 My wife and I have FICO scores above 760 yet our mortgage broker offered us a rate of 7%. Can we do better? |
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Additional Details
Thanks all. I've looked at bankrate.com and myfico.com and I'm ... |
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| Me and my mate have been looking at getting a joint mortgage and buying a property in the city closer to our jobs. Speaking with my parents though they are trying to put me off buying a house with a ... |
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Can I demand a key? My mother is now deceased.
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It sure feels like crap. Is it something most people have done? Should he sound as peeved as he sounds?
Additional Details
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| I make about 70K a year if I work 4 days a week. I love this house which is about 3 miles from where I currently live. It has about 2700 square ft with a basement equipped with a 2nd full kitchen ... |
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| I am currently looking for an apartment. My boyfriend and I both have bad credit. We recently paid off the bills we had, but I have a bankruptcy on my record. We have been saving for about a year, ... |
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Mikey1 | What was the value of my house in 1991? |
rh16 1qa |
 |
 
LondonGRL
|
The link below takes you through the process of figuring out the correct valuation for your house in 1991.
It takes a little while to read through the process, but its worth it to make sure your property was banded correctly. |
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Jay
|
The best thing to do is hire an appraiser that specialized is this. There are people out there that can do the research to determine values in the past.
Be prepared to provide a list of any changes made to the house since 1991, including major repairs, additions, and so forth. If you have pictures or other materials to support what the house looked like at the time, so much the better.
If nothing else, hiring an appraiser will give credibility that doing this yourself cannot. If, for example, this is for tax purposes, the IRS isn't likely going to take your own "guestimate." However, if a licensed appraiser with a known specialty in past-date appraisals does it, it's more likely to stick.
If you want quick-and-dirty, can you ask your locality to lookup the tax assessment for 1991. Ask them to give you a statement that assessments were based on '100% of fair market value." In some places, it's not 100%. And, depending on your local market, a tax assessment can be off since tax assessors use different metrics than a real estate would.
Which leads to one last method: find a real estate agent that did business in your area in 1991. Ask her to dig up home sales for similar houses from that year. If she's a pack rat, she might still have information around that can support a valuation.
In the end, I really suggest that you just get the appraiser. Pay the few hundred dollars and know that you've got a defensible number. |
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scottFL007
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I'll give you $8,000 for your house in 1991. |
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ipc.1008
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If you really want an answer to this question and depending where your property is located you can check with the “Property Assessments Dept” in your county -- in most cases this detailed public information can be found on-line. Typically, once you locate the proper website you will need either the street address, the name of the current owner, or parcel ID# before this data can be displayed. Or, you may also accomplish this in person at your local office.
Good luck with your search… |
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gingerlatic
 |
go to the nationwide website, they have a house price calculator |
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Carl N
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less than it is now - probably |
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Stephania M
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Look up your local county tax assessor/collector on-line and look up your house. It won't tell you what the market value was, but it will tell you what the county appraised the value to be to assess taxes on - that should give you a pretty good estimate. |
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Shadowgirl
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Why is this important ? |
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jenna
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the assessor office will tell you |
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proofreadergirl
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£17 11s 6d |
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qwerty
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aprox 1/3rd of price now |
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michael b
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NOT AS MUCH AS ITS WORTH TODAY |
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robfowler5
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you could deflate by a suitable housing measure, as seen before nationwide, or halifax, turn the current value into terms of 1 and then deflate backwards. |
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bdough15
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If you are in CA you are talking 5 times less than the current value but if you are talking about the Unibomber shack in Montana it would have close tothe same value...may have gone up slightly. It is all the market that you are in. |
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Year of the Monkey
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We need to know where you are, and how big the house was, etc. Call an appraiser, or trick a broker into thinking you might want to sell your house, and they will appraise it by approximation. |
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