 First time homebuying? |
| can anyone help me how do I know if I qualify for a home loan?... |
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 Can this old lady sell her house? |
| An old lady neighbour has gone into a care home. She wants to sell her house to pay for her 'rent' at the home when her savings eventually run out. She has appointed her niece (she has no ... |
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 My husband and I bought a house and we need to terminate our lease. our landlord is being a jerk! Help!? |
| I entered into a twelve month lease while my husband was deployed. Once he got home we decided that we wanted to buy a house. Therefore, at the beginning of August we found a house that we really ... |
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 Would $50,000 annually be enough to live in San Diego? |
...right on the beach?
Additional Details
I'm single. I would move there for the constant beach activities. I love partying. I would have a moderate car, like a Civic (stock).... |
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 Landlord Question!!! My tenants ruined the carpet, shouldn't I use the deposit to replace the entire carpet? |
| I collected a $600 deposit on a home I rent. The carpet has some major stains that I know were not there before, and it won't clean up by steam cleaning it. You can't just put a new piece ... |
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 Does it make you happy to see greedy home owners keep dropping their selling prices? |
| They have all gotten so used to mega appreciation. Now finally the prices are coming back down to earth; at least in some areas of the country.... |
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 Nice apartment, but in a funeral home? |
| So i am looking for an apartment and I found a great deal and apartment is newly remodeled and perfect for my needs, but its in the same building as a funerall home. Should I not take it because of ... |
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 What are my rights as a Renter? |
| My Mom and I live in a house her BF owns in SC. Six days ago he told her he has the house sold and we had to be out by last night. That gave us only 5 days to find something, move and relocate. We do ... |
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 What would happen with my house if I stop paying the second mortgage which I can't afford? |
| I can only afford to pay my first mortgage and I can't refinance the loan because of the decreased home value and bad credit.... |
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 Can our landlord cut off our heat ? |
| I live in Ohio and we have had nothing but problems with the heat in our apartment building. The broiler is old and the landlord has known it has needed repair for at least three years ( that's ... |
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 Is this covered by my security deposit ? |
| Im moving out of my apartment and i wanted to know what will happen if i take the refrigerator.Im pretty sure my security deposit will cover it but i don't want the police called on me. Some one ... |
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 How long will it take to complete on my house? |
| I have just accepted an offer on my house, I am going into rented accommodation and the people buying my house are first time buyers. I'm in a hurry - how long should it take to complete?... |
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 Can you really buy a forclosed house for like $1,000? |
| Or is that all a scam. I have never met anyone who has bought one for cheap like that. I know they have a ton a scams out there......but are any legit?... |
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 My apartment complex advertises granite counter tops, yet only some of the apt's have them. Is this allowed? |
| We pay just as much as people with granite counter tops, yet we do not have them. On their flier, and website it says they have granite counter tops. I was wondering if this is illegal due to false ... |
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 What does it mean when a real estate listing says "Sold as is"? |
| Does this mean the house has something wrong with it or that the seller is not willing to entertain a buyers request (e.g. I will offer this price and the seller fixes the furnace/roof/etc)?... |
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 When your fixed rate mortgage ends...is it best to switch companies or stay? |
Also do you have to get all the papers and valuations done again to be approved? little concerned as now work part time not full time.
Additional Details
Just a little bit more info...I&#... |
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TD | What would be the best possible Home Loan I could get buying a co-op? |
I heard that you cant use the nothing down or 3% mortgages on a co-op purchase. Is this true I live in NY. WOuld I hav eto put down 10% no matter what. Also FYI Most one bedroom co-op go for atleast $130,000, and 10% of that is 13,000 and the HUD and FHA mortgage and program say that they can only give you 3% or 5,000 down. |
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Blue October
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the best possible home loan is going to depend on your credit. i want to suggest that you speak with your local banks...they know you the best, and they are local -in case you need them in the future.
I am sure you are aware of the large amount of foreclosures across the nation. This lends itself to the way that banks and lenders are now doing business. The days of nothing or very little down are almost gone. You will need to come up with a min of 20% down and stick with a 30 years fixed no prepay penalty loan.
Do not accept or get into any creative financing or ARMs (adjustable Rate Mortgages)...these loans have a high failure rate to foreclosures.
stick with your local banks...good luck on your purchase :) |
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walyank
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Go to a mortgage company in NY and ask. They'll know. |
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raj A
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Genki
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I have done 5% down co-op loans.
Many lenders loan on co-ops on the NY, NJ area. Talk to several brokers and ask.
For a specific lender, I have brokered loans to National Cooperative Bank (www.ncb.com). I don't work there. |
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