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 What does this mean for people who have their mortgage with IndyMac?
You need to see this article to understand the question
http://news.yahoo.com/s/...


 Does any1 else thinks its a good idea to move bk with family while i buy my house to save on money?
...


 Can you get evicted for nonpayment of rent? Lived at house three months. rent is 1000. paid 5800.so far?
...


 Can landlord & old tenant do this?
We were suppossed to move in yesterday (10/1). Got keys from old tenant on Saturday when we moved our bed (it got delivered) in after they had all their stuff out and were leaving. They were ...


 Mortgage advice?
My job is fairly low paid (16k), I am in the process of looking for another one as is my partner. I have a reasonable deposit (20k). The thing I want to know is what companies are likely to take me ...


 Central heating not working properly - shall we pay the full rent?
Hi,
We rent a house which has gas central heating. The thermostat is broken, so we cannot set a certain temperature. We have to turn the heating on manually, which then will go on full power. T...


 Can the landlord keep me from putting a fence up?
I am renting an apartament with a small yard in front and the side of the building. I wanted to put the fence up to keep our baby from running out to the street. The lanlord is telling me I can'...


 How many people have a $4000/month morgtage? is this a crazy mortgage amount?
...


 How Can I Get Onto The Property Ladder???
What are the best first steps to take, for a complete novice like me???...


 How much of an influence does a co-signer have on a loan?
My husband and I can easily afford the house of our dreams. However, we have limited..not BAD...but limited credit history. As we are young. Will having a co-signer with excellent credit help us with ...


 Is a manager allowed to say you are being evicted to a potential new landlord?
The manager of the complex i am currently living in told a landlord who was doing a reference that I was in eviction? Is this allowed in the state of california?...


 How much do I have to charge as a deposit of rent ?
We own a duplex in Washburn Missouri, vlose to Cassville , like 30 mints from Joplin, Its open land, normal size, 1 bedroom, living room, heather, we are just replace the carpet and paint the place, ...


 Landlord didnt return the security deposit back????
HI,
I stay in California, I moved from my apartment on january 1st by giving a verbal notice to landlord on december 5th.
After we moved, when my dad asked him for security ...


 Should I hire an unlicensed roofer?
I finally found a handyman who has been great -- does a good job at a very reasonable price. However, he's unlicensed & uninsured...has his own little "business" with little ...


 Is this a good rate on my mortgage?
100 Percent financing.
30 Year Fixed rate
6.0 Percent interest
$170,000 loan on a duplex in Great Falls Mt 59401.
No pre-payment penalty or any "hidden suprises"
...


 I have no money to put down on house... is it a good idea to purchase with no money down or wait till i save?
...


 My boyfriend was recently kicked out..?
and the owner of the house wants to keep his computer until he pays half of this months rent which is usually paid at the end of month according to their agreement. She just kicked him out yesterday ...


 Why does it matter what your credit score and history is when looking into renting an apartment?
I have a good rental history and have never had any problems with my previous landord. I am looking to move to another city due to my job and every decent apartment community does credit checks and I ...


 What type of improvements will help me sell my one bedroom one bathroom condo? I live in an urban location.?
I live on Capitol Hill in Wash, DC and need to sell my 1br/1ba condo in the next several months. I've seen a ton of sites that describe upgrades that can help you sell your home more quickly, ...


 How long does a contract last after you sign it on a rented house?
i signed a contract for a 1 year lease on a rented apartment 2 years ago, when i moved out of the house the landlord refused to give me back my deposit citing a section of the contract to do with an ...



keke16
Whats the difference in the process from buying a house directly from the owner or throught an agent/bank?
                     
 




MackMama
With an agent there's a middle man, who wants a cut of the transaction $$. This extra money is usually worth it as, ideally, the agent has much more experience in buying and selling and will hopefully get the best deal for all involved. If you're confident that you're savvy enough, cut out the middle man and avoid the extra $$


stevehesterman
Rating
By using an agent you will pay a fee. However it will likely save you big money in the long run as a professional will look out for your best interests and protect you from being taken. Never use the same Realtor to secure a house for you who's firm is also representing the seller.


DIY Doc
Differences:

Payment options/Schedules
Amount of payments
Time period of the paying
Repairs
Addendums
ANY and all consessions that the seller is willint to accept and allow, without also being involved in any extra or excess payouts.

I always look for Owner Held. and have benefited often

Rev. Steven


Jess Wundring
There aren't so much a lot of differences as there are a lot of pitfalls you need to beware of. Unless you're buying from a relative (and probably even then), you'd better have a lawyer, knowledgable regarding real estate transactions, representing your interests in the transaction....heck, even if you're buying through an agent or bank, it can be a life-saver.

And no, I'm not a lawyer.


nothing
Rating
You should think of a real estate agent/broker's commission as "malpractice insurance".

Unless you know what you're doing, and believe me the process of property purchase is a complicated process and full of opportunity for you to make costly mistakes, then the commission you pay may be less than the price you'll pay by doing it yourself.


hansomat
Rating
no difference.

Just get a GOOD real estate lawyer and let HIM handle the sale.

He will make sure every 'i' is dotted and every 't" is crossed.

then just trust him.
Make sure your lawyer is a good one.

The rest is easy.

Trust your lawyer


smgray99
Rating
More protection going through an agent. You can find out about what is in the area, if there are problems with the house and ask questions that you may not ask directly for fear of annoying the seller. You can also offer a lower amount without getting attacked by the seller (verbally of course) as the agent will bear the brunt of that kind of attack.


asmul8ed
Legal Representation. Need I say more?


Hoopfan
Rating
The difference is that when a home is listed with a real estate agent, there is a professional representing THEIR INTERESTS. When a homeowner tries to sell a home without representation, there are many potential problems that may occur. Number one , their home is probably overpriced. Just because they are not paying an agents commission doesn't mean that they are willing to knock that off of the sales price. Also, there are state mandated disclosures that must be met that most homesellers are unfamiliar with.

Your best bet would be to use a buyers agent. They represent YOUR INTERESTS only. This way , you'll be completely protected and informed throughout the process. Plus, the buyer agent fee is paid by the sellers, so it costs you nothing for this valuable service,


Keller Williams Realtor
Rating
http://www.pauld-kw.com
Need a good Realtor?
If In Alabama - e-mail me
If not in Alabama - I can still recommend an experienced Realtor from your area
that will give you OUTSTANDING service!
http://www.pauld-kw.com


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