice might be. Make sure you have it on record before you move. You may be able to sue these people for the hospitalization of your son. You may even want to call one of those tv stations that come out and investigate. Then for sure it will be watched and fixed. Good luck.


newmexicorealestateforms
Rating
Since you mentioned your son's illness; I would contact an attorney after taking photographs of the mold put a newspaper's front page by the mold in where you can read the date of the paper in the pictures and take a sample to a lab to identify the type of mold it is. Our agency has run into these types of things before and I am not aware of any time that the owner of the property has prevailed.
For the EPA's publication, "A Brief Guide to Mold, Moisture, and Your Home"
www.epa.gov/ http://www.epa.gov/iaq/molds/images/moldguide.pdf
EPA: Reporting Violations: http://www.epa.gov/ebtpages/complianceenforcement.html
Buena Suerte


curmudgeon
Contact the Health Department.


missourim43
Rating
Contact your local city/county bldg. inspector.


elaeblue
Rating
You need to send a registered letter to the management of your rental apartment telling them about the mold problem. You could send a copy of the same letter to the Building Inspectors office in your town. Then they wont be able to just cover it up. Also make sure you dont take the mold on your things to the new house. Wash everything you can with a solution of bleach and water. You can slow the nasty stuff down with that solution also just spray it down and most will die.


pawan s
Rating
yo can go in consumer court


NURSE LINDY
Rating
Do tell the owner - you should disclose this before taking it ealsewhere - but afterwards, I would report to your states housing authority - and if this rental property is section 8 - I can assure you there will be a physical investigation. Take photos to cover yourself - and don't plan to use the landlord as a reference.......

There is that outside chance the mold grew on the wallpaper glue because it provides a warm/dark/moist enviroment....


Yogini
Rating
Contact Consumer Protection and the Better Business Bureau.
Explain the problem and see what options they give.
Good luck.


curious georgette
Rating
Whatever you do, make sure you take good, clear pictures of what you found, then write a letter of complaint to the landlord, send it to him registered so he can't say he didn't get it, and keep all your son's medical records and bills. You should be able to get damages.


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