Question about what to do while viewing open houses, first time? |
| This weekend I will be looking at several houses that are for sale. I have never done this before. I am wondering what is proper to do and not do. Can i open the peoples cupboards and closets etc. T... |
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My Sister Signed A 1 Year Lease on a Rental Home - Now the Owners want to change It & go up on the Price!? |
| The Owners says that the price he quoted for the rental property was too low and that he was about to go on vacation so he got excited & gave them too low of a price! He wants to go up 300.00 &... |
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Can you split a mortgage? |
| I am not married and this seems like the best way to protect an investment. For example, if my boyfriend and I want to buy a condo for $300,000 can we each have a mortgage in our names for $150,000 ... |
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Can you get kick out your apartment because of...? |
| Can I get kicked out my apartment if, while the managers are showing an apartment, I tell the "new tenants"---"Did they tell you about all the cars getting broken into, and how they ... |
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Where, on line, can I get a property value for free? |
Additional Details Ok, I got Zillow.com, any others?... |
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Dispute with Landlord - over letting potential buyers view the house? |
In January, our Landlord informed us that he was planning to sell the house this August. We declined the offer of buying it ourselves and have now bought somewher else.
The dispute comes ... |
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Are me and my family entitled to housing benefit? |
| I'm currently waiting to be housed and was wondering if me and my family would get housing benefit. I don't work cause I'm a full time mum and my partner is working self employed but ... |
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Can someone get a mortgage with bad credit? |
| Can you get a loan with a 500-520 score and no money down? In Chicago il, im makin like 40k a year 8-10,000 in bad debt on my credit report.... |
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How can I set a rent value on a house? |
| Would like to get maximum rental income, but not sure of method to calculate. The property is rural, has over 5 acres and large house with park like setting. Thank you.... |
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I need to move back into my property that is currently being leased, can I brake the lease? |
| I own a home in California that is currently under a 1 year lease. I live out of state due to my husband's job. Sometime within the next year he will be transferred back to CA. We need to ... |
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I am buying my first home. asking price and my price.? |
| i am interested in buying a home listed for 139,650. i have been doing some research of my own and i know all the precautions, but i am wondering if i make an offer, how much lower should i ask? i ... |
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How Can I Move Out Of My House? |
| Im only 20 I cant get a full time job so I have to put up with only working part time to bring in money, i still live with my parents but theres never really been a relationship there recently its ... |
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Can the owner of the house where I'm renting a room enter into my room without telling me? |
| I never signed any papers to move in, the verbal agreement was that I would pay $700 a month and it would be month to month, no utilities just $700 for the room. Well after 3 months of being there I ... |
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Is this a good idea or not? ? |
| My boyfriend & I are looking at a house to buy and we have been trying to run through all the possible options. He came up with this one and I'm thinking its a good idea but I want to see ... |
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How do i buy the house im renting that is in Forclosure? ? |
| My boyfriend and i just rented this house just to find out from our nighbor that the house is in forclosure, I asked my landlourd if this was ture and she had said she didnt want to say anything to ... |
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Countrywide broke into my house, why won't they accept liability? |
| I went to my cottage that I own and I walked up to the door noticing the screen door jammed open and the main door had no doorknob on it, it was lying on the floor. I noticed a note on the door that ... |
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Why do rich people have mortgages? |
| I know the answer may be tax related, but why not, if you have the money, pay off your house. If the house is an investment in itself, why not?... |
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Rob H | What would happen to my mortgage if anything went seriously wrong with Northern Rock? |
Whilst i dont think it will, and i have listened to the news which states that some of the stories surrounding NR are exaggerated to the max it did get me wondering what would happen if NR or any other bank went into liquidity. Would i simply have to continue paying my mortgage to another organisation? |
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gollum
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Nothing will happen to your mortgage in that you already had the money and bought the house. You will have to keep paying to someone, regardless. |
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bostonianinmo
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Your mortgage would be sold to some other firm. You'd keep making payments per contract. As far as you are concerned, it's a non event. |
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JOANNE C
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I think your mortgage would be taken on by whoever buys over Northern Rock(if that happens!!!). You would continue paying the mortgage under the same terms. I think the only people who should be worried about the situation are those who have invested/saved with NR. Did you see on the news how much their shares went down yesterday?? 639p - 33p. |
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AnOrdinaryGuy
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NR would probably sell all its mortgages to another company. They are valuable assets, since they bring in income to whoever owns them. So if NR goes out of business you are still going to have to pay to someone else. |
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Pete S
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It's probably the same in the UK as in the States (or "Colonies", and one friend loves to remind me!). If a bank goes into liquidity, the notes get sold to pay off debts. Whoever picks up those notes will still require that you honor them, and the terms shoud not change. |
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footix2
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Its unlikely they would go bust tbh. Even if they did, recievers would simply sell of their assets to the highest bidder. Your mortgage is an asset to the Northern Rock.
The current situation is simply a cash flow thing. Beacuse of recent tough trading on the currency markets banks are reluctant to borrow each other money to cover shortfalls. More and more banks are having to go to the lender of last resort (BoE). Barclays did it recently |
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keyhole kate
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I cant give you the answer.but go into martins money tips and in the forum there are people there who are mortgage advisors who just help with information they are prompt in giving answers too.good luck. |
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ᵸᵃṩᵢᴄᶦṱ☔
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i am sure your mortgage would be secured by another company.you will repay 2 to 3 times the money you borrow on a mortgage.its a good deal for a `lender, |
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K
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What's happening with Northern Rock?? |
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charlie
 |
YOUR BEST BEST IS TO STOP PAYING YOUR MORTGAGE FOR A MONTH OR TWO UNTIL THE COMPANY IS EITHER BOUGHT BY SOMEONE ELSE OR IF IT GOES BUST. SAVERS ARE IN A WORST POSITION. SAVERS SHOULD TRY AND WITHDRAW AS MUCH AS THEY CAN AS NOT ALL THEIR SAVINGS WILL BE PROTECTED. I HAVE NOT BEEN ABLE TO GET IN TOUCH WITH ANYONE AT NORTHERN ROCK THAT MUST TELL YOU SOMETHING |
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