 How do I deal with a rent increase of $250 which violates my lease agreement? |
| I signed a lease for $700, which I paid monthly on the dot for three months. This last month, it was $950. I signed a one year lease clearly stating $700. I talked to the management office, but I ... |
|
 Call me thick but what does 'Recession' mean? |
| I keep hearing how this country might go into recession but dont know exactly what this is. Also what is this 'Credit Crunch' all about? what does that mean? lol I sound like a right thicky ... |
|
 How can I get a $30,000 loan to buy a 2.5-acre parcel of vacant land in Florida? |
| Also, could I borrow enough to put in a well, septic tank, and power pole? Please don't give answers like, "Go to the bank."... |
|
 My friend & her children live w/her mom who is the sole name on the lease. Does my friend have rights to stay? |
| we live in MN. My friend and her two children live in a two bedroom apartment for over a year now with her mother. Her mother is the only name on the lease. Her mother just had to go to the hospital ... |
|
 I want to live in the USA by the sea, but where? |
| I am a 55 year old Englishman. Retired, not a lot of cash but reasonable pension. I would love to live in the States BUT it has to be by the sea. I could buy if not too expensive or possibly rent. ... |
|
 Free room/ accommodation in the uk? |
Hello
32yo single brit male in the uk, quiet, looking for free room, food for 1 to 3 months, hopefully with an internet port or wifi
, while i establish my small business.
T... |
|
 What's a good way to get into real estate sales without any experience? |
| I'm about to pass my real estate fundamentals/practice class. I should be able to take and pass the state exam by April. I'm a 19 year old college student without any office experience. P... |
|
 Is it smart to be buying real estate in the next year? |
| I have been hearing conflicting arguments, some say buy nothing, others say get anything you can. What's the best move in the next year?... |
|
 Rent without a lease? |
| Rented a room in ireland verbaly for 2 months, no lease was made. After a week living at the room i have reasons to move out, nothing to do with the house. Notifed him 7 days before to moveout. P... |
|
 My landlord is selling my house.? |
| I moved into this apartment April 1, 2007. On May 15, he told us that he's selling the house. I was really pissed as I planned on staying here for a while and my kids love it here. Well, now, ... |
|
 Is my landlord ripping me off? |
I recently found out due to past agreement with lease or payment, my landlord end up have a four bedrooms apartment to himself for 350 a month.
He rented out three rooms for 350 each per ... |
|
 Do you think the mold in my apartment bathroom is causing me to be sick? |
| In my apartment bathroom, water leaks from the ceiling right above the toilet. & I see mold growing more & more, day by day. I told the maintenance man on Friday, & he was supposed to ... |
|
 Zero down on a house???? help? |
| My husband is going through all of the legal stuff with buying a house. The closing date is real soon and his mortgage guy promised he could put zero down, he gave my husband paperwork confirming ... |
|
|  |
BamaboynTN | What would be better, a home equity loan or refinance at lower rate to add on to my home? |
I'm wanting to add on to my home but I've never used a home equity loan. I have used the refinance method where you borrow a little extra to add on. What would be the best now, with the way the economy is and the interest rates unstable? |
 |
 
Tony D
|
Forget the economy and interest rates in general. The question is, what's best for you? Compare the two scenarios, overall costs of a refi verses the home improvement loan. If you are lowering your first mortgage rate at the same time you take cash out, usually that's the winner. I'd have to have details to make a call but it's your details I need, not the economy or who won the super bowl. If you need more info, send me an email. |
|
livn4themin
 |
Just make sure whichever you choose to make sure it is a fixed rate. With the home equity, you can pay off or consolidate other bills and put it under your home interest to take off at the end of the year with deductions. Refinancing at a lower rate would be ideal |
|
phred01
 |
This depends on the conditions of the home loan. If one can make extra repayments without penalty then the lower interest rate is better. The only positive of equity loan one can borrow up to the equity of the property ie if in the future one needs more money its easier to access the cash without having to refinance. The decision is depends what one future plans are! The big downside of an equity loan is the temptation of being to be able to get more cash on a whim. |
|
stanleys_2001
 |
why not do both!
Seriously... you can refinance at a lower rate... lock it in, and maybe leverage some of your equity at the same time. |
|
$andman
|
re-fi at lower rate,with cash out for add-on,if you can qualify...I heard equity lines were all frozen ,without alot of media coverage,untill the banks review write-downs... |
|
Lissa
|
home equailty lone |
|
Steve V
 |
I think a home equity interest rate would be higher. But it would depend on how long you borrow the $ for. |
|
bethbird1960
|
Read how your interst is charged and any hidden lines about credit rating and interest rates as well. Fixed rate mortages are usually the best as ARM are adjustable and can go to high in interest to ever pay. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
9 | 8 minutes(s) ago
| | | |
9 | 41 minutes(s) ago
| | | |
9 | 52 minutes(s) ago
| | | |
10 | 1 hour(s) ago
| | | |
10 | 2 hour(s) ago
| | | |
9 | 3 hour(s) ago
| | | |
9 | 8 hour(s) ago
| | | |
9 | 2 day(s) ago
| | | |
9 | 4 day(s) ago
| | | |
9 | 2 week(s) ago
| |
|
Homepage 
Financial
Forum 
Renting & Real Estate 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
