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My dad has gotten £42k worth of debts, probably in the past 20 years or so I would believe. He is an addicted gambler, which explains the debt.
Now he is refusing to pay the mortgage for ... |
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 If you're buying a house, is it better to take out a loan or pay cash? |
| I've heard that there are good tax breaks if you have a mortage. Do they offset the interest that you'd be paying when you take out a loan? Which is better, cash or loan?... |
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 Is £65 rent money a week high? |
for two parents and a child in one room
just wondering
Additional Details
we have this family and they broke our toilet so my mum had to pay and my asked them to cough up as ... |
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| My hubby and I are in the process of buying our first home. Our bank doesn't do 30 year mortgages so they sent us to PHH mortgage. Well this company has been putting us through the ringer. They ... |
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 How to cancel a contract with a realtor after just signing .? |
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 What does 100 £ "pcm" mean in a house renting ad ? |
Additional Details
100 £ was just an example !
i'm sorry this questions seems obviously stupid to u, but i'm french, and i was thinking it meant "per couple of ... |
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 Coming back to the UK? |
and looking to buy a property that I can keep for a few years,for a future family,at least 4 bedrooms looking in the region of Richmond, does any one know price ranges?Is 1.4 mil enough?
Thanks ... |
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| I just bought a house and my neighbor keeps his dog right next to my house. They have a small yard so it really has no other place to go. They care about there dog I watch them play with it. It barks ... |
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| OK, I know a lot of realtors lurk around here, defending their profession. So, tell me: WHAT the heck are you meant to do as a realtor??? Because every single realtor I've ever used has done the ... |
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carlos | Whats the best 100% morgage for a first time buyer? |
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Christine
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I am so against 100% loans when they can be avoided. They are usually interest only loans for a certain amount of time, then you have to pay back the interest and principal, but the principal payments are higher because you have to make up for the principal you didn't pay while it was interest only. Most people aren't prepared for that. Additionally you have to pay impounds (escrow accounts) which is your property taxes and insurance on a monthly basis. It all adds up to being stretched too tight usually.
Look at the foreclosure lists .. I'm willing to bet a good 60% of them are because of the 100% loans.
Save whatever money you can and buy a home when you can put at least a 10 - 20% down payment. It's so worth it. |
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Deborah
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I got mine from Northern Rock. 125% .95% secured on the property and the rest as unsecured loan at the same rate. Meant I had money for home improvements to, |
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Antal T
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Some very good answers, there are some additional 'factors' before getting an answer... but the best answer is to call me, I could find you a good lender, with a good loan program & I don't charge an arm or a leg.
Antal
Surefast Mortgage
AToth@SurefastMortgage.com |
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kelkoolloyd
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http://www.natwest.com/personal02c.asp?id=PERSONAL/BORROW/MORTGAGES/100_PERCENT
A 100% mortgage is ideal if you're looking to buy a home but don't have a deposit. Ideal if you're a first-time buyer getting your foot on the first rung of the property ladder. If you aren't sure how much you can borrow, use our tools. Or browse the table to find the rate to suit you. Apply, and we'll give you a decision in minutes!
Please note: if you borrow over 90% of the value of your house, you may be charged a Higher Lending Charge (HLC). This charge reflects the increased risk to the lender when the loan is a large percentage of the value of the property. You can choose to add any HLC to your mortgage, increasing the overall amount payable
http://www.kelkoo.co.uk/b/a/c_160401_mortgages.html
http://www.moneysupermarket.com/mortgages/quickmortgage.asp |
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nanu569
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that would depend on a couple things. To accurately answer this question i will need more information. I am a loan officer with many options for you to look at please email me so we can talk further my email is nanu569@yahoo.com. I have a more legitiment email address but i try not to give it out on here to avoid spam. |
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Bear Naked
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A VA loan is the best 100% mortgage! |
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dawn l
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the best 100% mortgage would be with northen rock over 25 years repayment then you are paying the mortgage back it works out about 350month for 75,000 but dont quote me ask about first |
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dukeblueforlife
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That is really hard to answer because I don't know what type of loan you could/would qualify for. The best thing to do is to shop around and see who will give you the best rate.
Just stay away from ditech loans. please. |
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oklatom
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Unless you are a vet, or have extremely good credit, a 100% loan is very difficult to get. Assuming you do qualify, the best would be the one from a well rated loan institution with the best interest on the loan. |
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HANNAH L
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look on www.moneysavingexperts.com |
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INFOPOTAMUS
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Can't you scrape together a deposit?
Stay clear of banks try to find an independent advisor. |
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Molly R
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The answers you are getting are not really right. It is not true that it is hard to get 100% if you don't have perfect credit and most 100% programs are not interest only. It is true that if you can put down a payment that is good, but I have done a lot of 100% programs and all of my borrowers are still in their homes.
The best is something no one is going to be able to answer unless they have all of you information. There is no way to tell what you can get unless the Loan Officer has your credit and you application. So everything about the best product is just a guess. Go into an Loan Officer and get hem to help you. Check out a couple from different companies and find the one that can get you the best deal.
I hope this helps you. |
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