 I need a 4br house to rent ASAP ! how can i find one? |
| i am in need of finding a 4br house! i am looking to move ASAP/no later than Aug.15th.my price range from min.$1100.-$1450.max for rent a month. please HELP!... |
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 Is this mortgage too much? I think my MIL got taken for a ride? |
| Okay, I don't know much about mortgages, that's why I'm here. She purchased a home for 150k and is paying 1500 a month...that just sounds like way too much isn't it? In the end ... |
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 Do I necessarily have to get a loan to buy a house? |
If you have more than 20% for down payment, then is it still necessary to get a loan? For what other reasons would one get a loan to buy a house?
Additional Details
A loan officer is ... |
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 Landlord asking for too much personal info on application? |
| We are looking for a rental. We have tons of assets and the perspective landlord knows this. He gave us a credit application. We forwarded it to him and he then asked for our birthdates. This ... |
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 What can I do about noiseyneighbors in my apartment building? Los Angeles here!!? |
| The neighbors that live below me play music all the time. It thimps with bass and I can barely watch TV or concentrate. I have tried to talk with them, but no luck. I've reported them to the ... |
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 We're renting a townhome from Remax realty in Chesapeake Virginia that has big cockroaches, what will they do? |
| We started living at our new townhome (rental) on the 20th and there are cockroaches. We just moved in 2 nights ago and last night we saw 3 different ones run and scurry across the floor. The realtor ... |
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 Ok.. FHA say's I'm approved for the loan. Closing is Set for this coming Tuesday. Title work has been ordered? |
| They have doen all the paper work W2's, Bank Statements, IRA funds, Credit Reports, ETC.. They called my employers this past wednesday to verify my employement.. Loan officer told me they would ... |
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 On a 100% loan - what costs are the buyer responsible for? |
| I found a house I like while browsing. I had no plans to buy but now I am thinking about it. I have good credit and job history but no savings really. So I would need to do a 100% financed loan; ... |
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 Tips for selling my house myself??? |
| My husband and I would like to sell our house without a Realtor. I understand that the process can be a difficult one. Any tips to make it sell faster? I will appreciate anything, from staging my ... |
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 What advice do you have to offer when selling a home with out an agent? |
| A friend of mine is wanting to sell his home without a Realestate agent. What all should he do? Thanks.... |
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 What's the typical down payment like on a condo? |
| I've heard the 10% figure tossed around quite a bit. I'm realistically looking at something in the $150,000-$200,000 range, probably in Florida. Is 10% pretty much standard or does it ... |
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 How much would we need to earn per annum to get a ÂŁ70,000 mortgage? |
How much would a bank realistically be looking at us (a couple) earning to grant us a mortgage? What about if just one of us is working?
Thanks!
(Trying to figure out whether ... |
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 If I rent a room to somebody under 21 and they drink alcohol in the house am I responsible? |
I am renting out a room in my house and one of the potential renters is under 21. If he drinks alcohol in the house am I responsible if he gets pulled over?
Additional Details
Im in C... |
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 Is century lending group a scam? |
| they are trying to get money i can not even find their web ... |
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 I'm moving into my first apartment? Any important things I should know? ? |
| Also how does utilities work? I pay the apartment place or do i have to go through the heat, water, and internet people?... |
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 What does `under the table` money mean....talking about mortgage deals dealing with a solicitor? |
| solicitor may have taken 10k less from us, but no solicitor does that without illegal reason hes saying hes charged us or dealt the house at 10k less but its all looking like fraud day by day. dad ... |
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beautiful tragedy | What would be the best advice a homeowner could give to a first timer? |
I'm getting ready to purchase a home for the first time and I need advice, what are some very important things that I should know before and after I close the deal. |
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Sweetharttt
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Have the home inspected.
Do not buy for the price you qualify for. Always by under that figure. |
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tonalc2
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Use a realtor. Ask friends, family for recommendations. You want someone who will walk you through all the necessary steps and whom is available to answer questions throughout the entire process.
Make sure you research your loan before you begin shopping, so you know what you can afford.
Make a list of "must haves" in your home--size, yard, view, neighborhood, etc. Then make a note of which things you are willing to adjust.
Don't allow yourself to be pressured into buying. If you get a "we need a commitment right now" attitude, walk away.
Cosmetic things can be changed. You want updated electrical and plumbing. Check the foundation, look for water leaks. Of course, you'll want a thorough inspection, which should include a termite inspection, before purchase.
Location is everything. It's easier to adapt to a house that's not perfect than to a neighborhood that isn't. |
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ghothem
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You need to realize that the cost of owning a home is far greater than just the mortgage payment. Utilities, decorating, maintenance, etc are also large costs for which you need to budget. When determining how much you can afford, be sure to take these costs into account also. |
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Will Erica's son
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always use protection. |
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Marysue
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Get your three free credit reports from www.AnnualCreditReport.com to make sure you don’t have any old debts that need to be paid & that there’s nothing on your report that shouldn’t be. If anything is wrong, get to work fixing it. Don’t take out any new lines of credit between now and the date you close on your house.
Get preapproved for a mortgage before you do anything so you’re only looking at homes you can afford.
Make a list now of what you want in a house.
Get a buyer’s agent so you’re not walking in the dark.
Get a home inspection, be present for it, and take advantage of the final walkthrough. Do also realize that no matter how clean the inspection, something in your home will break in the first few months you own it. It’s just about inevitable.
Understand that no matter how hard you try to guestimate, the cost of owning a home will still likely shock you. It’s everything from increase utilities, to property taxes & homeowner’s insurance, to the cost of maintenance & repairs. |
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denverlmc
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View the home in daylight and night time. Ask about moisture in the basement, age of the heating/cooling system. How much are the utility bills, taxes. How old is the roof and how many layers are on it. Have they ever gotten water in the basement - even a trickle. Check the attic/crawl spaces to ensure there is adequate insulation.
How much is the commission and if there is more than one agent involved what is the combine commission. Do you have a lender - check with them to get an estimate of the closing costs you are responsible for. Be specific about what characteristics you are looking for in a home so your agent doesn't waste their time - such as showing you split levels when you want a ranch style. You'll want an attorney experienced in real estate law to draft the offer and closing. |
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godged
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Lots of great answers here. I'll add:
Don't get lulled into the feeling that if you like a house, it'll still be there a week, a month or so from now while you look at every house on the market in your price range.
I have had people do this recently, thinking nothing is selling or maybe they will come down in price again or maybe the seller will be more motivated after it sits on the market for awhile or whatever the reasoning. They keep looking if by chance there is a better house/better deal out there and they miss out on a house they really should have made an offer on.
I have one couple that still refers to a house they missed as "our house." Well, it SHOULD have been, but you waited too long. |
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lstephenr@sbcglobal.net
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It may be cliche but, location, location, location. Beyond that I would say, don't buy in over your head and be sure to keep some money aside for the new pieces of furniture, draperies, new pots and pans, dishes, kitcheware and other items you may want to make your life comfortable and fun. Nothing worse than adding the additional debt burden of all of the different purchases you will want to make so that you have a home instead of a house. |
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dvdgarofalo
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Get a buyers agent.
Remember, the agent on the sign is working for the seller.
As a buyer you should have representation. That is the purpose of a buyers agent.
After a purchase...
Always maintain you home. While you may not plan on moving, you may want to in the future. Keep you home repaired and it will retain its value. |
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muneepenee
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1. find the hous yu like or want & help if nies naberhood
2. get a good pries.
3. save nuff munee tu pae all the xtras kosts...kloes kost, down paement. Yu probablee need tu bi sum furnacher.
plaes mae need sum fixup. |
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